Associate, Mortgage Investments (Western Canada)

Cameron Stephens Mortgage Capital Ltd.; Old Toronto; On-site; CAD 60,000 - 100,000; Full time

Job summary

An established industry player in commercial real estate investment is seeking an Associate for Mortgage Investments. This role involves analyzing diverse mortgage transactions, preparing detailed Term Sheets, and collaborating with various stakeholders to ensure efficient processing. The ideal candidate will have a strong background in real estate lending, excellent analytical skills, and a commitment to client service. Join a team that values integrity, precision, and partnerships, and contribute to shaping the future of real estate investment in Canada. This is a fantastic opportunity for those looking to grow in a dynamic environment that prioritizes professional development and excellence.

Benefits

Competitive salary and bonus structure

Comprehensive medical benefits

Annual fitness allowance

RRSP matching program

Tuition Reimbursement Program

Company-wide team building events

Qualifications

• 3+ years in real estate lending with a focus on analysis and client service.
• Strong knowledge of finance and interest in the Canadian real estate market.

Responsibilities

• Analyze and structure mortgage transactions for various product types.
• Prepare Term Sheets and assist in client communications.
• Perform creditworthiness reviews and identify risks in loan transactions.

Skills

Real Estate Analysis

Financial Modeling

Credit Analysis

Communication Skills

Interpersonal Skills

Attention to Detail

Client Service

Education

Post-secondary Degree in Commerce

Degree in Business Administration

Degree in Economics

Degree in Finance

Job description

Associate, Mortgage Investments (Western Canada)

Please send CV and Cover Letter with your email.

Position Date:

Title: Associate, Mortgage Investments (Western Canada)

Status: Full-Time

Reports to:

Position Summary

Associate, Mortgage Investments (Western Canada)

Where we commit to hire the best and support our people to be their best.

We are Cameron Stephens, a leading Canadian commercial real estate investment manager, with a proven track record of partnering with borrowers and developers to offer investors consistent and attractive risk-adjusted returns. Built on a foundation of vision, integrity, and a commitment to excellence, the firm provides innovative debt and equity financing solutions for residential and commercial projects across Ontario, Alberta, and British Columbia.

With a 20-year track record of success, Cameron Stephens combines deep market expertise with rigorous underwriting to deliver stable, reliable returns for investors, shaping the future of real estate investment.

We are seeking an Associate, Mortgage Investments to be responsible for the following key activities:

• Analyze and structure competitive transactions for all mortgage product types, including land loans, cost to complete construction loans, revolving construction loans, servicing loans, inventory loans, and amortizing term loans;
• Work closely with the origination department to prepare high-quality Term Sheets / Deal Summaries (loan applications) for Credit and Investor approval;
• Assist the origination department to prepare and issue Letters of Intent to clients;
• Build relationships with Borrowers to understand their needs and work with the origination department to ensure timely and efficient processing of transactions;
• Work closely with the Underwriting and Portfolio Management team to ensure Term Sheets / Deal Summaries are complete and accurate;
• Establish personal goals and action plans to support CSMC’s business objectives;
• Keep abreast of changes within diverse industry sectors and proactively identify opportunities to improve the growth and development of assigned transactions.

What does the day-to-day involve?

• Analyze a variety of commercial real estate transactions including office, retail, industrial, residential, hospitality, and land;
• Complete detailed Term Sheets / Deal Summaries for submission and approval to Investors;
• Correspond with originators, borrowers, mortgage and real estate brokers, and other industry professionals;
• Perform modeling and quantitative analysis related to real estate developments and income-producing properties;
• Review applicants’ creditworthiness by analyzing personal net worth statements, financial statements, and credit reports;
• Identify risks and mitigants related to loan transactions and make recommendations;
• Respond to Syndication for all Investor inquiries.

Are you aligned with our Mission, Vision and Values?

Our Mission is to advance our client-first philosophy by managing investor capital with the highest levels of professionalism and integrity. We are dedicated to capital preservation while forging long-term relationships with our real estate developer partners. We are committed to excellence in everything we do.

Our Vision is to be a leading force in the Commercial Real Estate industry, known for disrupting the status quo and setting new standards of service and excellence.

Our Values:

• Partnerships: Our commitment revolves around our clients.
• Precision: We apply our unwavering commitment to precision in every area of our business.
• Persistence: We tackle challenges with relentless tenacity.
• Entrepreneurial Mindset: We hire the best and support our people to be their best.
• Integrity: We hold ourselves accountable for our actions and decisions.

What we believe our ideal candidate will possess:

• Post-secondary Degree in Commerce, Business Administration, Economics, or Finance with an educational focus on Real Estate or Land Development (required);
• 3 or more years of related work experience in the real estate lending industry (required);
• Strong personal commitment to professional development;
• Good knowledge of Finance and a keen interest in the Canadian Real Estate Market;
• Excellent communication, interpersonal, and team skills;
• Excellent attention to detail;
• Ability to work independently and a strong commitment to Borrower/Client service;
• Willingness to work flexible hours and train to improve business and lending skills;
• Demonstrates a high capacity for increasingly complex workloads.

What we offer our people:

• Competitive salary and bonus structure
• Comprehensive medical benefits
• Annual fitness allowance
• RRSP matching program
• Tuition Reimbursement Program
• Company-wide team building events

At Cameron Stephens, we value the unique skills and experiences of each of our candidates. We are committed to being an equal opportunity employer and are happy to provide accommodations upon request at all stages of the recruitment process.