Associate Financial Advisor

Co-operators General Insurance Company; Richmond Hill; On-site; CAD 55,000 - 91,000; Full time

Benefits offered by this job

Training and development opportunities

Community involvement

Competitive compensation package and <

Job summary

Co-operators General Insurance Company is seeking an Associate Financial Advisor to support and grow our Retail Sales agency operations in Ontario. Based in an office setting, the role focuses on outbound prospecting, client contact, and cross-selling across life, group and wealth products, with opportunities to expand into home/auto and specialty lines.

You will need a Life License, provincial licensing, and a couple of years of sales or related experience.

Qualifications

• Two years of sales experience or related business or marketing experience preferred.
• Life License is required.
• General or other Insurance License(s) may be required depending on specialty focus.
• Meet all provincial licensing requirements to obtain and maintain licenses.
• Knowledge of insurance products and underwriting skills are an asset.

Responsibilities

• Support development of agency operations through sales and profitable growth of life, group and wealth management products.
• Service and support life, group and wealth management portfolio while adhering to compliance rules for sale of life insurance and wealth management products.
• Proactively complete client reviews focusing on life and wealth management products.
• Prospect and cross-sell all lines of business by completing needs analysis for clients per the agency Business Plan.
• Complete front-line risk assessment and selection following underwriting guidelines.
• Complete home, commercial and farm inspections as required.
• Develop annual marketing plans outlining strategies to meet goals in each product area.
• Respond to and investigate client questions and concerns, resolve complaints and escalate when needed.

Job description

Company: CGIC
Department: Retail Sales
Employment Type: Regular Full-Time
Work Model: Office-Based
Language: This role operates in English.

The Opportunity:

We are a leading Canadian financial services co-operative committed to being a catalyst for a sustainable and resilient society and our team is essential to deliver on this strategy. That’s why we prioritize our people, to ensure we provide a strong culture and development opportunities which enables our team to thrive and to live our purpose. The best part is that you will work with people that care passionately about you, our clients and our communities.

The Associate Financial Advisor plays a key role in supporting and developing agency operations through outbound prospecting, client contact and sales activities. This role may have an opportunity to specialize in one or more product areas such as life, group and wealth. The Associate Financial Advisor will identify prospects in both personal and business markets, determine needs and as a trusted Associate Advisor, make informed product recommendations. They may also be involved in the development and growth of personal lines products (home/auto insurance) and specialty lines (farm and/or commercial) portfolios.

How you will create impact:

• Support development of the agency operation through the sales and profitable growth of life, group and wealth management products.
• Service and support the life, group and wealth management portfolio of the agency while adhering to compliance rules and regulations for the sale of life insurance and wealth management products.
• Proactively complete client reviews focusing on life and wealth management products.
• Prospect and cross sell all lines of business by completing needs analysis for clients in accordance with the agency Business Plan.
• Complete front-line risk assessment and selection, following underwriting guidelines.
• Complete home, commercial and farm inspections as required.
• Develop annual marketing plans outlining strategies and activities to meet goals in each product area of responsibility.
• Respond to and investigate client questions and concerns, resolve client complaints and elevate issues appropriately.

To join our team:

• Life License is required.
• General or other Insurance License(s) may be required depending on the specialty focus for the role.
• Meet all provincial-licensing requirements in accordance with continuing education in order to obtain and maintain all licenses.
• A minimum of two (2) years sales experience or related business or marketing experience is preferred.
• Knowledge of insurance products and strong underwriting skills is an asset.

How you will succeed:

• You remain focused and optimistic in the pursuit of a goal, despite barriers, until the objective is achieved and allocate time and resources to effectively manage the sales portfolio.
• You successfully build plans focused on expanding market penetration and apply an innovative mindset to improve operational efficiencies, with a client centric lens.
• You have strong communication skills to influence or persuade others to adopt a specific course of action and can effectively facilitate mutually beneficial solutions.
• You build trusting relationships and provide guidance to support the development of peers.

What you need to know:

• You will be subject to a Background check as a condition of employment, in the event you are the successful candidate.

What’s in it for you?

• Training and development opportunities to grow your career.
• Opportunities to give back to your community.
• A competitive compensation package and benefits program.

Salary information

Expected salary/hourly range is $54,517.00to$90,861.00CAD

The salary amount for the successful candidate is determined by Co-operators in its discretion and will vary depending on several criteria including but not limited to: local market conditions, geography and relevant job-related factors such as knowledge, skills, qualification, experience and education.