Associate Director, Commercial Banking (Corporate Finance Group)

Bank of Montreal; Sainte-Catherine; On-site; CAD 69,000 - 129,000; Full time

Job summary

A leading financial institution is seeking an Associate Director in Commercial Banking to facilitate credit decisioning and analysis. The ideal candidate will have 5-7 years of experience, strong communication, analytical, and influence skills. This role involves establishing cross-selling initiatives and providing financial assessments. Competitive salary offered, with opportunities for bonuses and benefits.

Qualifications

• Typically 5-7 years of relevant experience.
• Deep knowledge and technical proficiency through education and experience.
• Strong collaboration and teamwork skills.
• Advanced analytical and problem-solving skills.
• Data-driven decision-making.

Responsibilities

• Facilitates decisioning and analysis of credit information.
• Establishes cross-selling initiatives.
• Acts as a trusted advisor, influencing and negotiating.
• Prepares concise credit correspondence and lending proposals.
• Provides financial analysis and risk assessment.

Skills

Verbal communication

Written communication

Collaboration

Analytical skills

Problem-solving

Influence

Education

Post-secondary degree or equivalent

Job description

Associate Director, Commercial Banking (Corporate Finance Group)

Apply locations: Toronto, ON, CAN

Time type: Full time

Posted on: Posted Yesterday

Application Deadline: 07/31/2025

Address: 100 King Street West

Job Family Group: Commercial Sales & Service

This role facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. It maintains a client service environment to satisfy and exceed customer needs, making credit decisions in accordance with sound principles and bank policies.

• Establishes cross-selling initiatives to increase client penetration.
• Applies deep expertise in bank products, processes, and systems to ensure a high-quality client experience.
• Coordinates closing with relevant departments, clients, and attorneys.
• Serves as a daily escalation resource to meet or exceed client expectations.
• Acts as a trusted advisor to assigned business/group, influencing and negotiating to achieve objectives.
• Recommends and implements solutions based on analysis of issues and implications for the business.
• Conducts independent analysis and assessment to resolve strategic issues.
• Determines business priorities and sequence for strategy execution.
• Acts as a subject matter expert for stakeholders.
• Participates in developing financial models and analytical tools for clients.
• Designs and produces reports and dashboards.
• Stays current on financing trends in target markets and communicates insights to team members.
• Develops communication plans to influence or change behavior, with tailored messaging and appropriate channels.
• Prepares concise credit correspondence and lending proposals to maximize penetration and returns.
• Negotiates transactions and provides deal structuring expertise.
• Oversees documentation and monitoring of asset and client performance.
• May manage workflow of other analysts.
• Provides financial analysis and risk assessment for new and existing customers.
• Partners with internal stakeholders for detailed client information.
• Develops credit information for lending decisions on various loans.
• Assists in negotiations of terms and conditions via phone and email.
• Prepares summaries and opinions on creditworthiness.
• Minimizes risk exposure by adhering to credit policies.
• Contributes to operational program planning and implementation.
• Builds effective relationships with stakeholders.
• Focuses primarily on business/group within BMO, with possible enterprise-wide focus.
• Provides consulting, analytical, and technical support.
• Exercises judgment to diagnose and solve problems within rules.
• Works independently on non-routine situations.

Qualifications:

• Typically 5-7 years of relevant experience and a post-secondary degree or equivalent.
• Deep knowledge and technical proficiency through education and experience.
• Excellent verbal and written communication skills.
• Strong collaboration and teamwork skills.
• Advanced analytical and problem-solving skills.
• Influence skills and data-driven decision-making.

Salary: $69,000 - $129,000

Pay Type: Salaried

Salaries vary based on factors like location, skills, experience, education, and qualifications. Compensation may include performance incentives, bonuses, and benefits. More details at Total Rewards.

About Us

At BMO, driven by our Purpose: Boldly Grow the Good in business and life, we aim to create positive change for our customers, communities, and employees. We foster a collaborative environment with training, coaching, and growth opportunities.

Learn more at BMO Careers.

BMO is committed to an inclusive, accessible workplace. Accommodations available upon request.

Note to Recruiters: BMO does not accept unsolicited resumes without a formal agreement.