Associate Director, CFS Finance

Royal Bank of Canada; Montreal; On-site; CAD 90,000 - 120,000; Full time

Job summary

A leading financial institution is seeking an Associate Director in Montreal to provide credit advice and support client relationship management. This role requires a strong background in financial and credit analysis, as well as bilingualism in English and French. The successful candidate will work within a high-performing team to meet client expectations and drive business growth. Competitive compensation and a dynamic work environment are offered.

Benefits

Performance based bonuses

Flexible benefits

Comprehensive compensation

Qualifications

• Minimum 3 years’ experience in commercial lending in a financial institution.
• Proven track record in financial, risk and credit analysis.
• Experience with emerging resources and technology.

Responsibilities

• Leverage superior client discovery and business analysis skills.
• Provide quality business analysis and credit advice.
• Collaborate with Risk Management on credit applications.

Skills

Financial, risk and credit analysis

Organization skills

Interpersonal skills

Negotiation skills

Bilingualism (English and French)

Education

Post-secondary diploma / degree in Commerce or Business Administration

Tools

Digital banking tools

Social media applications

Job description

Job Description

What is the opportunity? As an Associate Director, CFS Finance, you are a leader in credit advice and expertise within high performing commercial banking Client Relationship Teams. You engage directly with clients and contribute to an exceptional client experience by being a trusted strategic advisor who provides superior business, financial and credit advice, and support portfolio management. You partner with Relationship Managers, Commercial Financial Services, in credit discovery and advice leading to issuance of discussion papers and bringing new borrowing clients to RBC. What will you do?

Leverage superior client discovery and business analysis skills to meet client expectations for credit requests and completion of annual reviews

Provide quality business analysis and credit advice through presentation options that clearly articulate advantages and benefits to the client

Demonstrate RBC’s capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needs

Demonstrate a commitment to teamwork and collaboration by coaching, mentoring and assisting colleagues to meet the needs of all clients

Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines

What do you need to succeed? Must-have

Proven track record in financial, risk and credit analysis / structuring in support of exceptional client relationship management

Minimum 3 years’ experience in commercial lending in a financial institution

Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines

Strong interpersonal, negotiation, and communication skills and client centricity

Experience with emerging resources, communications and technology (i.e., online data resources, web based meetings, social media, digital banking, and mobile applications)

Bilingualism (English and French) required, as you will regularly serve our clients with English and French-speaking needs.

Nice-to-have

Strong presentation skills

Specialized industry expertise in a past role (e.g. real estate, healthcare, agriculture etc.)

Minimum post-secondary diploma / degree, ideally in Commerce, Business Administration or related experience

Chartered Professional Accounting designation (CPA) or Chartered Financial Analyst (CFA)

What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation

Leaders who support your development through coaching and managing opportunities

Work in a dynamic, collaborative, progressive, and high-performing team

A unique opportunity for personal and professional growth

Job Skills Adaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curiosity, Financial Acumen, Practice Management Additional Job Details

Address :

1 PLACE VILLE MARIE : MONTRÉAL

City : MONTRÉAL

Country : Canada

Work hours / week : 37.5

Employment Type : Full time

Platform :

PERSONAL & COMMERCIAL BANKING

Job Type : Regular

Pay Type : Salaried

Posted Date : 2025-07-25

Application Deadline :

2025-08-12 Note : Applications will be accepted until 11 : 59 PM on the day prior to the application deadline date above I nclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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