Associate, Commercial Banking Associate Program - New Grad - Quebec - Bilingual

cibc; Quebec; Hybrid; CAD 50,000 - 70,000; Full time

Job summary

CIBC is building a relationship-oriented bank for the modern world.

As a Commercial Banking Associate, you will join a team that has helped businesses reach their full potential for over a century, through a structured training program with classroom and on-the-job training to learn how to deliver flexible business solutions and provide dedicated and timely business expertise to help clients realize their goals.

Qualifications

• Final year of post-secondary education pursuing a degree/diploma in Business, Finance, Accounting, or related fields with an expected graduation date before May 31, 2027.
• Strong analytical and problem-solving skills.
• Ability to learn credit structuring and risk assessment.
• Mobility is an asset.

Responsibilities

• Assist Commercial Banking Managers with existing client relationships and financing transactions.
• Provide quality financial and industry analysis as part of the deal team.
• Participate in sales cycle activities to prepare for the Relationship Manager role.
• Develop business development initiatives to meet growth targets.

Skills

Client engagement

Relationship building

Financial analysis

Communication skills

Education

Business/Finance-related degree

Job description

We're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what's right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What you'll be doing

When you become a Commercial Banking Associate, you will be joining a team that for more than a century has been helping businesses reach their full potential. Through a structured and comprehensive training program that includes classroom and on-the-job training, you will have the opportunity to learn how to deliver flexible business solutions and provide dedicated and timely business expertise to help clients realize their goals.

The Commercial Banking team supports our account teams through client acquisition, relationship management as well as transactional support for client-specific financing solutions.

As an associate on the team, you will have an opportunity to learn the products, processes, networks and functions to enable and equip you to eventually progress to the Relationship Manager role and oversee your own portfolio of clients.

As a Commercial Banking Associate, you will be assisting our Commercial Banking Managers with their existing clients relationships as well as new financing transactions by providing quality financial and industry analysis as part of the deal team.

You will also participate in all activities through the sales cycle in order to prepare you for the Relationship Manager role. You'll have a chance to assist with business development initiatives with a focus on meeting growth targets. This means that you will work in identifying business opportunities and financing solutions to meet the needs of the client.

You'll begin your journey with Orientation Activities to help you get acclimated to the team and role and will equip you with the skills and knowledge to provide the best possible experience to CIBC clients - we know there's a learning curve and we're here to help.

It's hands-on, so you'll get the real-life experience you need to rise to the challenge.

As an Associate you'll complete a number of training sessions related directly to the role including credit structuring, risk assessment, and cash management. You will have ongoing coaching and mentoring by your leaders and will be supported by a Program Manager who will lead virtual learning sessions, host touchpoints and guide Associates through this structured program. You'll have an opportunity to develop a number of soft skills including business development, negotiation and networking.

Important information:

You must be in your final year of post-secondary education pursuing a degree/diploma in Business, Finance, Accounting, or related fields with an expected graduation date before May 31st, 2027 .

Work location: Quebec and other surrounding locations. Exact city of work location will be confirmed later during the interview process taking into account the selected candidates' preference. Mobility is an asset.

At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.

How you'll succeed

Client Engagement - Connect on a personal level to make every interaction meaningful. Enhance relationships by collaborating with your team and providing administrative support to ensure client needs are met. Respond to requests by answering questions and providing an exceptional experience.

Relationship Building - Heighten CIBC brand awareness in your community by attending local events and participating in marketing and outreach activities. Grow your network to create lasting connections that will generate future opportunities. Work closely with your team to connect clients with the right opportunities.

Research & evaluation - Assist in evaluating business growth opportunities through comprehensive industry, client and prospect research. Prepare analyses in support of credit submissions including structuring and documentation.

Innovation - Make an impact by assisting in problem solving and finding solution and often going above and beyond in assisting to find a resolution.

Who you are

You can demonstrate experience in the field. You understand financial statements and accounting principles includes valuation techniques and cash flow analysis. If you have a knowledge of commercial banking products and service offerings, that would be asset.

You give meaning to data . Research is your thing! You enjoy analyzing business growth opportunities t