Analyste des risques, Évaluation des risques et gestion du portefeuille (Niveau 16-18)

Export Development Canada; Ottawa; Hybrid; CAD 72,000 - 127,000; Full time

Job summary

Join Export Development Canada as a Credit Risk Management professional to empower Canadian businesses. In this role, you will manage buyer portfolios, assess creditworthiness through diligent analysis, and contribute to fostering sustainable growth in global markets. Enjoy competitive benefits in a diverse and inclusive workplace that supports your career development.

Benefits

Flexible benefits

Defined Contribution Pension Plan

Competitive vacation program

Comprehensive wellness programs

Professional Development opportunities

Qualifications

• Experience in credit risk management is highly valued.
• Knowledge of credit risk principles and practices necessary.
• Bilingual ability in French and English preferred.

Responsibilities

• Conduct creditworthiness and risk level assessments.
• Implement portfolio surveillance and monitoring.
• Liaise with buyers and banks to assess credit issues.

Skills

Credit risk management

Financial analysis

Analytical skills

Bilingual (French and English)

Education

Undergraduate Degree in Accounting, Business Administration, Finance

Job description

Posting Date:

Primary Location:

Job Type:

Job Type:

Permanent

Schedule:

Schedule:

Full-time

Join the EDC Team!

At EDC, we support Canadian businesses to succeed globally. We provide the financial tools and expertise they need to explore new markets, reduce risks, all towards the goal of making Canada and the world better through trade. #LI-Hybrid

Employment Type: Permanent

• Portfolio Risk Management 16: Salaries typically range from $72,840 to $97,121 annually, based on qualifications and experiences plus a performance-based incentive.
• Portfolio Risk Management 17: Salaries typically range from $83,037 to $110,717 annually, based on qualifications and experiences plus a performance-based incentive.
• Portfolio Risk Management 18: Salaries typically range from $94,664 to $126,219 annually, based on qualifications and experiences plus a performance-based incentive.

Location:

• Export Development Canada operates in a hybrid work environment, currently requiring employees to work in the office2days per week.(subject to change)
• This role can be performed from EDC’s headquarters in Ottawa or from community hubs in Toronto or Montreal.
• Relocation assistance is available for candidates who meet the eligibility criteria.

About EDC:

At Export Development Canada (EDC), we empower Canadian businesses to succeed globally. As a financial Crown corporation, we offer innovative financial solutions and expert insights to help businesses explore new markets, mitigate risks, and achieve growth.

Why Join EDC?

• Collaborate with a diverse, experienced team– Work alongside talented professionals who bring a wealth of knowledge and expertise to drive success.
• Thrive in a supportive, teamwork-driven environment– Flourish in a workplace where collaboration and mutual support are paramount.
• Impact global communities through sustainable growth in emerging markets– Make a meaningful difference by fostering sustainable development in key regions around the world.
• Recognized as one of Canada’s Top 100 Employers, Best Diversity Employers, and a Top 100 Family-Friendly Employers– Join a company that is celebrated for its commitment to excellence, diversity, and work-life balance.
• Enjoy a comprehensive Total Rewards package:
• Flexible benefits– Our program lets you choose coverage that suits your unique needs, including Medical, Dental, Life, and more. Plus, we offer additional Flex credits to tailor your plan even further.
• Defined Contribution Pension Plan– Secure your future with our generous matching program that helps you save for retirement.
• Competitive vacation program– Enjoy a work-life balance with our competitive vacation program, starting with 4 weeks of vacation and 2 floater days each year for permanent employees.
• Comprehensive wellness programs– Stay healthy and happy with access to wellness initiatives, mental health support, and fitness programs.
• Professional Development– Advance your career with our support for growth and development through conferences, language training, and educational opportunities.

Team Overview:

The Risk Assessment & Portfolio Management (RAPM) team monitors the Insurance portfolio, performing independent credit risk assessment and portfolio management and ensuring that appropriate action is taken when the credit risk of a company is no longer considered acceptable. RAPM participates in the ongoing review of the Insurance group's credit granting and credit surveillance standards and its policies and procedures for risk acceptance.

We are looking for dynamic and motivated credit professionals to manage a portfolio of buyers, performing independent credit and financial risk assessment to assess the commercial risk acceptance and repayment capabilities of these companies, in support of our Insurance program.

What you will be doing:

• Conducts due diligence and necessary analysis to establish the creditworthiness and risk level of the buyer and/or transactions based on the financial review of the buyer as well as the assessment of other factors such as country economic conditions, payment terms etc.
• Assesses and evaluates requests for new credit.
• Implements timely surveillance and monitoring of buyer portfolio to ensure files are up-to-date and minimizes credit granting turnaround times.
• Analyses and comments on sector, market and portfolio developments.
• Consistently adheres to acceptable credit standards to ensure appropriate documentation, credit analysis and recommended decisions.
• Prepares credit material and presents recommendations to appropriate DOA.
• Proactively shares knowledge to provide superior service to the Business Teams, internal partners, and customers.
• Learns about general credit insurance underwriting practices.
• Ensures discipline around data integrity.
• Liaises with buyers, banks, information providers and other entities to assess credit issues.
• Able to generate new continuous improvement ideas for EDC by working closely with colleagues, customers, and key intermediaries. Contributes to ad hoc projects related to process and other improvements .

What we are looking for:

• Undergraduate Degree in Accounting, Business Administration, Finance or other related disciplines.
• Experience in credit risk management and international trade or related fields as follows:
• Portfolio Risk Management 16, 2+ years.
• Portfolio Risk Management 17, 5+ years.
• Portfolio Risk Management 18, 7+ years.
• Knowledge of credit risk management principles and practices.

What will make you stand out:

• Bilingual in both official languages (French and English).
• Knowledge of bank credit and lending practices.
• Knowledge of international business practices and international trade.

EDC is committed to Fair Employment Practices and preference will be given to a candidate who is able to work legally in Canadaat the time of application(Canadian Citizens or Permanent Residents). Candidates must meet the requisite government security screening requirements.The position is open to those who meet all of the essential requirements stated above and whose applications are received by the closing date.

This position is open to individuals who meet all the essential criteria outlined above and submit their applications by the closing date.Ready to make a difference?This is your chance to join a dynamic, growing team and leave your mark on our organization, development finance, and the world.

Export Development Canada (EDC) is dedicated to fostering employment equity and building a diverse workforce. We are committed to creating a safe and inclusive environment that respects people from all cultures, backgrounds, and abilities. At EDC, we nurture a culture of inclusion and belonging where everyone has equal opportunity to grow, develop, succeed, and be their truest selves.

We actively encourage applications from women, Indigenous peoples, visible minorities, persons with disabilities, and members of the 2SLGBTQI+ community.

Should you require any accommodation during the recruitment and selection process, please let our Recruitment team know.

Your application must clearly demonstrate how you meet all the requirements. We thank all applicants' interest in a career at EDC; however, only those selected for an interview will be contacted. Please note that qualified candidates may be considered for similar roles at this level within EDC .

How to apply

Only candidates selected for an interview will be contacted. Application deadline : Jun 19, 2025, 3:59:00 AM Candidates must meet the requisite government security screening requirements.