Analyst, Mortgage Asset Management

KingSett Capital Inc.; Toronto; On-site; CAD 70,000 - 85,000; Full time

Benefits offered by this job

Benefits

Discretionary bonus

Job summary

KingSett Capital is seeking an Analyst, Mortgage Asset Management to join our CMHC mortgage servicing team. You will support the administration and compliance monitoring of a portfolio of CMHC-insured commercial mortgages, reporting to the Associate Director, Mortgage Asset Management.

The role involves daily loan administration, data accuracy, and coordination with internal teams to ensure timely and compliant servicing.

Qualifications

• Undergraduate degree in Business, Finance, or related field.
• 2–3 years of experience in financial services or mortgage administration.
• FSRA Mortgage Agent Level 1 or 2 license preferred.
• Working knowledge of CMHC-insured mortgage programs is an asset.
• Bilingual in English and French is preferred.

Responsibilities

• Support buildout and testing of CMHC servicing platform to ensure go-live readiness.
• Onboard CMHC portfolio from incumbent servicer with continuity of loan administration.
• Assist in developing servicing workflows, SOPs and training materials.

Skills

Mortgage servicing

Financial services

Communication

Bilingual English/French

Detail-oriented

Education

Undergraduate degree in Business/Finance

FSRA Mortgage Agent Level 1 or 2 (preferred)

Job description

KingSett Capital is seeking an Analyst, Mortgage Asset Management to join our CMHC mortgage servicing team. Reporting to the Associate Director, Mortgage Asset Management, you will be responsible for the administration and compliance monitoring of a portfolio of commercial CMHC-insured.

Role Responsibilities

Initial Implementation

• Participate in the buildout and testing of the CMHC mortgage servicing platform, contributing operational insights to support go-live readiness.
• Assist in onboarding the CMHC portfolio from the incumbent servicer, ensuring continuity of loan administration and accuracy of loan-level data.
• Support the development and implementation of servicing workflows, SOPs, and training materials to support operational effectiveness, onboarding and knowledge transfer.

Ongoing

• Manage daily loan administration activities, including the review and tracking of financial statements, annual reporting, insurance renewals, Replacement of Covenant requests, and other servicing-related documentation.
• Coordinate ongoing MLI Select Social Outcome compliance activities, including borrower attestations, affordability reviews, and confirmation of energy efficiency and accessibility commitments in accordance with CMHC requirements.
• Administer property tax obligations for the assigned portfolio, maintaining records and supporting compliance with lender and investor requirements.
• Coordinate mortgage renewals approaching maturity, including collaboration with internal Origination and Legal teams, borrower communications, and continuity of insurance coverage.
• Prepare and distribute discharge documentation upon mortgage maturity or payoff, coordinating with solicitors to ensure timely and legally valid discharges.

Compliance & Risk

• Monitor compliance with CMHC policies, investor requirements, and applicable regulatory obligations related to commercial mortgage administration.
• Review annual financial reporting, rent rolls, operating statements, and borrower financial information to identify material risks or adverse changes for escalation.
• Support insurance renewal reviews and monitor ongoing AML, PPSA, and other administrative compliance requirements.

Client & Stakeholder Relations

• Serve as a key point of contact for borrower inquiries, delivering responsive and professional service.
• Liaise with solicitors, investors, and internal stakeholders to facilitate the timely resolution of servicing matters.
• Maintain accurate servicing records and contribute to process improvements, special projects.

Candidate Profile

• Undergraduate degree in Business, Finance, or a related field.
• 2-3 years of experience in financial services or mortgage administration.
• FSRA Mortgage Agent Level 1 or 2 licence preferred.
• Working knowledge of commercial mortgage products, documentation, and servicing processes; familiarity with CMHC-insured mortgage programs and related regularity requirements is an asset.
• Organized, detail-oriented, and solutions-driven professional who delivers accurate and timely results.
• Excellent communication skills with the ability to collaborate effectively across all levels, both internally and externally.
• Bilingual proficiency in English and French is preferred.

Compensation

Base salary range of $70,000 - $85,000.

Total compensation includes salary, variable discretionary bonus, benefits, & other perks.

About KingSett

KingSett Capital is a Canadian private equity real estate investment business which creates and co-invests in real estate investment solutions to deliver sustainable premium risk weighted returns. Founded in 2002, KingSett has $19 billion of assets across its Growth, Income, Urban, Mortgage, Residential Development and Affordable Housing strategies. KingSett continues to seek further opportunities to invest in a wide range of real estate properties, developments, joint ventures and mortgage lending.

KingSett Capital is committed to accommodating applicants with disabilities throughout the hiring process, in accordance with the Accessibility for Ontarians with Disabilities Act (AODA).