Analyst, Debt

Dream; Calgary; Hybrid; CAD 70,000 - 90,000; Full time

Job summary

A leading Canadian real estate company is looking for an Analyst, Debt in Calgary or Toronto. You will manage debt for a portfolio of prime commercial properties, conduct financial analyses, and liaise with lenders. The ideal candidate has a Bachelor's degree in finance, 2-4 years of experience in real estate finance, and strong analytical skills. This role offers dynamic daily experiences and opportunities for professional growth.

Qualifications

• 2-4 years of relevant experience, preferably in real estate finance or lending.
• Understanding of real estate processes, including investment, development, asset management, and financing.
• Experience in debt modeling or underwriting is advantageous.

Responsibilities

• Conduct financial and risk analysis at project, property, and portfolio levels.
• Prepare financing presentations and confidential information memorandums.
• Analyze financing proposals and review related documentation.
• Liaise with lenders and stakeholders to satisfy pre-funding conditions.
• Coordinate with third parties during loan closings.
• Maintain debt database records and track reporting requirements.
• Prepare monthly debt management reports for senior leadership.

Skills

Strong analytical and problem-solving skills

Advanced Excel skills

Excellent communication skills

Strong interpersonal skills

Proven project management skills

Education

Bachelor’s degree in finance, real estate, or accounting

Tools

Excel

PowerPoint

Job description

Dream is looking for an Analyst, Debt (Calgary or Toronto)!

Join us for an exciting opportunity to support underwriting, origination, and management of Dream’s debt portfolio. You will handle tasks related to land and construction financing, mortgage financing, credit facilities, affordable housing, sustainable finance initiatives, and other capital vehicles within and outside Canada.

You will manage debt for a portfolio of prime commercial properties across various asset classes, including residential, office, industrial, and large-scale developments, within our public entities such as TSX-listed Dream Unlimited Corp, Dream Office REIT, Dream Residential REIT, and Dream Impact Trust, as well as private equity vehicles managed by Dream. Notable projects include Zibi in Ottawa/Gatineau, Alpine Park in Calgary, Brightwater in Port Credit, Quayside in Toronto, Odenak in Ottawa, and Brighton Community in Saskatoon.

This role may be based in Calgary or Toronto and may require occasional travel.

A Day in the Life :

Drive the finance origination, underwriting, and reporting processes for new developments and investments. Collaborate with departments such as Development, Investment, Asset Management, Leasing, and Accounting. Lead complex projects, influence capital stack strategies, and develop loan structures. Maintain risk management processes, monitor pipeline projects, debt maturities, and loan structures to ensure protection of Dream’s interests. Expand your industry knowledge across asset classes and grow professionally.

Enjoy diverse daily experiences, new learning opportunities, and a collaborative environment with social events and strong relationships within the team.

Responsibilities include :

• Conduct financial and risk analysis at project, property, and portfolio levels, providing recommendations to senior management.
• Prepare financing presentations and confidential information memorandums (CIMs), and assist in lender presentations.
• Analyze financing proposals and review related documentation such as credit agreements, financial reports, development plans, leases, appraisals, and third-party reports.
• Liaise with lenders and stakeholders to satisfy pre-funding conditions.
• Coordinate with third parties during loan closings, including joint venture partners, property managers, consultants, and legal teams.
• Maintain debt database records, tracking key terms and lender reporting requirements.
• Collaborate with Accounting, Strategic Finance, and Asset Management to monitor risks, compliance, and maturities.
• Manage lender reporting, lender inquiries, and debt portfolio operations like interest management, draws, and repayments.
• Prepare monthly debt management reports for senior leadership.
• Support special projects, ad hoc reports, and other activities as needed.

Experience required :

• Bachelor’s degree in finance, real estate, or accounting.
• 2-4 years of relevant experience, preferably in real estate finance or lending.
• Understanding of real estate processes, including investment, development, asset management, and financing. Experience with budgets and pro-formas is a plus.
• Experience in debt modeling or underwriting is advantageous.

Strengths that will help you succeed :

If you possess the following skills and knowledge, you will excel in this role:

• Strong analytical and problem-solving skills with high attention to detail.
• Advanced Excel skills, including cash flow modeling and database management.
• Proficiency in PowerPoint for high-quality presentations.
• Excellent communication skills, both written and oral.
• Ability to understand complex loan documents and contracts.
• Strong interpersonal skills and ability to collaborate across teams and with external partners.
• Curiosity, growth mindset, and innovative thinking.
• Excellent time management and multitasking abilities in a fast-paced environment.
• Proven project management skills, with the ability to plan and execute multiple projects.
• Self-motivated, proactive, and capable of working independently.
• Commitment to continuous learning and career development.

About Dream :

Dream Unlimited is a leading Canadian real estate company managing approximately $28 billion in assets across North America and Europe. We develop communities, invest in properties, and provide management services, fostering innovation and growth. Our culture promotes diversity, continuous learning, and making a positive impact. We welcome applicants with disabilities and will provide accommodations during the hiring process.