Analyst, Corporate Compliance (Contract) 12 months

Ct-Bank; Oakville; On-site; CAD 55,000 - 62,000; Full time

Job summary

Canadian Tire Bank is seeking a Senior Compliance Analyst to support the Regulatory Compliance Management program. You will execute monitoring, testing, and oversight across the three lines of defence, collaborating with the first line, risk management, and control functions to strengthen regulatory compliance across the bank.

You will monitor regulatory developments, maintain documentation, contribute to governance forums, and assist with training and awareness initiatives.

Qualifications

• 3–5+ years of experience in regulatory compliance, risk management, audit, monitoring and testing, internal controls, oversight, governance or a related financial services discipline.
• Experience conducting compliance monitoring and testing, control assessments, risk assessments, or other assurance activities within a regulated environment.
• Strong understanding of risk and control frameworks, monitoring and testing methodologies, and the three lines of defence model.
• Experience evaluating business processes and identifying opportunities to strengthen controls and compliance outcomes.
• Ability to facilitate discussions, challenge constructively, and influence stakeholders without direct authority.
• Strong relationship-building skills and the ability to work effectively with business partners, risk, audit, and other stakeholders.
• Demonstrated ability to manage multiple priorities and work independently in a changing environment.
• Strong analytical, investigative, and problem-solving skills.
• Excellent written and verbal communication skills.
• Experience supporting regulatory change initiatives, issue management activities, or compliance program enhancements is an asset.
• Working knowledge of Canadian banking regulations, regulatory expectations, and regulatory compliance management practices.
• Experience using Governance, Risk and Compliance (GRC) platforms is preferred.

Responsibilities

• Support the Bank’s Regulatory Compliance Management (RCM) program through execution, monitoring, and continuous improvement.
• Provide compliance guidance to business units on policies, procedures and regulatory obligations.
• Monitor regulatory developments and assess their impact on products, services, and operations.
• Oversee updates to policies, procedures, and controls to align with new regulations.
• Maintain regulatory inventories, change logs, and related documentation.
• Execute second line of defence compliance monitoring and testing and document results and root-cause analyses.
• Track, challenge and validate remediation of compliance issues and incidents.
• Prepare and maintain compliance metrics, dashboards, and reports for management committees.
• Support governance forums by coordinating materials and tracking actions.

Skills

Regulatory compliance

Risk management

Audit & monitoring

Controls testing

Governance frameworks

Stakeholder influence

Analytical thinking

Written & verbal communication

Tools

GRC platforms

Job description

What you’ll doReporting to the Manager or Director, Corporate Compliance, the Senior Analyst, Corporate Compliance supports the Bank’s Regulatory Compliance Management (RCM) Program by assisting in the execution, monitoring, and continuous improvement of regulatory compliance activities. This role contributes to ensuring adherence to applicable laws, regulations, regulatory guidance, and internal policies, while helping to identify, assess, and mitigate regulatory compliance risks. The Senior Compliance Analyst will work closely with business partners, the first line Business Compliance team, the Enterprise Risk Management function, and other control functions to promote a strong culture of compliance across the Bank.Assist in maintaining the Bank’s regulatory compliance management framework and associated methodologies in alignment with OSFI, FCAC, and other applicable regulatory requirements.Provide compliance guidance to business units on policies, procedures, and regulatory obligations.Support the interpretation and application of laws, regulations, and regulatory guidance applicable to banking activities.Monitor regulatory developments and assist in assessing their impact on products, services, and operations.Oversee and challenge the implementation of new or updated regulatory requirements, including updates to policies, procedures, and controls.Maintain regulatory inventories, change logs, and related documentation.Provide oversight and challenge of risk assessments and compliance activities performed by the first line of defenceExecute second line of defence compliance monitoring and testing, and document results, issues, and root cause analyses.Track, challenge and validate remediation of compliance issues and incidents.Maintain compliance issue logs and escalation materials.Prepare and maintain compliance metrics, dashboards, and reports for management committees and senior leadership.Support governance forums by coordinating materials, tracking action items, and maintaining records.Maintain accurate and organized compliance documentation, including policies, procedures, risk assessments, and monitoring results.Assist with the development, coordination, and maintenance of compliance training and awareness initiatives.Support communications that reinforce regulatory expectations and a strong compliance culture.Apply sound judgment and a pragmatic, risk-based approach when addressing compliance challenges and overseeing business decision-making.What you bring3–5+ years of experience in regulatory compliance, risk management, audit, monitoring and testing, internal controls, oversight, governance or a related financial services discipline.Experience conducting compliance monitoring and testing, control assessments, risk assessments, or other assurance activities within a regulated environment.Strong understanding of risk and control frameworks, monitoring and testing methodologies, and the three lines of defence model.Experience evaluating business processes and identifying opportunities to strengthen controls and compliance outcomes.Ability to facilitate discussions, challenge constructively, and influence stakeholders without direct authority.Strong relationship-building skills and the ability to work effectively with business partners, business compliance, risk, audit, and other stakeholders.Demonstrated ability to manage multiple priorities and work independently in a changing environment.Strong analytical, investigative, and problem-solving skills.Excellent written and verbal communication skills, including the ability to present findings and recommendations clearly and concisely.Experience supporting regulatory change initiatives, issue management activities, or compliance program enhancements is an asset.Working knowledge of Canadian banking regulations, regulatory expectations, and regulatory compliance management practices.Experience using Governance, Risk and Compliance (GRC) platforms is preferred.We’re always looking for great talent! In addition to competitive pay, we offer:Comprehensive benefits and retirement programsPerformance incentives, Continuing Education ProgramsOther perks to support your well-beingCareer growth opportunities and product discountsBroadband Salary Range:Our typical hiring range is between $40/hr and $45/hr. Salary decisions are also dependent on other factors such as your experience, industry benchmarks, internal equity and other role-specific requirements. We're committed to attracting top talent. For critical roles, the compensation offering will be reviewed to ensure alignment with market rate and conditions and the unique value you bring to the role. #LI-NZ2We may use artificial intelligence tools as part of our recruitment process to assist in the initial screening of resumes. All hiring decisions, including candidate evaluation, selection, and disposition, are made by human recruiters.About UsAt Canadian Tire Services Limited/Canadian Tire Bank, it is our mandate to continue to create innovative and rewarding financial solutions for our customers. Our growing suite of products and services showcase the dynamic contributions from our employees and our success is driven by a strong vision, loyal customers, and our ability to build teams that reflect the diverse customers and communities in which we live and work. Join us, where there's a place for you here.Our Commitment to Diversity, Inclusion and BelongingWe are committed to fostering an environment where belonging thrives, and diversity, inclusion and equity are infused into everything we do. We believe in building an organizational culture where people are consistently treated with dignity while respecting individual religion, nationality, gender, race, age, perceived ability, spoken language, sexual orientation, and identification. We are united in our purpose of being here to help make life in Canada better. .AccommodationsWe stand firm in our Core Value that inclusion is a must. We welcome and encourage candidates from equity-seeking groups such as people who identify as racialized, Indigenous, 2SLGBTQIA+, women, people with disabilities, and beyond. Should you require any accommodation in applying for this role, or throughout the interview process, please make them known when contacted and we will work with you to help meet your needs.