Analyst / Associate, Origination & Structuring, Securitization

RBC; Toronto; On-site; CAD 80,000 - 110,000; Full time

Job summary

RBC is seeking an individual for the origination role to market and execute securitized transactions, ensuring high-quality service for clients while generating revenue. The role involves substantial analytical responsibilities and client interaction, favoring candidates with relevant experience in securitization and finance.

Benefits

Comprehensive Total Rewards Program, including bonuses

Flexible work/life balance options

Opportunities for challenging work

Qualifications

• 2-5 years of relevant experience preferred.
• Significant securitization experience is required.
• Strong quantitative and analytical skills.

Responsibilities

• Assist with the preparation of marketing materials and data analysis.
• Participate in credit write-up preparations and client sponsorship reviews.
• Actively participate in the preparation of transaction legal documentation.

Skills

Adaptability

Critical Thinking

Customer Service

Detail-Oriented

Financial Engineering

Financial Statement Analysis

Investments Analysis

Personal Development

Personal Initiative

Teamwork

Education

MBA or BS in finance, economics or mathematics

Tools

Word

PowerPoint

Excel

Job description

Job Summary

Job Description

What is the opportunity?

The purpose of the origination role is to market, structure and execute securitized transactions and to be responsible for providing high quality products and services for RBC’s clients while at the same time generating a material source of revenue, favorable risk/return profile, cross-selling opportunities and client impact for RBC.

What will you do?

• Assist with the preparation of marketing materials for existing and target clients

• Prepare data analysis, including statistical stratification of collateral portfolios, historical performance statistics, projection of future performance expectations, and derivation of expected case losses

• Assist with preparation of materials and participate in the com-com (business approval) process

• Assist with client sponsorship review

• Participate in the preparation of credit write-ups (Transaction Request) that contain transaction terms and conditions. Assist with the review and approval of Transaction Requests by Group Risk Management and the conduit equity provider (where applicable)

• Prepare RFPs and Information Memorandums, when applicable

• Coordinate client, seller / servicer due diligence calls and prepare due diligence report

• Assist with structuring of securitization transactions (primary analytical role on some transactions)

• Actively participate in the preparation of transaction legal documentation and ensure the transaction model accurately reflects the terms of the agreements

• Liaise with rating agencies to obtain rating agency approval of transactions

• Assist clients in developing custom, menu driven settlement reports designed specifically to meet the terms and conditions of each transaction, where applicable (Client’s Seller Report)

• Work with clients to assist in extracting historical portfolio information and build credit enhancement model for each transaction

• Prepare and input required KME templates

• Assist with annual renewals of existing transactions

• Run transaction returns to analyse and optimise the financial resources consumed

• Ongoing review and compliance of existing transaction performance (at least monthly)

• Prepare scope, review and comment on initial and annual transaction AUPs

• Help with maintenance of client relationships

• Other deal/client transaction maintenance as required

• Proactively identify operational risks/ control deficiencies in the business

• Review and comply with Firm Policies applicable to the business activities

• Escalate operational risk loss events, control deficiencies and risks that you identify to your line manager and the relevant risk and control functions promptly. Failure to do so may subject you to disciplinary action, up to and including termination

What you need to succeed?

• Minimum of 2-5 years of relevant experience preferred

• Significant securitization experience is required

• Experience with multiple asset classes

• MBA or BS in finance, economics or mathematics preferred but not required

• Solid understanding of credit markets

• Ambitious individual with strong presentation skills

• Possess strong written and oral communication skills

• Ability to prioritize and effectively manage a large workload in a high pressure environment

• Ability to multi-task with little supervision

• Ability to inter-act effectively & establish good working relationships with other personnel within RBC Capital Markets and external clients

• High proficiency in Word, PowerPoint & Excel

• Strong quantitative and analytical skills

Working Conditions:

• Position will entail travel, domestic and overseas

• Working conditions are extremely stressful at times

• Considerable attention to detail and accuracy is a must

• Hours are long and can be highly unpredictable at times (early mornings and late evenings). Workday starts at 8:30am or earlier

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to do challenging work
• Flexible work/life balance options

Job Skills

Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork

Additional Job Details

Address:

ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City:

TORONTO

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

CAPITAL MARKETS

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-06-05

Application Deadline:

2025-06-19

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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