Analyst, AML Analytics-(Hybrid)

Central 1 Credit Union; Toronto; On-site; CAD 85,000 - 105,000; Full time

Job summary

An established industry player is seeking a Senior Analyst for their AML Analytics team. In this pivotal role, you will support the Payment Growth Strategy by developing and managing an Enterprise Transaction Monitoring system. Your expertise will help shape the detection and management of AML/ATF risks, ensuring compliance with regulations. This position offers a dynamic work environment where collaboration and problem-solving are key. If you are passionate about data and making a meaningful impact in the financial sector, this is the opportunity for you.

Benefits

Work-life flexibility

Hybrid work environment

Generous annual vacation allotment

Flexible benefits plan

Retirement Plan with matched contributions

Learning platform access

Wellness platform access

Career development opportunities

Volunteer day off

Corporate discounts

Qualifications

• 5+ years of analytics experience, preferably in AML/ATF.
• Strong understanding of AML policies and Canadian regulations.

Responsibilities

• Identify financial crime risks using data analysis and recommend actions.
• Develop and maintain AML detection rules and models.

Skills

Data Analysis

AML Practices

Problem-Solving

Relationship Building

Negotiation

Strategic Thinking

Education

Bachelor's Degree in a related field

Tools

SQL

Python

R

Tableau

Power BI

AWS

SQL Server

Oracle

DB2

Hadoop Hive

Job description

Central 1 cooperatively empowers credit unions and other financial institutions to deliver banking choice to Canadians. Central 1 provides critical services at scale to enable a thriving credit union system. We do this by collaborating with our clients, developing strategies, products and services to support the financial well-being of their more than 5 million diverse customers in communities across Canada. For more information, visit www.central1.com.

What we offer:

• Work-life flexibility
• Hybrid work environment
• One time allowance to set up your office for remote first employees
• Variable annual incentive plan
• Generous annual vacation allotment
• Top-notch flexible benefits plan including family building and gender affirmation
• Retirement Plan, matched contributions at 6%
• Access to a learning platform and educational assistance support
• Access to a virtual wellness platform
• Career development opportunities
• Wellness Flex Fund to support personal interest and activities
• Day off to volunteer in your community and other paid time off options
• Corporate discounts

*subject to employment agreement

Job Summary:

As a Senior Analyst on the AML Analytics team within Risk Products & Services, you'll support Central 1’s Payment Growth Strategy by helping bring our new Enterprise Transaction Monitoring (ETM) system to life. Your work will shape how we detect and manage AML/ATF risks and ensure we stay ahead of compliance needs.

You’ll lead the development and refinement of data strategies, manage the ETM system post-implementation, and act as a subject matter expert to support our credit union partners and payments clients. This role blends analytics, regulatory expertise, and collaboration across teams.

If you're energized by solving tough problems, working with data, and driving meaningful impact in a high-collaboration environment—you'll thrive here.

What you’ll be doing:

• Identify money laundering and other financial crime risks using data analysis and industry insights; recommend actions to reduce exposure.
• Use a variety of data sources to uncover trends, streamline risk detection, and reduce time-to-action.
• Develop and maintain AML/ATF and sanctions detection rules and models—ranging from simple to complex—to flag suspicious activity.
• Dive into large datasets to find patterns, correlations, and insights that can improve risk models.
• Collaborate with stakeholders to understand risk trends, product vulnerabilities, and compliance needs.
• Work with internal data owners and external vendors to enhance model inputs and effectiveness.
• Use data visualization tools to monitor model performance and present findings.
• Produce regular reports (weekly, monthly, ad hoc) with insights and recommendations for leadership.
• Analyze KPIs to evaluate the impact of current AML, Risk, and Compliance strategies.
• Prepare summaries and data-driven responses for complex issues or senior leadership escalations.
• Partner with cross-functional teams to support investigations and risk assessments.
• Stay informed about Central 1’s products and infrastructure to help develop relevant, practical solutions.
• Pitch in on other tasks as needed to support our clients and strategic goals.

What you'll have:

• 5+ years of hands-on experience in analytics; AML/ATF analytics is a bonus.
• Strong understanding of AML practices, policies, and procedures, especially in large, complex organizations.
• Familiar with AML/ATF/Sanctions screening tools and technology-based solutions.
• Good grasp of AML risks and how to reduce them.
• Solid knowledge of Canadian regulations (FINTRAC, OSFI) and global standards like FATF.
• Understanding of the payments industry is helpful.
• Strong at building relationships, negotiating, and leading teams across different departments.
• Comfortable speaking with executives and influencing decisions.
• Thinks strategically and can also execute day-to-day tasks.
• Independent and confident—works well with teams but also speaks up when needed.
• Passionate about innovation and solving challenging problems.

Analytical & Technical Skills:

• Strong problem-solving skills—able to spot patterns in AML data and find ways to improve detection.
• Proficient with analytical tools and techniques.
• Experienced in data transformation and architecture.
• Analytics: Skilled in SQL, Python, R, and other tools used to build and monitor models.
• Data Visualization: Proficient in Tableau and Power BI.
• Cloud Platforms: Experience with AWS (S3, Aurora, Lambda, EC2, Athena).
• Databases: Knowledge of SQL Server, Oracle, DB2, and Hadoop Hive.

Salary Range: $85,000-$105,000

The salary range represents the job rate determined for the successful candidate who is fully competent in the role. The actual salary will vary depending on market conditions and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training.

#LI-Hybrid

Central 1 is an equal opportunity employer and committed to building an inclusive workforce by creating an environment where everyone feels like they belong and has the opportunity to be successful. We welcome all applicants to join our diverse workforce and we will provide an accessible candidate experience including, but not limited to accommodations to interview sites and alternate formats upon request to our Recruitment team.