Analyst

NBC; Richmond Hill; Hybrid; CAD 20,000 - 30,000; Full time

Job summary

A leading bank in Richmond Hill is seeking an intern for their Credit Risk Analytics team. You'll work on risk modeling and reporting, supporting the bank's risk functions. This full-time internship provides the opportunity to develop programming, data analysis, and problem-solving skills from September to December 2025. Ideal candidates are pursuing a degree in finance or a related field and possess strong analytical skills.

Benefits

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee and Family Assistance Program

Preferential banking services

Community initiatives involvement

Telemedicine service

Virtual sleep clinic

Qualifications

• Solid programming skills in SAS, SQL, Python, R, or Matlab.
• Outstanding analytical skills to identify risk changes.
• Business and technical writing with clear communication skills.

Responsibilities

• Contribute to risk analytics and reporting for senior management.
• Develop and back test credit risk models.
• Support monthly and quarterly risk production activities.

Skills

Programming skills (SAS, SQL, Python, R, Matlab, VBA)

Analytical skills

Business and technical writing

Attention to detail

Critical thinking

Education

Undergraduate or graduate program in Finance, Financial Engineering, Economics, Statistics, Mathematics, or Computer Science

Job description

Attendance

Hybrid

Job number

27392

Category

Professional

Status : Internship 4 months

Type of Contract

Internship

Number of months

4 months

Schedule : Full-Time

Full Time / Part Time?

Full-Time

Posting date

09-Jul-2025

Location : Richmond Hill, Ontario

City

Richmond Hill

Province / State

Ontario

Area(s) of interest : Risk management

As an Analyst ( Intern ) in the Credit Risk Analytics team at National Bank, you will develop valuable risk management skills by working on credit risk modeling and risk reporting in areas like IFRS-9, stress testing, and capital. You will collaborate closely with the team and perform various risk analysis tasks to support the Bank's risk function. With your programming, data analysis, problem-solving, and communication skills, you will gain hands-on experience and a deeper understanding of risk management. This full-time internship runs from September 2 nd 2025 to December 19 th 2025 .

Your role :

Contribute to risk analytics and reporting, including the preparation of analysis results and presentations for senior management.

Participate in the development , implementation and back testing of credit risk models, including Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD) and other models .

Support the monthly and quarterly risk production activities , quantify risk and capital , and identify key risk drivers .

C reate and maintain documents for models and risk processes following the internal and regulatory requirements .

Complet e risk-relevant tasks assigned by the supervisor and r espond to questions and ad-hoc requests from the senior management in a precise and efficient manner.

Your team

As part of theCredit Risk Analyticssector, you’ll be on a team of22of colleagues and you’ll report to the Senior Manager. Our team stands out for expertise in model development, model implementation and risk reporting in IFRS-9, stress testing and capital areas.As some processes are part of the Bank’s month-end or quarter-end reporting to the public or to the regulators, we may work under tight deadline and pressure sometimes. We offer a wide range of ongoing learning opportunities for your development, including coaching, hands-on learning, and through the collaborating with colleagues who have varied expertise and profiles such as risk programming, in-depth data analytics, model development, and presentation to senior management.

Prerequisites

In an undergraduate or graduate program in Finance, Financial Engineering, Economics, Statistics, Mathematics , Computer Science or other relevant field s .

Completion or progression in CFA , FRM and / or SAS certification would be an asset.

Previous work / co-op experience in banks would be an asset.

Solid programming skills (i.e. SAS, SQL, Python, R, Matlab, VBA, etc.).

Outstanding analytical skills to identify the causes of risk changes .

Business and / or technical writing with clear and concise written communication skills.

Strong attention to details and e xceptional critical thinking skill .

Strong desire to learn along with professional drive .

Languages : English

Skills

Artificial Intelligence Diversity & Inclusion Teamwork Cybersecurity Empathy Initiative Learning Agility Resiliency

Your benefits

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Opportunities to get involved in community initiatives
• Telemedicine service
• Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We're putting people first

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us,and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?

Come live your ambitions with us!