AML IT Solutions Design Specialist (KYC)

Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Technology Solutions

Pay Details:
$91,200 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

Job Description:

Department Overview:

Residing within the Enterprise Protect organization, the Global Anti-Money Laundering (GAML) Technology team is responsible for the delivery and support of technology solutions for the respective GAML business unit. Given the ongoing pace of regulatory change and ongoing importance of risk management, this is a fast-growing area within the bank translating into considerable demand and growth within its technology teams.

About This Role

We are looking for a senior designer for our Oracle Transaction Monitoring solution to bring Oracle FCCM design, development and delivery into the TD Technology Solutions team. You will also have the opportunity to provide technical guidance and leadership beyond your immediate project on significant strategic initiatives to modernize the technology and capabilities to align with the portfolio and enterprise technology roadmaps.

The primary responsibility of our team is to design, develop and maintain the AML technology platform that processes the bank's payments through behaviour detection algorithms to detect suspicious and fraudulent activity.

The open role is for a person who has a very good understanding of designing and developing customizations for the OFSAA KYC and FCCM suite of products. The person should have a strong understanding of the underlying OFSAA data model and also has the experience with designing batches to support the AML program.

For any new payment products that need to be monitored, the hire may also need to work with the line of business teams to create data interface specifications that will allow them to transform the payments/KYC data to the Oracle OFSAA Schema.

The hire will also be part of the team that designs and maintains the data governance process to ensure that data quality and integrity is met when payments and KYC data is sent to the AML system. This will also involve documenting and managing the development of relevant data quality and business logic validations and checks for the feeds that are sent to the AML systems.

Here's some of what you may be asked to perform:

• Responsible for the design and development of customizations for the OFSAA AML products, providing both leadership and technical guidance.
• Responsible to work with the various stakeholders, especially the compliance business teams, to understand and document requirements and then work with the broader engineering team to deliver the changes into production.
• Work with stakeholders when needed to review and/or collaborate on solution design.
• Work with technology partners to ensure that environment modifications interact appropriately, data conversion impacts are considered, and other areas of impact are addressed and meet performance requirements.
• Ensure scheduled changes take place with proper testing, monitoring, and implementation and with little or no adverse impact to the business.
• Oversee the integration of all systems, projects and technical interfaces to ensure a high level of service and support to the client and efficient system operation.
• Lead effort to test, debug, and performance analyze and document environment components.
• Foster an environment and culture that encourages productivity, innovation, process improvement, teamwork, and a high level of professionalism.
• Act as an escalation point for all risks and issues affecting the development team, and for working to define and implement mitigation strategies.
• Identify all development related project dependencies and risks and ensures mitigation/contingency plans are in place for identified risks.

Job Requirements:

What can you bring to TD? Share your credentials, but your relevant experience and knowledge can be just as likely to get our attention. It helps if you have:

• University degree, preferably in technology/ engineering.
• At least 10 plus years of experience with designing and delivering large scale enterprise grade applications preferably in Financial Services.
• Demonstrated experience with Oracle OFSAA AML products including Financial Crime and Compliance Management (FCCM) is a MUST.
• Minimum of 5 years of in-depth experience working with AML OFSAA KYC and TM products.
• Excellent understanding of TM and KYC Risk calculations, Scenario logic and alert post processing logic.
• Very good understanding of the underlying Oracle OFSAA KYC FCCM data model and schema.
• Very good understanding of how a typical AML batch works to generate Cases and the workflow till SAR/STR is filed.
• Excellent working knowledge of PL/SQL, stored procedures on Oracle database is required.
• Excellent understanding of payments data coming from settlement systems including the flow of funds, payment messaging formats such as Swift and systems such as ACH, Fedwire etc.
• Excellent understanding of KYC party related reference data and the associated attributes and their usage for risk calculations in KYC and TM scenarios.
• Exposure to big data and analytics platforms on Hadoop or on data lake platforms on the public cloud is a big plus.
• Strong interpersonal skills with demonstrated ability to forge strong relationships with key business partners, understand financial markets and regulation and apply analytics to drive commercial value.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.