AML Investigator - FIU

RBC; Halifax; On-site; CAD 65,000 - 85,000; Full time

Job summary

RBC is seeking an Investigator to be part of the AML Financial Intelligence Unit, responsible for planning and conducting risk-based investigations into money laundering and terrorism financing. The ideal candidate will possess strong analytical skills, have a relevant undergraduate degree, and navigate complex regulatory requirements effectively.

Benefits

Comprehensive Total Rewards Program including bonuses and flexible benefits

Competitive compensation and commissions

Dynamic, collaborative, and high-performing team environment

Qualifications

• Understanding of money laundering processes and various indicators.
• Strong investigative, critical thinking, and analytical skills.
• Knowledge of FINTRAC guidance/requirements.

Responsibilities

• Conduct risk-based investigations on money laundering and terrorism financing.
• Maintain records of investigative actions complying with RBC policy.
• Prepare reports based on investigation results.

Skills

Anti-Money Laundering (AML)

Communication

Data Gathering Analysis

Detail-Oriented

Financial Regulation

Fraud Risk Management

Group Problem Solving

Internal Controls

Process Management

Education

Undergraduate degree in accounting, business, political science, or criminology

Tools

Microsoft Excel

Microsoft Word

Job description

Job Summary

Job Description

What is the opportunity?

As Investigator, you will work as an integral member of the AML Financial Intelligence Unit (FIU) Investigations team. You will plan, conduct and complete risk based investigations into matters referred to the Unit. Through the gathering, analysis and evaluation of relevant information, you will determine whether sufficient suspicion exists of money laundering, financing of terrorism or other criminal activities, to justify making a report to the Regulatory Authority. As an Investigator, you play a key role in complying with legislative/regulatory requirements, and mitigating risk to RBC, in line with established RBC policy.

What will you do?

• Plan, conduct and complete risk based investigations into matters identified from media scans, transaction monitoring, as well as Unusual Transaction Reporting via internal partners
• Maintain accurate, contemporaneous records of all investigative actions and decisions taken, ensuring that all material and information obtained is treated in accordance with legal and regulatory requirements and RBC policy
• Gather information/intelligence from all available sources, in order to determine whether sufficient suspicion of money laundering, financing of terrorism or other criminal activities exists
• Prepare relevant reports as required including documentation in support of any action proposed based on the results of investigations
• Promote, support and adhere to RBC’s policies and guidelines on Code of Conduct, Personal and Professional Development, Equal Opportunities, Health & Safety, Data Protection and Information Security, in accordance with published policy / guidance documents and protocols
• Work with the Global AML-FIU Investigation Team and other FIU partners to ensure that investigations are conducted within defined timelines and are escalated in accordance with relevant policy
  
  

What do you need to succeed?

Must-have:

• Understanding of money laundering process in general and knowledge of various money laundering indicators
• Strong investigative, critical thinking and analytical skills and the ability to apply them in various scenarios
• Knowledge and understanding of FINTRAC guidance/requirements
• Strong verbal and written communication skills. The ability to gather and present complex information in a simple and concise manner is essential for this role
• Completion of an undergraduate degree in a relevant field of study (i.e. accounting, business, political science, criminology)
• At a minimum, an Intermediate proficiency level of skill in Microsoft Excel & Microsoft Word
  
  

Nice-to-have:

• Working background/experience with the major business segments of RBC
• ACAMS Certification
• AML background in Canadian banking
  
  

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
• Leaders who support your development through coaching and managing opportunities
• Work in a dynamic, collaborative, progressive, and high-performing team
• To be part of a large and growing global organization which puts client interests first and has a culture of fairness and accountability
  
  

Job Skills

Anti-Money Laundering (AML), Communication, Data Gathering Analysis, Detail-Oriented, Financial Regulation, Fraud Risk Management, Group Problem Solving, Internal Controls, Process Management

Additional Job Details

Address:

120 WESTERN PKY:BEDFORD

City:

BEDFORD

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

HUMAN RESOURCES & BMCC

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-05-13

Application Deadline:

2025-08-29

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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