AML / Financial Crime Risk Investigative Analyst - FIU Detection

The Toronto-Dominion Bank; Toronto; On-site; CAD 50,000 - 75,000; Full time

Job summary

A global financial institution is looking for a Customer role focused on managing financial crime reports and ensuring compliance with regulations. This position requires an undergraduate degree and at least a year of experience, offering a chance to contribute to risk management and training efforts while working in a collaborative environment.

Benefits

Health and wellbeing benefits

Paid time off

Career development opportunities

Variable compensation

Qualifications

• Minimum 1 year of experience in relevant field.
• Solid knowledge of bank procedures, products, and systems.
• Capable of preparing and presenting training materials.

Responsibilities

• Respond to reports of financial crime activities.
• Manage workload to meet service levels for quality.
• Contribute to team projects and monitor productivity.

Skills

Risk Management

Data Analysis Skills

Analysis Skills

Financial Services

Education

Undergraduate degree or equivalent work experience

Tools

Microsoft Access

ISO 27001

NIST Standards

PCI

COBIT

SOX

Job description

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are key features of the colleague experience at TD. Our compensation policies and practices are designed to allow colleagues to progress through the salary range over time as they advance in their roles. The actual base pay offered may vary based on the candidate's skills, experience, job-related knowledge, geographic location, and other organizational needs.

As a candidate, you are encouraged to ask questions about compensation and engage in open dialogue with your recruiter for more specific details about this role.

Job Description: CUSTOMER

• Respond to reports of financial crime activities from internal sources and external parties, ensuring relevant areas are informed for further action.
• Review all incoming incidents, filter investigations for criminal or non-criminal nature, and forward appropriately.
• Assess and contain immediate risks related to monetary loss and brand reputation.
• Support risk containment by making policy and procedural recommendations.
• Apply strong knowledge of bank procedures, products, and systems to assist investigations, analyze situations, gather information, and prepare cases. Review information for accuracy and flag deviations or unusual activity.
• Ensure reports comply with regulatory requirements.
• Assist in preparing and presenting AML, Sanctions, ABAC, and Financial Crime training materials.

SHAREHOLDER

• Manage workload to meet service levels for quality and productivity.
• Contribute to projects following established protocols.
• Prepare data for reporting at various levels.
• Exercise discretion in handling confidential information and escalate issues when necessary.
• Stay updated on practices and emerging trends within the area.
• Identify and manage risks, escalate high-risk transactions.
• Maintain project records and report on project status.
• Monitor and assess productivity and efficiency.
• Provide guidance and expertise to support officers and team members.
• Follow internal policies, procedures, and regulatory guidelines.
• Promote a culture of risk management and control.

EMPLOYEE / TEAM

• Participate actively in the team, supporting a positive work environment.
• Enhance knowledge and participate in knowledge transfer.
• Stay informed about industry trends and tools.
• Engage in performance development activities.
• Keep team members informed about project and activity updates.
• Assist others and contribute to team success.
• Support diversity and promote an equitable environment.
• Act as a brand ambassador for the organization.

BREADTH & DEPTH

• Perform basic reviews of files and initial analysis for case preparation.
• Make judgments on investigation necessity.
• Understand bank policies and procedures.
• Support well-defined roles with short-term focus.
• Provide standard reports and analysis.
• Understand community and environment factors relevant to the work.
• Work within defined parameters under management guidance.

Experience and Education

• Undergraduate degree or equivalent work experience.
• Minimum 1 year of experience.

About Us

TD is a leading global financial institution, the fifth largest bank in North America, serving over 27 million customers daily. With more than 95,000 colleagues, we aim to be the Better Bank, enriching lives through our services and community engagement.

Total Rewards

Our comprehensive package includes a competitive salary, variable compensation, health and wellbeing benefits, savings and retirement plans, paid time off, and opportunities for career development and recognition.

Additional Information

We are committed to supporting your growth through training, development, and mentorship programs. This job opportunity complies with provincial employment regulations. We value accessibility and encourage applicants to request accommodations during the interview process.

Colleague Development & Training

We support your career goals with ongoing development conversations, online learning, and mentoring programs, helping you grow within TD.

Interview Process & Accommodation

We will contact suitable candidates to arrange interviews and communicate outcomes promptly. We are dedicated to removing barriers for applicants requiring accommodations.

Language Requirement (Quebec only)

Required Experience

Key Skills

ISO 27001, Microsoft Access, Risk Management, Financial Services, PCI, Risk Analysis, Analysis Skills, COBIT, NIST Standards, SOX, Information Security, Data Analysis Skills