Adjudicator, Credit

Fairstone Bank; Vancouver; Hybrid; CAD 60,000 - 80,000; Full time

Job summary

Ein dynamisches Unternehmen sucht einen Adjudicator für Kredit, um die Kreditwürdigkeit von Fahrzeugkreditanträgen zu bewerten. In dieser spannenden Rolle werden Sie in einem schnelllebigen Umfeld arbeiten, wo Detailgenauigkeit und Kommunikation entscheidend sind. Sie werden eng mit verschiedenen Abteilungen zusammenarbeiten, um sicherzustellen, dass alle Anträge genau geprüft werden. Das Unternehmen bietet eine Vielzahl von Vorteilen, einschließlich flexibler Arbeitszeiten und einer umfassenden Vergütung. Wenn Sie eine Leidenschaft für Finanzen haben und in einem unterstützenden Teamumfeld arbeiten möchten, könnte diese Position genau das Richtige für Sie sein.

Benefits

Mindestens 15 Tage Urlaub

Wettbewerbsfähiges Gehalt

Pensionsbeitrag

Wellnesslösungen

Berufliche Entwicklung

Mitarbeiterrabatte

Belohnungsprogramm

Mitarbeiterempfehlungsprogramm

Flexible Arbeitszeiten

Zugang zu virtueller Gesundheitsversorgung

Qualifications

• Mindestens 1 Jahr Erfahrung in der Kreditvergabe, vorzugsweise in Finanzinstituten.
• Fähigkeit, Kreditrichtlinien sorgfältig zu befolgen und Anträge zu prüfen.

Responsibilities

• Überprüfung und Beurteilung von Fahrzeugkredit-Anträgen.
• Sicherstellung einer genauen und zeitgerechten Bearbeitung von Anträgen.

Skills

Verbal und schriftliche Kommunikationsfähigkeiten

Detailorientierung

Technikaffinität

Zusammenarbeit über Teams hinweg

Education

Postsekundäre Ausbildung in Finanzen oder Betriebswirtschaft

Tools

Microsoft Office Suite

Outlook

Kreditvergabe-Software

Job description

Join to apply for the Adjudicator, Credit role at Fairstone Bank.

Who We Are

Eden Park Inc. (“EdenPark”) is a dynamic automobile finance brand committed to enabling our dealer partners to sell more cars. Since 2012, EdenPark has serviced a wide network of automobile dealers and tens of thousands of consumers from coast to coast. EdenPark is a wholly owned subsidiary of Fairstone Financial Inc., which is a subsidiary of Fairstone Bank of Canada (“Fairstone Bank”).

Why join us?

Because we care about our employees and offer a variety of benefits such as:

• Time Off: Minimum 15 days vacation and additional wellness days, plus statutory holidays.
• Work-Life Balance: Our 37.5-hour workweek and hybrid model (3 days in-office) promote a healthy balance.
• Comprehensive Benefits Package: Adjustable to your needs (with access to virtual healthcare).
• Pension Contribution: Fairstone automatically matches a certain percentage to contribute to your savings.
• Wellness: Tailored well-being solutions available 24/7.
• Competitive Base Salary: With multiple incentive programs to increase your overall compensation.
• Reward Program: Collect points for travel or merchandise.
• Employee Referral Program: Earn a bonus when referring a friend.
• Employee Discounts: We offer numerous discounts at various retailers.
• Professional Development: Comprehensive paid online learning courses (Fairstone Academy), opportunities to develop multiple skill sets.
• Compensation range from $21/h to $25.64/h.

A Regular Day For You Will Include

• Review and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuation.
• Ensure loan applications are assessed accurately and timely in a fast-paced environment.
• Detail oriented and able to closely follow credit policy rules to ensure risk parameters are consistently followed.
• Develop and maintain respectful relationships with dealers.
• Work collaboratively with departments such as Sales, Income, Funding, and with dealer partners.
• Execute detailed document review ensuring all documents are accurate, complete, and properly registered.
• Provide prompt, efficient, customer-oriented service to all stakeholders.
• Perform all other duties as assigned.

Must-haves

• Excellent verbal and written communication skills in English.
• Ability to follow detailed credit policy guidelines and review credit applications thoroughly.
• Thrives in a fast-paced environment with strong attention to detail.
• Tech-savvy, proficient in Microsoft Office Suite and Outlook.
• Good collaboration skills across teams and departments.
• Availability to work all shifts mentioned in the job description.
• Clear criminal reference check.

Extra- awesome to have

• At least 1 year of experience in loan underwriting, especially in financial institutions or the auto industry.
• Experience with loan origination software.
• Post-secondary education in Finance or Business Administration.

Working conditions

• Hours of operation are between 8 AM to 10 PM EST, Monday to Friday, and Saturday from 9 AM to 8 PM EST.
• Option for permanent Saturday shifts with rotating days off; schedules are planned 6 months in advance.
• Weekday shifts are primarily set, with Saturday start times rotating.

This position will be vacant on April 25th, 2025.

Additional Information

We are proud to be Montreal's Top Employers 2025 by Canada’s Top 100 Employers!

Learn more at Fairstone.