696 EN - (Sr.) Risk Analyst, RAPM

Export Development Canada | Exportation et développement Canada; Ottawa; Hybrid; CAD 85,000 - 149,000; Full time

Benefits offered by this job

Hybrid work environment

Relocation assistance

Job summary

Export Development Canada (EDC) is seeking a Sr. Risk Analyst to join the RAPM portfolio. The role involves independent credit risk assessment, portfolio management, and timely recommendations to ensure risk is kept within policy.

You will support business teams, liaise with banks and buyers, and drive continuous improvement projects. You will work in a hybrid environment with in-office days, and positions are available in Ottawa or at hubs in Toronto or Montreal.

Qualifications

• Undergraduate Degree in Accounting, Business Administration, Finance or related discipline.
• Experience in credit risk management and international trade or related fields; levels 17/18/19 with increasing responsibility.
• Knowledge of credit risk management principles and practices.

Responsibilities

• Conducts due diligence and creditworthiness assessments of buyers and transactions.
• Assess and evaluate requests for new credit and monitor buyer portfolios.
• Prepare credit assessments and present recommendations to credit authorities.

Skills

Credit risk management

Financial analysis

International trade

Bilingual EN/FR

Education

Undergraduate degree in Accounting, Business, Finance

Job description

Application deadline:

September 14th, 2026 12:00pm ET

Join the EDC Team!

At EDC, we support Canadian businesses to succeed globally. We provide the financial tools and expertise they need to explore new markets, reduce risks, all towards the goal of making Canada and the world better through trade.

Position:

(Sr.)Risk Analyst,RAPM

Employment Type:

Permanent/ Contract

Compensation Details:

• Portfolio Risk Management 17: Salaries typically range from $84,698 to $112,931 annually, based on qualifications and experiencesplus a performance-based incentive.
• Portfolio Risk Management 18: Salaries typically range from $96,557 to $128,743 annually, based on qualifications and experiences plus a performance-based incentive.
• Portfolio Risk Management19: Salaries typically range from $112,006to $149,341annually, based on qualifications and experiences plus a performance-based incentive.

We are recruiting for multiple roles, with permanent and contract opportunities available.Please note the performance-basedincentive isonly applicable to permanent roles.

Location:

• Export Development Canada operates in a hybrid work environment, with a current requirement oftwo in-office days per week, increasing to three days per week in September 2026 (subject to change).
• This role can be performed from EDC’s headquarters in Ottawa or from one of our Community Hubs located in Toronto or Montreal.
• Relocation assistance is available for candidates who meet the eligibility criteria.

About EDC:

At Export Development Canada (EDC), we empower Canadian businesses to succeed globally. As a financial Crown corporation, we offer innovative financial solutions and expert insights to help businesses explore new markets, mitigate risks, and achieve growth.

Why Join EDC?

• Comprehensive Benefits: EDC offers a competitive compensation & benefits package, work-life balance, & the opportunity to help make Canada and the world better through trade.
• Work-Life Balance: EDC offers a competitive compensation package & work-life balance. We have hybrid work options, 3 to 4 weeks paid vacation, a corporate closure period, summer early Friday’s & no meeting Fridays.
• Professional Development: Take advantage of our continuous learning opportunities, including training programs, workshops and language training.
• Inclusive Culture: Be part of a diverse and inclusive workplace that champions employment equity & values diversity of ideas, strengths, & backgrounds to succeed.
• Wellness Programs: Access to wellness initiatives, mental health support, and fitness programs to keep you healthy and happy.
• Community Engagement: Participate in volunteer opportunities and give back to the community through our various social responsibility programs.

Team Overview:

The Risk Assessment & Portfolio Management (RAPM) teammonitorsthe Insurance portfolio, performing independent credit risk assessment and portfolio management and ensuring thatappropriate actionis taken when the credit risk of a company is no longer considered acceptable. RAPM participates in the ongoing review of the Insurance group's credit granting and credit surveillance standards and its policies and procedures for risk acceptance.

We are looking for dynamic and motivated credit professionals to manage a portfolio of buyers, performing independent credit and financial risk assessment to assess the commercial risk acceptance and repayment capabilities of these companies, in support of ourInsuranceprogram.

What you will be doing:

• Conducts due diligence and necessary analysis to establish the creditworthiness and risk level of the buyer and/or transactions based on the financial review of the buyer as well as the assessment of other factors such as country economic conditions, payment terms etc.
• Assesses and evaluates requests for new credit.
• Implementstimelysurveillance and monitoring of buyer portfolio to ensure files are up-to-date and minimizes credit granting turnaround times.
• Analyses and comments on sector,marketand portfolio developments.
• Consistently adheres to acceptable credit standards to ensureappropriate documentation, creditanalysisand recommended decisions.
• Prepares creditassessmentsand presents recommendations tocredit authorizers withappropriateauthority.
• Proactively sharessector and industryknowledge tohelp supportBusiness Teams, internal partners, and customers.
• Learns about general credit insurance underwriting practices.
• Ensures discipline around data integrity.
• Liaises with buyers, banks, informationprovidersand other entities to assess credit issues.
• Able to generate new continuous improvement ideas for EDC by working closely with colleagues, customers, and key intermediaries. Contributes to ad hoc projects related to process and other improvements.

Sr. Risk Analyst (Portfolio Risk Management 19) – Additional Responsibilities

• Has significant depth and breadth of knowledge of credit issues within relevant sectors and is responsible to maketimelyrisk mitigating recommendations. Proactively leads all aspects of portfolio management, including the gathering, analysis, and effective communication of data including presentations to relevant committees andstakeholders.
• Maintains a network of internal and external stakeholders andleveragesit to enhance management of portfolio and, if required, to succeed with projects.

What we are looking for:

• Undergraduate Degree in Accounting, Business Administration,Financeor other related disciplines.
• Experience in credit risk management and international trade or related fields as follows:
  • Portfolio Risk Management 17,5+ years.
  • Portfolio Risk Management 18, 7+ years.
  • Portfolio Risk Management 19, 9+ years.
• Knowledge of credit risk management principles and practices.

What will make you stand out:

• Professional designation/candidacy (CFA, CPA, MBA).
• Knowledge of bank creditassessmentand lending practices.
• Knowledge of international business practices and international trade.
• Bilingual in both official languages (French and English).

Eligibility:

EDC is committed to Fair Employment Practices and preference will be given to a candidate who is able to work legally in Canada at the time of application (Canadian Citizens or Permanent Residents). Candidates must meet the requisite government security screening requirements.The position is open to those who meet all of the essential requirements stated above and whose applications are received by the closing date.

EDC recognizes that disclosing the need for accommodations can be a personal matter. Please know that as an organization, we are committed to maintaining confidentiality and ensuring that any accommodations provided are tailored to support your needs. Our aim is to ensure you have a comfortable and positive experience throughout the recruitment process, so please do not hesitate to contact us directly for any accommodation requests at [e-mail]. We are here to support you every step of the way.

By applying for this job you acknowledge that you have read and understood EDC’s Privacy Notice for Job Applicants, which outlines how we collect, use, retain, and safeguard personal information during the recruitment process, as well as your rights of access and correction

EDC's Commitment to Employment Equity

Export Development Canada (EDC) is dedicated to fostering employment equity and building a diverse workforce. We are committed to creating a safe and inclusive environment that respects people from all cultures, backgrounds, and abilities. At EDC, we nurture a culture of inclusion and belonging where everyone has equal opportunity to grow, develop, succeed, and be their truest selves.

We actively encourage applications from women, Indigenous peoples, visible minorities, persons with disabilities, and members of the 2SLGBTQI+ community.

Your application must clearly demonstrate how you meet all the requirements. We thank all applicants' interest in a career at EDC; however, only those selected for an interview will be contacted. Please note that qualified candidates may be considered for similar roles at this level within EDC.