2027 Winter – GRM, Portfolio Risk & Credit Analytics Intern (4 Months)

0000050007 Royal Bank of Canada; Toronto; Hybrid; CAD 16,000 - 23,000; Full time

Job summary

Royal Bank of Canada in Toronto is seeking a Co-op student to join the Capital Markets Risk Oversight team. You will analyze credit risk and portfolio data to identify top risks and trends within the wholesale book, and support monthly and quarterly risk reporting for stakeholders.

You will also engage in data lifecycle work, build skills in Excel, SQL, Python and Tableau, and help translate data into actionable risk insights for senior leadership.

Qualifications

• Currently enrolled in a post-secondary program in a quantitative discipline.
• Strong analytical and problem-solving skills with a keen eye for detail and data accuracy.
• Working knowledge of Excel, SQL, and Python for data analysis and prep.
• Experience with Tableau or data visualization tools.

Responsibilities

• Analyze credit risk and portfolio data to identify risks and trends within the wholesale book.
• Support monthly and quarterly risk reporting for stakeholders and respond to ad-hoc requests.
• Contribute to deep-dive analyses on industry sectors within Capital Markets and support data infrastructure work.
• Build hands-on skills across the data lifecycle: extraction, transformation, aggregation, interpretation and recommendation.

Skills

Analytical thinking

Problem solving

Communication

Translating data into insights

Education

Post-secondary program in quantitative discipline

Tools

Excel

SQL

Python

Tableau

Job description

What is the Opportunity?

The Capital Markets Risk Oversight team will assist in communicating and providing valuable insights to senior leadership on the performance of the Capital Markets portfolio and help promote a "Best of Class" risk oversight environment.

What will you do?

Analyze credit risk and portfolio data to identify top and emerging risks and trends within the wholesale credit book. Support the preparation of monthly and quarterly risk reporting for various stakeholders, and respond to ad-hoc requests from partners across the business. Contribute to deep-dive analyses on industry sectors within the Capital Markets portfolio (e.g., Real estate and related), including supporting related data infrastructure and tooling work. Build hands-on skills across the full data lifecycle — extraction, transformation, aggregation, interpretation and recommendation — with an emphasis on translating data into credit risk business decisions. Participate in analytics design sessions: contribute ideas, gather and document business requirements, and help shape the reporting frameworks behind effective risk management. Apply technical tools — including Excel, SQL, Python and data visualization software — to support credit risk analysis, with exposure to emerging tools such as generative AI as force-multipliers for the work.

What do you need to succeed?

Must-have

• Currently enrolled in a post-secondary program in a quantitative discipline (e.g., Finance, Economics, Data Science, Statistics, Mathematics, Computer Science, Engineering or related field).
• Strong analytical and problem-solving skills, with a keen eye for detail and data accuracy.
• Solid technical and data skills, including working knowledge of Excel (advanced formulas and data manipulation), SQL (querying and manipulating large datasets), and Python (data analysis) — you’ll be supporting real data preparation and deep-div work, so a genuine comfort level with these tools matters.
• Working knowledge of a data visualization tool, such as Tableau.
• Ability to translate complex data into clear, plain-language insights for non-technical stakeholders.
• Strong MS Office skills (Excel, PowerPoint, Word).
• Strong organizational and time management skills, with the ability to balance recurring reporting deadlines against ad-hoc requests.
• Intellectual curiosity and a self-starter mindset — comfortable learning new tools and asking questions.

Nice-to-have

• Familiarity with wholesale lending concepts and credit risk fundamentals (e.g., credit assessment, risk ratings, portfolio risk management).
• Exposure to financial statement analysis.
• Understanding of macroeconomic trends and their impact on credit and commercial portfolios.
• Familiarity with the financial services industry.
• Hands-on experience with generative AI or LLM tools, and an interest in applying AI to credit risk analytics.
• Exposure to large-scale enterprise data environments, such as an Enterprise Data Warehouse (EDW), Enterprise Data Lake (EDL) or Hadoop-based platforms.

Additional Job Details

• Address: ROYAL BANK PLAZA, 200 BAY ST:TORONTO
• City: Toronto
• Country: Canada
• Work hours/week: 37.5
• Employment Type: Full time
• Platform: GROUP RISK MANAGEMENT
• Job Type: Student/Coop (Fixed Term)
• Pay Type: Salaried
• Posted Date: 2026-08-26
• Application Deadline: 2026-09-21
• Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

ET27 Job Skills

• Analytics
• Client Counseling
• Credit Risks
• Critical Thinking
• Data Visualization
• Economic Analysis
• Financial Derivatives
• Financial Instruments
• Investment Banking Analysis
• Investment Risk Management
• Market Risk
• Quantitative Methods
• Risk Analysis

RBC is committed to supporting flexible work arrangements when and where available. The successful candidate for this role will be required to be located within Ontario for the duration of the work term. Details regarding the specific virtual, hybrid, and in-office arrangements for this Integrated Learning/ Co-op position are to be discussed with the Hiring Manager.

Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 84,000+ employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to more than 16 million clients in Canada, the U.S. and 34 other countries. Learn more at rbc.com.

We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at rbc.com/community-social-impact.