Sr. Associate - Regulatory Compliance

Credit Saison Brazil; Rio Branco; Presencial; BRL 120.000 - 170.000; Tempo integral

Resumo da oferta

A financial services provider is seeking a Sr. Associate - Regulatory Compliance to oversee regulatory monitoring and compliance planning. The ideal candidate will have over 7 years of experience in Regulatory Compliance within financial services or fintechs, strong knowledge of Bacen & CMN regulations, and excellent communication skills in both Portuguese and English. This role offers the chance to have a significant impact on financial inclusion in Brazil while working in a diverse environment.

Qualificações

• 7+ years of experience in Regulatory Compliance within financial services or fintechs.
• Strong understanding of Bacen & CMN regulations and regulatory expectations.
• Experience contributing to Bacen authorization or licensing processes is highly valued.

Responsabilidades

• Monitor and interpret new laws, regulations, and regulatory trends issued by Bacen, CMN, CVM.
• Conduct regulatory gap assessments of new products and business initiatives.
• Maintain regulatory compliance policies and oversee periodic reviews.
• Support regulatory engagements and contribute to regulatory authorization projects.

Conhecimentos

Regulatory interpretation and simplification skills

Clear communication

Stakeholder engagement

Strategic mindset

High organization

Ownership

Fluency in Portuguese

Fluency in English

Formação académica

Bachelor's degree in law, Public Policy, Business, Economics, or related field

Descrição da oferta de emprego

About the Company

Credit Saison Brazil (“CSBR”) is part of Credit Saison Group, which has Credit Saison Co. Ltd. (Japan) as ultimate parent and Saison International (Singapore) as its international headquarter. Our core businesses are lending operation and equity investment consisting of early-stage start-up investment and M&A / joint venture.

Founded in 1951, Credit Saison Co. Ltd., is one of Japan’s largest non-bank financial corporations listed on Tokyo Stock Exchange. Outside Japan, over 1,000 talented employees are working across global markets because of Credit Saison's dedication to foster an environment of diversity, collaboration, inclusion and career growth. The group has a mission to bring people, partners and technology together, delivering resilient and innovative financial solutions for positive impact.

Established in 2023, CSBR primarily provides credit solutions in Brazilian private debt market to support the innovators as a transformative partner in contributing to financial inclusion. So, if you're passionate about making positive impacts in the finance sector while working in a multi-cultural environment, we want to hear from you. Join us on this exciting journey, where your talent can make a meaningful difference and together, let's contribute to the future of finance in Brazil.

About the Role

The Sr. Associate - Regulatory Compliance is responsible for monitoring emerging regulations, regulatory changes, new product impact assessments, and ensuring timely compliance planning. This role partners with legal, product, risk, and operations teams to ensure products and processes meet regulatory expectations. Experience with Bacen authorization / regulatory licensing processes is a strong advantage.

Responsibilities

1. Regulatory Monitoring & Interpretation

   Monitor and interpret new laws, regulations, and regulatory trends issued by Bacen, CMN, CVM, COAF, Receita Federal, and industry bodies (e.g., Febraban). Translate regulatory requirements into internal impact assessments and action plans.

   Prepare concise and executive-level regulatory briefings for senior management and group governance.

2. Product Advisory & Gap Analysis

   Conduct regulatory gap assessments of new products, features, partnerships, and business initiatives. Provide Compliance advisory to Product and Business on regulatory obligations and risk mitigation for launches.

   Ensure regulatory requirements are embedded throughout the product lifecycle and documented in internal controls.

3. Controls, Policies & Documentation

   Maintain regulatory compliance policies and oversee periodic review and alignment with local and group policies.

   Maintain the Regulatory Obligations Register and track compliance with requirements.

   Coordinate the internal compliance control testing plan and follow-up on remediation.

4. Regulatory Relationships & Licensing Support

   Support regulatory engagements, preparation of materials, and responses to RFIs or supervisory communications.

   Contribute to regulatory authorization projects, leading regulatory assessments, documentation, and compliance readiness.

Skills, Experiences & Qualifications

Strong regulatory interpretation and simplification skills.

Clear communication and stakeholder engagement.

Strategic mindset with high organization and ownership.

Bachelor's degree in law, Public Policy, Business, Economics, or related field.

7+ years of experience in Regulatory Compliance within financial services or fintechs.

Strong understanding of Bacen & CMN regulations and regulatory expectations.

Experience contributing to Bacen authorization or licensing processes is highly valued. Fluency in Portuguese and English (mandatory).