Cargo
Risk management officer em timon (MA) – timon
Responsabilidades
- Implement and maintain a comprehensive risk management framework, covering credit, market, liquidity, operational, and technology risks.
- Conduct prudential and capital risk assessments, including stress testing, scenario analysis, and capital adequacy evaluations.
- Prepare and support regulatory disclosures required for virtual asset service providers (VASPs) and financial institutions.
- Oversee Margin-Account Operations.
- Develop policies governing margin lending and virtual asset collateral.
- Set and review maximum loan-to-value (LTV) ratios and haircut levels.
- Monitor collateral valuation, capital add-ons and counterparty exposures.
- Ensure compliance with client/institutional limits and capital requirements.
- Perform net‑worth monitoring.
- Review and monitor risk indicators across business functions, escalating material breaches or deviations to senior management and the Board.
- Maintain independence from commercial and trading lines while ensuring collaboration with Compliance, Finance, and Operations.
- Liaise with internal and external auditors, regulators, and governance committees on risk management and capital matters.
- Support a risk‑aware culture through training, communication, and continuous improvement of risk methodologies.
- Deep practical knowledge of CMN Res. 4557/17 regarding the risk management structure, financial structure and information disclosure policy management.
Requisitos
- Legally resident in Brazil.
- Senior‑level experience (minimum 7 years) in financial or prudential risk management, preferably within financial institutions, fintechs, or crypto/virtual asset firms.
- Demonstrated independence from commercial functions and ability to operate as a second‑line or independent control function.
- Strong knowledge of Central Bank of Brazil risk management regulations, capital adequacy standards, and VASP disclosure requirements.
- Expertise in market and liquidity risk frameworks, stress testing, and margin‑account operations involving virtual assets.
- Bachelor’s degree in Finance, Economics, Risk Management, or related field; postgraduate qualification preferred.
- Strong quantitative, analytical, and communication skills; fluency in Portuguese and English.
- Must meet fit and proper standards with no disqualifying factors, including:
- not to have been declared bankrupt or insolvent;
- unblemished reputation;
- knowledge of the line of business, the services to be provided and the crypto segment, as well as crypto market dynamics and the risks associated with those activities;
- technical capability, compatible with the functions to be exercised.
- Not having been previously rejected or investigated by the Central Bank of Brazil within the past three years for submitting false, omitted, or inconsistent information in any authorization request.
Salário
A Combinar
Benefícios
Não informado