Regulatory Reporting Specialist – Central Bank – CADOCs

CloudWalk, Inc.; São Paulo; On-site; BRL 180,000 - 300,000; Full time

Job summary

CloudWalk, Inc. seeks a Regulatory Reporting Specialist to act as the technical reference for Brazilian Central Bank submissions (DFs, CADOCs) and external audit coordination.

You will lead the regulatory close, prepare financial statements, and ensure audit-ready reports for Segment S3. This role collaborates with Data, Engineering, Treasury, Risk, FP&A, Legal and Compliance to maintain controls, automate checks, and monitor BCB/CMN changes.

Qualifications

• Bachelor’s degree in Accounting or related field; CRC registration is a strong plus.
• Experience in accounting or regulatory roles within financial or payment institutions with hands-on work in DFs, COSIF and CADOCs.
• Strong external-audit exposure (Big 4 or similar) including planning, execution, and issue resolution.
• Advanced Excel/Google Sheets and basic to intermediate SQL for reconciliation and data testing.
• Working knowledge of BCB/CMN regulations applicable to Segment S3 Payment Institutions and internal controls frameworks.
• Excellent command of Portuguese; English reading/writing regulations and auditor communications is desirable.

Responsibilities

• Lead the regulatory accounting close process and prepare Balance Sheet, Income Statement, Cash Flow, DMPL and Notes.
• Prepare, validate, and submit CADOC reports and other regulatory filings for Segment S3, maintaining audit trails and reconciliations with the GL.
• Manage and improve the regulatory reporting calendar, identifying risks and creating action plans.
• Design and maintain internal controls and automated data quality validations with KPIs and SLAs.
• Serve as the main point of contact for external auditors, handling PBC lists, Q&As, and circularization with internal stakeholders.
• Collaborate with Data and Engineering to document business rules, enhance ETL/ELT pipelines, and automate checks.
• Support Treasury, Risk, FP&A, Legal, and Compliance with regulatory data and financial statement analysis.
• Monitor BCB/CMN regulatory changes applicable to Segment S3 and update processes and templates.

Skills

Regulatory reporting

COSIF

CADOCs

Financial statements

SQL

Excel/Google Sheets

Python (pandas)

Education

Bachelor’s degree in Accounting

CRC registration

Tools

Looker

Data Studio

Power BI

BigQuery

Snowflake

Postgres

Job description

About CloudWalk

About CloudWalk: We are not just another fintech unicorn. We are a pack of dreamers, makers, and tech enthusiasts building the future of payments. With millions of customers and a hunger for innovation, we're now expanding our neural network - literally and metaphorically. We are looking for a specialist to act as the technical reference for regulatory reporting to the Brazilian Central Bank (BCB), with a strong focus on Financial Statements (DFs), CADOCs, and external audit coordination. You’ll play a key role in ensuring that all submissions are accurate, timely, and audit-ready

About This Role

• Lead the regulatory accounting close process and the preparation of Balance Sheet, Income Statement (DRE), Cash Flow (DFC), Statement of Changes in Equity (DMPL) and Notes, under COSIF and CPC/IFRS (when applicable).
• Prepare, validate, and submit CADOC reports and other regulatory filings applicable to Payment Institutions (Segment S3), maintaining full audit trails and reconciliations with the general ledger.
• Manage and improve the regulatory reporting calendar, anticipating risks and developing action plans as needed.
• Design and maintain internal controls and automated data quality validations (completeness, accuracy, consistency, timeliness), supported by KPIs and SLAs.
• Act as the main point of contact for external auditors, handling PBC lists, Q&As, circularization processes, and coordination with internal stakeholders.
• Collaborate with Data and Engineering teams to document business rules, enhance ETL/ELT pipelines, and automate checks and reporting packages.
• Support Treasury, Risk, FP&A, Legal, and Compliance teams with regulatory data and financial statement analysis.
• Monitor regulatory changes from BCB/CMN applicable to Segment S3 and lead updates to internal processes and templates.

What You Need To Succeed

Bachelor’s degree in Accounting, Economics, Business Administration, or related fields. (Active CRC registration is a strong plus.) Experience in accounting or regulatory roles within financial or payment institutions, with hands‑on work in DFs, COSIF and CADOCs. Solid experience with external audits (Big 4 or similar), including planning, execution, and issue resolution. Advanced Excel/Google Sheets and basic to intermediate SQL for reconciliation and data testing. Working knowledge of BCB/CMN regulations applicable to Segment S3 Payment Institutions and internal controls frameworks. Excellent command of Portuguese; English for reading/writing regulations and auditor communications is desirable.

Nice to Have

Understanding of IFRS 9 (credit risk classification and expected loss modeling). Familiarity with Python (pandas) for automation of checks and reporting packages. Experience with BI tools (Looker, Data Studio, Power BI) and cloud databases (BigQuery, Snowflake, Postgres).

The Future We See

• People teams leveraging AI to transform talent acquisition and employee development.
• Marketing professionals creating data‑driven, AI‑powered campaign strategies.
• Customer Success teams enhancing client experiences with intelligent solutions.
• Risk analysts combining human expertise with AI to navigate complexities.
• Designers collaborating with AI to push creative boundaries.

Join us at CloudWalk, where we're not just engineering solutions; we're building a smarter, AI‑driven future for payments—together.