Regional Group Underwriting Manager, Accident & Health

AIG; São Paulo; Presencial; BRL 80.000 - 120.000; Tempo integral

Resumo da oferta

A global insurance company in São Paulo is seeking an A&H Group Regional Underwriter to manage loss ratios and perform portfolio analysis. The candidate should have strong analytical skills and experience in compliance auditing. The role involves training others and coordinating with various departments. The company offers a collaborative working culture and a comprehensive benefits package.

Serviços

Health and wellbeing benefits

Professional development opportunities

Comprehensive rewards program

Qualificações

• Experience in underwriting with knowledge of insurance processes.
• Strong analytical skills for portfolio management.
• Excellent communication for inter-departmental coordination.

Responsabilidades

• Maintain loss ratios at agreed levels.
• Control portfolio analysis and segment business.
• Conduct audits for compliance and correctness.

Conhecimentos

Loss Ratio Management

Portfolio Analysis

Auditing

Product Development

Case Underwriting

Training

Inter-departmental Liaison

Descrição da oferta de emprego

A&H GROUP Regional UW

Overview

A&H GROUP Regional UW

Responsibilities

• Loss Ratio: Maintain it at or below agreed upon levels.
• Portfolio Analysis: Control and segment our business into Product P&Ls. Business retention also need to be monitored.
• Auditing: For compliance, correctness, etc., use of underwriting authorities delegated locally, rating, wordings, file documentation, renewal underwriting, product development process, peer reviews, etc. Audits must be performed every 18-24 months or sooner and written reports sent to UW Regional Office for final review.
• Product Development: Review and approve work done by others or perform work yourself. All new products or major product changes must be approved by Regional Underwriting Manager, Regional Actuarial and Regional Legal as required. The Product Development process must be followed as appropriate.
• Case Underwriting: Review/approve quotes on large and/or unusual market opportunities.
• Group Business.
• Business Travel.
• VEB.
• Specialty Markets.
• Training: Ensures that anyone with underwriting authority is properly trained, at least to the level of their authority and that trainee’s progress toward obtaining underwriting authority.
• General: Assist the A&H Manager as directed in general SBUs issues, important client relationships and key production issues.
• Third Party Administrators (TPA): Ensure that appropriate evaluation has be done regarding the TPA. UW Managers do not have authority to contract TPA so all cases must be prepared and sent to the UW Regional Office for approval/signed-off. Regional Legal must approve the TPA agreement and must be signed prior to the TPA beginning any work. New Jersey signs off must be obtained as necessary.
• Inter-departmental Liaison: Coordinate with Operations & Systems, Legal, Claims, and Controller/Financial Departments to make sure all are aware of underwriting and related business activities that require their support and service.
• Performance Appraisals: Periodically provides comments on the technical ability and performance of subordinates measured against established criteria.

Working culture

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Benefits

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

About AIG

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Inclusion and equal opportunity

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please email [e-mail].

Functional Area:

UW - Underwriting AIG SEGUROS MEXICO S.A. DE C.V.