Financial Crime Specialist

Bebeeaml; São Paulo; Presencial; BRL 250.000 - 300.000; Tempo integral

Resumo da oferta

A leading financial institution is seeking an experienced AML Compliance Manager to oversee compliance with Brazilian regulations and company policies. The role requires 7+ years of AML experience within financial institutions, expertise in transaction monitoring, and KYC processes. Strong communication skills in both Portuguese and English are essential. The successful candidate will lead investigations, ensure timely reporting, and maintain robust AML controls. This position offers an opportunity to contribute to a diverse and inclusive workplace in São Paulo.

Qualificações

• 7+ years of AML/FinCrime experience within financial institutions, PSPs, or fintechs.
• Deep understanding of BCB Res., Bacen AML requirements, and international standards (FATF).
• Experience in building AML frameworks for new regulatory authorization is highly valued.

Responsabilidades

• Manage and enhance the AML/CTF Program in alignment with COAF, Bacen, and global standards.
• Conduct periodic reviews of the AML Program for regulatory compliance.
• Lead KYC/KYB onboarding program ensuring robust due diligence.

Conhecimentos

AML / CTF program management

Transaction monitoring

Regulatory compliance

Risk assessment

KYC / KYB processes

Fluency in Portuguese

Fluency in English

Formação académica

Bachelor's degree in law, Business, International Relations, or related field

Descrição da oferta de emprego

AML Compliance Manager

About Us We are a leading financial institution dedicated to providing innovative credit solutions in the Brazilian private debt market. Our mission is to foster an environment of diversity, collaboration, inclusion and career growth, allowing talented employees to thrive across global markets.

As part of our commitment to excellence, we are seeking a highly skilled AML Compliance Manager AVP to lead our Anti‑Money Laundering (AML / CTF) program, ensuring compliance with Brazilian regulatory standards and group AML policies. The successful candidate will oversee transaction monitoring, SAR / COAF reporting, KYx programs, training, and continuous strengthening of the AML control environment.

Key Responsibilities

• Manage and continuously enhance the AML / CTF Program in alignment with COAF, Bacen, and global standards.
• Maintain AML policies, procedures, internal controls, and risk assessment frameworks (ML / TF Risk Assessment).
• Conduct periodic reviews of the AML Program to ensure regulatory and market best‑practice alignment.
• Oversee transaction monitoring rules, alerts, investigations, case documentation, and escalation process.
• Lead internal investigations, suspicious activity reviews, and maintain clear audit trails for examination.
• Ensure timely and accurate submission of SARs (Comunicados de Operações Suspeitas) to COAF.
• Lead KYC / KYB onboarding program, ensuring robust due diligence, ownership screening, risk scoring, sanctions check, and ongoing monitoring.
• Partner with Investments, Credit, Risk, and Legal to ensure KYC / KYB controls are embedded in customer lifecycle management.
• Oversee PEP, sanctions, and adverse media review frameworks.
• Act as the point of contact for AML matters during regulatory exams, audits, and stakeholder reviews.
• Prepare reporting for senior management, Committees, and Group AML stakeholders.
• Support AML and compliance sections in Bacen licensing / authorization processes, including AML documentation and controls.

Requirements

• Bachelor's degree in law, Business, International Relations, or related field.
• 7+ years of AML / FinCrime experience within financial institutions, PSPs, or fintechs.
• Deep understanding of BCB Res., Bacen AML requirements, and international standards (FATF).
• Experience in building AML frameworks for new regulatory authorization (e.g., Bacen licensing) is highly valued.
• Fluency in Portuguese and English (mandatory).