Senior Liquidity Expert

KBC Bank & Verzekering; Brussel; Hybride; EUR 90 000 - 130 000; Plein temps

Avantages offerts par ce poste

Telework up to 50%

Flexible working hours

Permanent contract

Extensive flex package

Résumé du poste

KBC Group Treasury invites a senior expert to lead the liquidity strategy and steer funding activities. You will work with an international team to analyze and simulate liquidity positions, shaping frameworks and strategies for a solid balance sheet.

You will monitor markets and regulatory developments, present findings to senior management, and mentor project teams while maintaining a proactive, hands-on approach.

Qualifications

• Master's degree and at least three years of relevant work experience.
• Thorough knowledge of funding and liquidity domain and experience delivering projects in first and second line.
• Desire to deepen expertise in funding & liquidity and balance sheet management.

Responsabilités

• Lead in preparing KBC Group's liquidity strategy and present to senior management.
• Monitor developments in funding and liquidity (markets, regulation, peers).
• Analyze liquidity position at consolidated and entity levels with international team.
• Use simulations of funding and liquidity positions to guide strategy and balance sheet developments.
• Develop frameworks and strategies to steer the balance sheet toward a solid, stable funding position.
• Support international project teams and manage other experts.

Connaissances

Liquidity strategy

Financial modelling

Regulatory monitoring

Project management

Dutch & English communication

Formation

Master's degree

Description du poste

What does this job entail?

Put your expertise to work at KBC Group and take the lead in policy, models and strategy for funding and liquidity management. In this senior expert role, you will be responsible for developing frameworks and strategies that steer the balance sheet towards a solid and stable funding position. You will also help determine the strategy for KBC's debt issuance and the structuring of SRT.

The main mission of Group Treasury is to ensure that KBC's balance sheet is managed in a safe and profitable manner. This includes the following main areas:

• ALM / asset and liability management: managing the interest rate position and asset composition of the investment portfolios in order to generate more interest income in a responsible manner.
• Optimising the composition of the balance sheet, liquidity and financing costs/mix of our subsidiaries and the group.
• Managing the short-term volatility of the profit and loss account and capital ratios by applying hedge accounting techniques.

The Belgian team works closely with colleagues from the local departments in our other markets to carry out the necessary end-to-end processes – from strategy determination to implementation. At KBC Group Treasury, you will find an intellectually challenging work environment that offers you a unique insight into all of KBC Group's banking and insurance activities.

What do we expect from you?

• You will take the lead in preparing KBC Group's liquidity strategy and present it to senior management.
• You will closely monitor developments in the funding and liquidity domain (financial markets, regulatory framework and other financial institutions).
• Together with an international team of experts, you will thoroughly analyse the liquidity position at both consolidated and entity level.
• You will use simulations of the funding and liquidity positions to provide strategic direction and to adjust specific balance sheet developments.
• You will develop frameworks and strategies that steer the balance sheet towards a solid and stable funding position. In doing so, you will bring together different perspectives, such as liquidity, markets and regulations.
• You will support international project teams with your expertise and manage other experts.

Your key strengths?

• You have a master's degree and at least three years of relevant work experience.
• You have thorough knowledge of the funding and liquidity domain and demonstrable experience in delivering projects, both in the first and second line.
• You are looking forward to further deepening your expertise in funding & liquidity and gaining better insights into how the balance sheet can be effectively managed.
• You are naturally results-oriented and competitive. You are constantly looking for ways to improve our models, contribute to ever better insights and optimise the decision-making process.
• Your approach? Proactive and hands-on. Responsibility motivates you.
• Like your colleagues, you enjoy working with others to achieve ambitious goals. You have no problem organising your own work efficiently. This enables you to meet deadlines without compromising on accuracy.
• You communicate clearly in Dutch and English. You substantiate your points of view with facts and figures and explain them convincingly.

What can we offer you?

• KBC Group Treasury offers the most interesting ALM and Treasury experience on the Belgian market.
• Within Group Treasury, you will contribute to projects that have a major impact on the entire group and work in a (virtual) team of experts from all our entities. You will be part of the further expansion of this exciting international team.
• With us, you can be sure of excellent onboarding, collegiality and a pleasant working atmosphere.
• Throughout your career at KBC, we encourage you to continue to grow as a person and as a professional. You can take courses to further hone your hard and soft skills.
• You can telework up to 50% of the time each month. At the same time, we attach great importance to a good team atmosphere. That is why you will work at least one day a week at the same physical location as your immediate colleagues.
• Flexible working hours help you to balance your work and private life.
• We offer you a permanent contract and a competitive salary supplemented with fringe benefits. Sound familiar? Of course, you read this in every job advertisement. KBC makes the difference with an extensive flex package. Too extensive to explain here. We will be happy to discuss the various benefits – large and small – with you during your job interview.