Senior B2B Credit Analyst: Growth & Risk Strategy

Lensys; Belgique; Remote; EUR 70,000 - 95,000; Full time

Job summary

Lensys in Belgium seeks a Senior Credit Analyst to lead financial analysis of B2B credit applications for professional clients in Belgium and Luxembourg. You will assess balance sheets, income statements, and cash flow projections to form clear credit recommendations for management.

You will monitor portfolios, prepare detailed reports, and collaborate with sales, legal, and compliance to ensure onboarding and regulatory adherence, safeguarding the institution's financial health.

Responsibilities

• Conduct in-depth financial analysis of B2B credit applications for professional clients in Belgium and Luxembourg, evaluating balance sheets, income statements, and cash flow projections.
• Identify and assess credit risks, formulating clear recommendations based on comprehensive due diligence and industry best practices.
• Actively participate in the continuous improvement of credit assessment processes and methodologies, striving for efficiency and accuracy.
• Serve as a key point of contact for internal partners and external customers, providing expert advice and clear communication regarding credit decisions and requirements.
• Collaborate closely with sales, legal, and compliance teams to ensure seamless onboarding and adherence to regulatory frameworks.
• Prepare detailed credit reports and presentations for management, outlining key findings and justifications for credit decisions.
• Monitor existing credit portfolios for early warning signs and evolving risk profiles.

Job description

Lensys in Belgium seeks a Senior Credit Analyst to lead financial analysis of B2B credit applications for professional clients in Belgium and Luxembourg. You will assess balance sheets, income statements, and cash flow projections to form clear credit recommendations for management.

You will monitor portfolios, prepare detailed reports, and collaborate with sales, legal, and compliance to ensure onboarding and regulatory adherence, safeguarding the institution's financial health.