Product Manager - Payment Accounts

Paynovate; Brussel; Sur place; EUR 70 000 - 90 000; Plein temps

Avantages offerts par ce poste

Flexible work environment

Growth opportunities

Ownership and collaboration culture

Résumé du poste

Paynovate is seeking a Product Manager to oversee our Payment Accounts & Issuing products. With over 5 years in Product Management, you will engage with clients to drive priorities and ensure product reliability. You will work in a dynamic fintech environment, focused on real customer problems and technical challenges. Join our collaborative team in Brussels and own a critical product domain that impacts business outcomes. A flexible hybrid work model ensures you can thrive while contributing significantly to our product operations.

Qualifications

• 5+ years in Product Management with hands-on fintech experience.
• Strong focus on customers and real problems.
• Ability to bring structure in ambiguous environments.

Responsabilités

• Own the product domain and drive roadmap for Payment Accounts & Issuing.
• Engage with clients and partners to understand pain points.
• Improve product reliability and reduce operational friction.

Connaissances

Product Management

Card issuing and schemes

Payment rails

Compliance basics

System integrations

Data-driven decision making

Description du poste

Why Paynovate?

Paynovate is a Belgium-based fintech with more than 80 talented employees. We're building a company where ownership, initiative, and impact are expected. As a regulated e‑money institution, we design and operate payment solutions across acquiring, issuing, and payment accounts.

Mission

You will start by understanding how the product is actually used, where it breaks, and where the real pain points are. You will then own and evolve our Payment Accounts & Issuing products into a scalable, reliable, and customer‑driven platform. This is not just about managing a roadmap. You will play a key role in shaping how Product operates at Paynovate, an environment where priorities can evolve, ownership is still being clarified, and alignment across teams is key to delivery.

Key Responsibilities

• Own the product domain: drive roadmap and priorities for Payment Accounts & Issuing.
• Engage directly with clients, agents, and partners to stay close to users, understand real pain points, and translate insights into product decisions.
• Define what success looks like and introduce relevant product metrics.
• Bring structure to how Product collaborates with Engineering and Operations, and manage dependencies to unblock teams.
• Drive execution: improve product reliability, reduce operational and support friction, ensure initiatives are clearly scoped before development, and that they get delivered in production.
• Build product practices: improve documentation, clarity and ways of working; strengthen collaboration; contribute to structuring the Product function.
• Use data to drive decisions: define and track meaningful product metrics (usage, reliability, performance, cost) and validate assumptions with data.

First Priorities

• Enabling cross‑border payments.
• Introducing French IBANs.
• Improving the client onboarding experience.
• Automating billing and invoicing processes.
• Strengthening scalability and reducing operational friction.
• Creating redundancy across key partners (new integrations).
• Evolving issuing capabilities and services.

Required Knowledge

• Card issuing & schemes (4‑party model, Visa, Mastercard, transaction flows).
• Payment rails (SEPA, IBANs, SWIFT, cross‑border).
• Compliance basics (KYC/KYB, AML, transaction monitoring).
• System integrations (APIs, partners, dependencies).

Experience & Skills

• 5+ years in Product Management (not only project management).
• Experience in fintech, payments, or banking, with hands‑on exposure to complex payment or financial systems in production.
• Experience dealing with production issues, system limitations, or scalability challenges.
• A strong focus on customers and real problems.
• Comfortable working in technical topics.
• Ability to bring structure in ambiguous environments.
• Strong data‑driven decision making (metrics, dashboards, basic querying).

What We Offer

Own a critical product domain with real business impact, contribute directly to how Product operates at company level, work in a fast‑moving environment where decisions turn into action, and be part of a team where ownership, collaboration, and execution matter. A modern and flexible work environment, with hybrid work included. A dynamic environment full of growth opportunities, where your role goes beyond delivery. We would love to hear from you if you are excited about building, structuring, and delivering in a real‑world payments environment.