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Vwala is building a European-focused personal finance platform. We seek a founding Data & AI Engineer to shape the product from zero, ship end-to-end solutions, and own the data and AI stack across ingestion, enrichment, analysis, and action.
You will work in a high-autonomy, high-ownership environment with a founder mindset. You’ll help design AI systems, develop the dataset as the product, and collaborate with a small team in Ghent on a hybrid schedule, joining early-stage growth with
Vwala is building the platform that will transform how European households manage their money. We’re early stage, we're funded, and we're growing. We're looking for a founding product engineer to join us, someone who wants to build something that matters, ship solutions end-to-end, and sees the opportunity in being early. If you've ever wanted to shape a company from the ground up: the product, the architecture, the culture. Don’t look any further, this is that role.
Vwala is a personal finance startup, founded in September 2025, on a mission to bring financial peace of mind to every European household. We make it effortless to understand, manage, and reduce recurring expenses so people save money without complexity and focus on what truly matters in life. The vision is a trusted platform across Europe that turns raw financial data into real savings, effectively reshaping how tens of millions of families think about money. Our North Star Metric is Total Money Saved, and at scale, that number gets very large. We're currently a team of four (meet The Team). You’d join Vwala early and have the opportunity to help shape our future. Read more about our mission and vision here.
Financial data is the raw material of everything we do. A user's transaction history reveals their behavior, their intentions, and where they're potentially leaving money on the table. But in its raw form, it's noisy, inconsistent, and rarely usable for analysis or action. Turning that into a clean, structured view of someone's financial life is a core data problem we have to solve, and it has to work at scale, across thousands of households, millions of transactions, and dozens of European banks. Concretely, that means answering questions like: Which canonical merchant is this transaction tied to? What category does it belong to? Is it recurring? Can we predict the next subscription bill before it hits? How does this family's spending stack up against similar households? Each of these is a data problem grounded in real product impact. The dataset is the product. Data plays a crucial role throughout Vwala’s product lifecycle (ingest > enrich > analyze > act). If you want to go deeper on the architecture and where this role sits within it, read Inside Vwala's Savings Engine. We also want to democratize financial knowledge, and AI plays a central role. You'll help shape and build the AI infrastructure that lets users interact with their finances: ask questions, surface patterns, get advice they can act on. And as the dataset grows, you'll think about how to turn it into B2B insights from anonymized aggregates with data integrity, privacy, and trust as core values. This is a high-agency role. We’re looking for people with a founder mindset: identifying problems, proposing solutions, and taking ownership through execution. In an early-stage company, that means navigating ambiguity, making trade-offs with incomplete information, and moving forward when things aren't fully defined. You’ll thrive here if you enjoy working in a bit of messiness, value progress over perfection, and bring the grit to push through challenges. Joining our founding team also means your decisions and contributions will have a lasting impact on the product, the team, and the culture we’re building. That's a lot of leverage, and it's why this role matters.
We’re a hybrid team, working together from our Ghent office (MC Square, Oktrooiplein 1) 2–3 days per week, and remotely the rest of the time. As we’re building both a team and a culture, being present in the office on our “office days” is an important part of how we do that, but we approach this with flexibility and trust.