Financial Services - Banking Transformation Consultant Junior (sept. 2027)

BDO Belgium co; Brussel Hoofdstad; Hybrid; EUR 42,000 - 60,000; Full time

Benefits offered by this job

Flexible working arrangements

Competitive salary with benefits

BDO Academy and continuous learning

Job summary

BDO Belgium is seeking a Graduate Consultant FS - Banking Transformation to help banks optimise their operational backbone. You will work across payments, lending, onboarding, and core banking, applying Lean principles and leveraging AI and smart automation to drive efficiency and quality.

You will collaborate with stakeholders, support regulatory compliance, and contribute to target operating models while developing deep domain knowledge in banking operations and transformation.

Qualifications

• Master's degree or equivalent in a relevant field (see above).
• Strong analytical and problem‑solving abilities.
• Excellent communication and stakeholder management skills.
• Fluency in Dutch and French, with good command of English.

Responsibilities

• Support transformation programs in payments, lending, onboarding and core banking.
• Apply Lean management and identify AI/automation opportunities.
• Gather and document business requirements through workshops and meetings.
• Contribute to business analyses, process redesign, and target operating models.
• Assist project managers in planning, testing, and change activities.
• Develop banking operations expertise and promote data‑driven transformation.

Skills

Analytical thinking

Problem-solving

Stakeholder management

Communication

Entrepreneurial mindset

Multilingual: Dutch, French, English

Education

Master's degree in Business Engineering / Economics / Finance / Management

Job description

Help shape the operational backbone of leading financial institutions.

Are you interested in how banks operate behind the scenes and how they can become faster, smarter, and more efficient? Do you want to work on business transformation projects in payments, lending, customer onboarding, daily banking, core banking, and operational excellence? If you combine analytical thinking with a passion for Financial Services, then BDO's Banking Transformation team is the place for you.

Your mission: Improve banking operations through business analysis, Lean process redesign, and hands‑on transformation delivery, using AI and smart automation as business enablers.

What will you be doing?

As a Graduate Consultant FS - Banking Transformation, you will help banks improve and transform their operational backbone. You will work on projects across payments, lending, daily banking operations, onboarding, core banking, and operational excellence, applying Lean management and using AI and smart automation as enablers for better business outcomes.

Working closely with business stakeholders and transformation teams, you will support clients in improving operational efficiency, quality, resilience, and regulatory compliance.

In this role, you will:

• Support transformation programmes within payments, including the business impact and implementation of new payment regulations, fraud prevention, and the remediation of phishing-alert backlogs, as well as lending, onboarding, and daily banking operations.
• Analyse and redesign business processes using Lean management and operational excellence principles, identifying where AI and smart automation can enable greater efficiency and quality.
• Gather and document business requirements through workshops, interviews, and stakeholder meetings.
• Contribute to business analyses, process redesign, and target operating models.
• Support project managers in planning, testing, implementation, and change activities.
• Develop expertise in banking operations, Lean management, operational excellence, and the business‑led use of AI and smart automation.

Why Banking Transformation at BDO? You will work on some of the most important transformation challenges facing banks today:

Payments

• Support regulatory implementation, fraud prevention, and phishing-alert backlog remediation.

Lending

• Optimise lending acquisition and lifecycle management processes.

Operational Excellence

• Apply Lean management, using AI and smart automation as business enablers.

Core Banking

• Renew platforms and redesign processes.

From day one, you will gain hands‑on consulting experience, work with leading Belgian financial institutions, and develop expertise at the intersection of banking, operations, and transformation.

What do you bring to the table?

• A Master's degree in Business Engineering, Economics, Finance, Management, Applied Economics, or a related field.
• Strong analytical and problem‑solving skills.
• A strong interest in banking operations and business transformation, with AI and smart automation viewed as enablers rather than goals in themselves.
• A proactive and entrepreneurial mindset.
• Excellent communication and stakeholder management skills.
• Fluency in Dutch and French, with a good command of English.
• Willingness to work with Financial Services clients across Belgium.

What do we bring to the table?

• Meaningful projects with leading financial institutions
• Responsibility and client exposure from day one
• Continuous learning through coaching and the BDO Academy
• A clear growth path within Banking Transformation
• A collaborative and entrepreneurial team culture
• Flexible working arrangements
• A competitive salary package with attractive benefits

READY TO HELP SHAPE THE FUTURE OF BANKING?

Join BDO's Banking Transformation team and make an impact from day one.