Europe MLRO

NALA; Brussel Hoofdstad; Sur place; EUR 70 000 - 90 000; Plein temps

Avantages offerts par ce poste

35 Days Off including local bank holidays

Birthday Leave

Enhanced Parental Leave

Learning Budget

Résumé du poste

A fintech company in Brussels is seeking an experienced AML Officer to lead compliance in Belgium. Responsibilities include evolving the AML/CFT framework, overseeing investigations, and liaising with regulators. Candidates must have over 7 years of relevant experience, a deep understanding of Belgian AML regulations, and fluency in English and either French or Dutch. Benefits include 35 days off, parental leave, and a learning budget.

Qualifications

• 7+ years of AML/CFT experience within a Payment Institution or Electronic Money Institution.
• Deep knowledge of Belgian AML regulations, NBB expectations, and EU AML directives.
• Proven track record managing SAR/STR reporting and regulatory interactions.

Responsabilités

• Own and evolve NALA’s AML/CFT framework ensuring compliance.
• Lead suspicious activity investigations and report to CTIF-CFI.
• Act as the primary contact for regulators and manage audits.

Connaissances

Regulatory compliance

Financial crime investigation

Communication in English

Communication in French or Dutch

Description du poste

About Us

NALA is building Payments for the Next Billion. Faster, smarter, and fairer transfers for everyone. Since 2022, we've grown our business 120x, grown the team from 9 to 150+, raised $50M+ from top-tier investors, and were named to the Forbes Fintech 50 in 2025.

We operate two core products:

• NALA, our consumer app making cross-border payments cheaper, faster and more reliable for the global diaspora. Allowing users to send money from the UK, US and EU to Africa and Asia.
• Rafiki, our B2B payments infrastructure, is powering global payments.

Our team includes alumni from Wise, Stripe, Monzo, Revolut, and CashApp — operators who’ve scaled world-class products. We act with urgency, think deeply, and put our customers first always.

At NALA, this isn’t just a job. It’s ownership, impact, and the chance to change global payments forever.

Join us in building Payments for the Next Billion.

Your Mission

Build and lead a best-in-class AML/CFT compliance framework for Belgium, ensuring regulatory excellence while enabling safe, scalable growth in international remittances.

Your Responsibilities in this Role

• Own and evolve NALA’s AML/CFT framework in Belgium, ensuring full compliance with local law, EU directives, and NBB expectations
• Lead end-to-end suspicious activity investigations and act as the nominated officer for CTIF-CFI reporting
• Deliver and maintain the Overall Risk Assessment (ORA), covering customer, product, and corridor-level financial crime risks
• Act as the primary point of contact for regulators and law enforcement, managing audits, inspections, and ongoing relationships
• Design and monitor internal controls and KPIs/KRIs to ensure ongoing effectiveness of the compliance program
• Provide strategic advisory to leadership on new products, market expansion, and risk appetite decisions

Must-have requirements

• Experience operating as MLRO or equivalent senior compliance role in a regulated environment
• 7+ years of AML/CFT experience within a Payment Institution or Electronic Money Institution
• Deep knowledge of Belgian AML regulations, NBB expectations, and EU AML directives
• Proven track record managing SAR/STR reporting and regulatory interactions
• Strong experience conducting complex financial crime investigations (e.g. layering, smurfing, cross-border schemes)
• Professional fluency in English and either French or Dutch
• Meets “Fit and Proper” requirements for senior compliance roles with the NBB

Nice to have requirements

• Previous experience in a high-growth fintech or remittance business
• Experience working with transaction monitoring systems and regtech tools
• LLM or legal/compliance academic background

Success in the role looks like

3-Month Metrics

• Fully onboarded as the nominated AML officer with regulators and established key regulatory relationships
• Completed review of existing AML/CFT framework with clear action plan for gaps and improvements

6-Month Metrics

• Delivered an updated ORA and implemented enhancements to controls, monitoring, and reporting
• Established scalable, data-driven compliance processes supporting growth without increased regulatory risk

Benefits

• 35 Days Off including your local bank holidays: Take the time to decompress. Working at a startup is hard!
• Birthday Leave: Celebrate your special day with a bonus day off to take off in that month.
• Enhanced Parental Leave: We offer 16 weeks of full pay for the primary caregiver and 4 weeks of full pay for the secondary caregiver (After a 6-month probationary period)
• Learning Budget: Fuel your growth with $1000 annually for learning and development.