Deputy AMLCO

Wise; Brussel; Sur place; EUR 60 000 - 90 000; Plein temps

Résumé du poste

Wise, a global technology company, is seeking a Deputy AMLCO in Brussels to help the team manage financial crime compliance. This role involves overseeing policies, supporting audits, and engaging with regulatory bodies to ensure compliance with EU and Belgian regulations.

The ideal candidate has over 5 years of AML experience, strong leadership skills, and fluency in English. Join Wise in making financial transactions borderless for customers worldwide.

Qualifications

• 5 years’ experience in AML second line.
• Proven leadership of a 2L-O AML team.
• Extensive knowledge of European and Belgian regulations.

Responsabilités

• Support the oversight of Wise’s financial crime compliance framework.
• Maintain and oversee financial crime policies.
• Assist with root-cause analysis of financial crime incidents.

Connaissances

Leadership of AML team

Regulatory knowledge

Analytical skills

Communication skills

Detail-oriented

Description du poste

Company Description

Wise is a global technology company building the best way to move and manage the world’s money. Whether people and businesses are sending money abroad, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

Job Description

The Deputy AMLCO will support Wise Europe AMLCO in the supervision and mitigation of financial crime and sanctions risks. You will help ensure effective oversight of Wise’s financial crime compliance framework, including AML, CTF, ABC, sanctions, fraud, KYC/CDD, and EDD. This role is a unique opportunity to impact Wise’s mission, helping to launch new products and controls and managing our risk profile through a deep understanding of regulatory requirements and regulator expectations.

Here’s how you’ll be contributing and supporting the Wise EU AMLCO

Policies and Methodologies

• Maintain and oversee financial crime policies and procedures, ensuring alignment with European standards, Belgian legislation, and regulations (AML, CTF, sanctions, KYC/CDD, EDD).
• Conduct horizon scanning to identify emerging regulatory developments and oversee their implementation.
• Design and deliver training for compliance and operational teams on AML, CTF, and broader financial‑crime controls.

Audit, Issue Management and Remediation

• Assist with root‑cause analysis of financial crime incidents and ensure remediation plans are executed for the EU market.
• Deputise for the AMLCO when necessary, providing oversight across AML, fraud, sanctions, KYC/CDD, and EDD.
• Act as a 2L‑O liaison during internal or external audits and review audit findings with AMLCO and first‑line product teams.

Oversight

• Lead the oversight team, allocate tasks, and act as escalation point.
• Advisory support for product and business teams on new products and features, ensuring controls meet EU requirements.
• Challenge 1L‑O teams on financial‑crime controls to align with Wise’s risk appetite and EU standards.
• Review controls related to CDD, transaction monitoring, screening, and broader AML/CTF requirements.
• Represent the AMLCO at the monthly AML Committee and challenge proposals from first‑line teams.

Governance and MI

• Prepare quarterly compliance reports for senior management and the board, highlighting key risks, metrics, and incidents.
• Supervise creation and maintenance of Management Information related to financial‑crime risks.
• Support the AMLCO in leading the FinCrime Oversight team, defining success metrics and development plans.

Regulatory Engagement

• Prepare and deliver content to the National Bank of Belgium and/or European industry bodies.
• Serve as liaison to the Financial Intelligence Unit (CTIF‑CFI).

This Role Will Give You the Opportunity To

• Grow as a financial‑crime compliance professional in an international fintech organization.
• Deliver a compliant and secure service by leading the compliance program.
• Contribute to Wise’s mission of making money without borders the new normal for our customers.

Qualifications

• 5 years’ experience in AML second line.
• Proven leadership of a 2L‑O AML team.
• Extensive knowledge of European and Belgian regulations and ability to interpret KYC/AML requirements for the payment industry.
• Ability to work independently with high attention to detail.
• Strong analytical and problem‑solving skills.
• Effective communication skills and ability to work in a fast‑paced, dynamic environment.
• Fluent in English (writing and speaking); Dutch and/or French are a plus.

Wise is an equal opportunity employer. We celebrate diversity and encourage people of all backgrounds to apply.