AMLCO - Belgium

Wise; Brussel; On-site; EUR 90,000 - 120,000; Full time

Benefits offered by this job

Hybrid working model – 3 days onsite and 2 days from home

Flexible working hours from 9am to 6pm

Job summary

Wise is seeking a Head of FinCrime/AMLCO (MLRO) in Brussels to lead the Financial Crime Oversight team. The role involves overseeing compliance with AML laws, preparing reports for the Board, and managing a team. Key qualifications include extensive AML/CTF compliance experience, strong communication skills, and fluency in English, with French or Dutch as a plus. The position offers a hybrid working model with three days onsite and two from home.

Qualifications

• Minimum of 10 years of experience in AML/CTF compliance.
• Demonstrable experience in designing and challenging processes.
• Ability to work under pressure and meet tight deadlines.

Responsibilities

• Lead the Financial Crime team overseeing compliance for Wise Europe.
• Implement the Belgian AML Law across the EEA market.
• Supervise financial crime controls in operations.
• Prepare compliance reports for the Board of Directors.
• Engage with regulators and auditors on financial crime oversight.

Skills

AML/CTF compliance expertise

Process design and challenge

Strong communication skills

Attention to detail

Team collaboration

Fluent in English

Fluent in French or Dutch

Job description

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

Job Description

Wise Europe is looking for a Head of FinCrime / AMLCO (MLRO) to join its 2LOD Compliance team in Brussels. This role will work alongside Wise Europe’s Head of Compliance and will lead the Financial Crime Oversight team, ensuring effective mitigation of financial crime risks through adequate systems and controls.

Duties

• Lead the 2LOD Financial Crime team responsible for overseeing financial crime compliance for Wise Europe.
• Oversee implementation of the Belgian AML Law and ancillary regulations across the EEA market.
• Supervise Wise Europe financial crime controls to ensure that risks are integrated into day‑to‑day operations.
• Develop and maintain the Financial Crime oversight framework.
• Oversee approval of high‑risk customers and the preparation of Suspicious Activity Reports.

Management Information

• Prepare quarterly compliance reports to the Board of Directors of Wise Europe in the area of financial crime.
• Prepare periodic reporting to the Executive Leadership (daily management of Wise Europe).

External Engagement

• Represent financial crime oversight internally and externally to regulators, auditors and partners, showcasing Wise’s oversight compliance framework.

Team Management

• Lead a team of financial crime oversight staff.
• Ensure that the structure of the financial crime oversight team remains adequate.
• Support team members by mentoring and assisting them in unblocking issues.

Qualifications

• Expert in AML/CTF compliance with a minimum of 10 years experience, preferably in a fast‑paced environment.
• Demonstrable experience designing and challenging processes across multiple products, and deep understanding of how these intersect with the TransferWise mission.
• Passion for improving current practices and applying compliance strategies to develop frameworks.
• Strong communication skills in both written and oral form; able to convey complex ideas to internal and external audiences.
• Sense of urgency and ability to work well under pressure, prioritise and meet tight deadlines.
• Meticulous attention to detail.
• Team player with strong people skills; able to collaborate and build relationships across the business and globally.
• Languages: English fluent, French or Dutch fluent.
• Willing to travel to other offices as required.

Benefits and Work Conditions

• Hybrid working model – 3 days onsite and 2 days from home.
• Working hours 9am to 6pm.