Credit Risk Analyst (m/f/x)

Finance & accounting; Antwerpen; Sur place; EUR 60 000 - 70 000; Plein temps

Avantages offerts par ce poste

Annual bonus

Company car with fuel/charging card

Healthcare insurance

Meal vouchers

Mobile phone package

Hybrid work model

30 days holiday + extra leave

Résumé du poste

Robert Half is seeking an EMEA Credit Risk Analyst to strengthen the Credit & Risk function for a client in the distribution and industrial solutions sector. The role focuses on overdue management, credit risk assessment, and policy development across multiple countries in EMEA.

You will collaborate with local finance teams, Sales, and Legal to optimize collections, manage risk, and ensure adherence to regulations. Hybrid work with travel may be required.

Qualifications

• Bachelor's degree in finance or accounting, business or related field.
• At least 3 years of experience in credit management, collections or risk management roles.
• Strong knowledge of credit risk assessment, collections processes and legal aspects of bad debt recovery.
• Familiarity with AR accounting entries and analysis.

Responsabilités

• Oversee overdue accounts collection, including intercompany, ensuring timely action and resolution of disputes.
• Define monthly collection targets for local finance teams.
• Implement initiatives to reduce DSO and overdue balances.
• Negotiate payment solutions with Sales and Legal teams.
• Maintain knowledge of local/international credit regulations.

Connaissances

Credit risk assessment

Collections processes

Legal aspects of bad debt recovery

AR accounting entries

Excel

PowerApps

Power BI

Dynamics D365

English proficiency

Travel willingness

Formation

Bachelor's degree in finance & accounting

Outils

Dynamics D365

PowerApps

Power BI

Excel

Description du poste

Robert Half is looking for an EMEA Credit Risk Analyst to strengthen the Credit & Risk function for one of our clients.

Our client is a leading international organization operating across multiple countries within the distribution and industrial solutions sector. With a strong presence throughout EMEA, the business is investing heavily in process excellence, automation, and finance transformation initiatives.

Key Responsibilities

OVERDUE MANAGEMENT

• Oversee the collection of overdue accounts (including intercompany), ensuring timely action and resolution of disputes or payment issues.
• Define monthly collection targets for local finance teams.
• Implement initiatives to reduce DSO and overdue balances.
• Work closely with Sales and Legal teams to negotiate and formalize payment solutions.
• Maintain up-to-date knowledge of relevant local and international credit-related regulations.
• Take a proactive approach in supporting local credit controllers to manage and recover outstanding debts.
• Organize monthly credit committee meetings with local Finance Managers/Credit Controllers.
• Support audit activities related to credit and collections.

CREDIT RISK MANAGEMENT

• Evaluate the creditworthiness of new and existing customers in line with company policies.
• Monitor the credit portfolio to identify risk exposures and report concerns to management.
• Approve or withhold the release of blocked sales orders due to overdue balances or credit limit breaches.
• Provide guidance and expertise to local credit managers.

POLICY & PROCESS DEVELOPMENT

• Review and improve the effectiveness of the credit control framework to strengthen profitability and minimize bad debt with a focus on simplification, digitalization, and continuous enhancement.
• Ensure adherence to internal controls, legal requirements, and industry standards.
• Design, document, and oversee local processes, working with regional teams to standardize procedures in line with Group standards.
• Participate in FIT/GAP analyses for M&A integration, ensuring correct adoption of OtC processes and delivering training where required.

STAKEHOLDER MANAGEMENT

• Build and maintain strong working relationships with local finance teams and other business stakeholders.
• Coordinate with external parties such as collection agencies and legal advisors when necessary.

REPORTING

• Prepare regular reports on overdue accounts and collection performance.
• Present risk and overdue management updates to the Regional OtC Lead.
• Provide regional insights on credit performance and collection results to management.

Your Profile

• Bachelor's degree in finance & accounting, business or a related field.
• At least 3 years of experience in credit management, collections or risk management roles.
• Strong knowledge of credit risk assessment, collections processes and legal aspects of bad debt recovery.
• Familiarity with AR accounting entries and analysis.
• Advanced computer skills in ERP systems, preferably in Dynamics D365.
• Proficient Excel knowledge, experience with PowerApps and PowerBi is a plus.
• Cultural awareness: to be able to work with different cultures and in multiple countries.
• Critical thinking skills needed to mitigate credit risk and maintain the credit control system.
• Good knowledge of English. Any other language is a plus.
• Solid understanding of local and international credit control laws and regulations.
• Willing to travel on occasion.

Compensation & Benefits

Our client offers a competitive compensation package aligned with the scope and visibility of this role, including:

• Competitive fixed salary based on experience and expertise (60-70K)
• Annual performance bonus
• 13th-month salary
• Company car with fuel/charging card
• Comprehensive group insurance
• Hospitalization insurance
• Meal vouchers
• Net expense allowance
• Eco vouchers
• Mobile phone package
• Generous holiday entitlement (30 days), including additional company leave days
• Hybrid working model with up to 2 days of remote work per week
• Flexible working environment with core business hours and autonomy in organizing your schedule

Robert Half BV en Robert Half Project Sourcing BV verwerken de gegevens van sollicitanten die nodig zijn om de sollicitatieprocedure uit te voeren. Meer informatie over gegevensbescherming, in het bijzonder over uw rechten, vindt u op https://www.roberthalf.com/be/nl/privacy.