AML Compliance Officer

Klorie; Belgique; Hybride; EUR 90 000 - 130 000; Plein temps

Avantages offerts par ce poste

Hybrid work model

Competitive salary

Flexible working hours

High autonomy

Résumé du poste

Klorie is seeking an AML Compliance Officer (AMLCO) based in Belgium for a hybrid role. You will lead AML/CFT program design, regulatory reporting, and risk assessments in a fast-paced fintech environment.

Ideal candidates have AML/CFT experience, ACAMS or similar certification, and strong communication skills to liaise with regulators and banking partners while training staff and staying current with EU-Belgian regulations.

Qualifications

• Experience in AML/CFT roles within a regulated financial institution or fintech.
• Education in Law, Finance, Risk Management, or related field.
• ACAMS or similar compliance certification preferred.
• Strong knowledge of Belgian and EU AML regulations.
• Proficiency with AML transaction monitoring and screening systems.
• Excellent writing and documentation skills for compliance reporting.

Responsabilités

• Design, implement, and improve AML/CFT framework.
• Perform risk assessments of money laundering and terrorist financing risks.
• Oversee second-line controls (e.g. enhanced due diligence).
• Monitor the performance of transaction monitoring tools.
• Coordinate with outsourced first-line AML teams.
• Prepare and submit regulatory reports to authorities (BNB, CTIF-CFI).
• Act as the primary contact for regulatory bodies and banking partners.
• Conduct staff training on AML/CFT compliance topics.
• Stay abreast of legal and regulatory developments in Belgium and the EU.

Connaissances

AML/CFT expertise

Regulatory compliance

Leadership

Excel

PowerPoint

Documentation

English (Fluent)

French/Dutch

Formation

Law

Finance

Risk Management

ACAMS certification

Outils

AML monitoring systems

Screening systems

CRM software

Description du poste

Klorie, a European company specialized in innovative payment solutions, is recruiting an AML Compliance Officer (AMLCO) to lead its anti-money laundering and counter-terrorist financing (AML/CFT) efforts. This strategic role is hybrid, but the candidate must reside in Belgium to meet local regulatory obligations and maintain direct contact with authorities such as the National Bank of Belgium (BNB) and the Financial Intelligence Processing Unit (CTIF-CFI).

The ideal candidate will combine deep regulatory expertise with strong autonomy and communication skills, and will thrive in a fast-paced, multicultural, and distributed environment.

Key Responsibilities

As AMLCO, you will be responsible for designing, implementing, and continuously improving Klorie’s AML/CFT framework. Your scope will include:

• Developing, updating, and enforcing internal AML/CFT policies and procedures.
• Performing risk assessments and mapping money laundering and terrorist financing risks.
• Overseeing second-line controls (e.g. enhanced due diligence, alert reviews).
• Monitoring the performance of transaction monitoring tools.
• Coordinating with outsourced first-line AML teams.
• Preparing and submitting regulatory reports to authorities (BNB, CTIF-CFI).
• Acting as the primary contact for regulatory bodies and banking partners.
• Conducting staff training on AML/CFT compliance topics.
• Staying abreast of legal and regulatory developments in Belgium and the EU.

Candidate Profile

This senior position requires a well-rounded compliance professional with a balance of technical, legal, and leadership skills.

• Experience: Experience in AML/CFT roles, ideally within a regulated financial institution or fintech.
• Education: in Law, Finance, Risk Management, or a related field.
• Certifications: ACAMS or similar compliance certification strongly preferred.
• In-depth knowledge of Belgian and EU AML regulations.
• Proficiency with AML transaction monitoring and screening systems.
• Strong command of Excel (pivot tables, advanced formulas) and PowerPoint.
• Excellent writing and documentation skills, particularly in compliance reporting.
• Languages:
  • Fluent professional English is mandatory.
  • Fluency in either French or Dutch appreciated.
• Personal attributes:
  • High ethical standards and discretion.
  • Self-motivated and comfortable in a remote-first environment.
  • Analytical thinker with attention to detail and organizational discipline.

Job Conditions

• Hybrid, with mandatory residence in Belgium.
• Competitive salary and benefits package.
• Flexible working hours and high autonomy.