Underwriter - Commercial

Howden Group Holdings; City of Melbourne; On-site; AUD 90,000 - 130,000; Full time

Job summary

Howden Group Holdings in Melbourne is seeking an Underwriter to manage a diverse client portfolio across industries. You will work with the underwriting team to achieve goals, balance risk, and deliver first-class service to brokers and clients.

Key focus includes constructing quotations, negotiating terms, renewing policies, and maintaining broker relationships. The role requires strong communication, market awareness, and a proactive approach to risk.

Qualifications

• Experience in General Liability and Financial Lines underwriting.
• Ability to communicate effectively with brokers and clients.
• Strong risk assessment and market awareness.

Responsibilities

• Preparing and communicating quotations, bindings, policy conditions and mid-term adjustments
• Negotiating rates/terms with brokers
• Following up offer of quotations/renewal
• Updating reporting systems
• Development and maintenance of broker relationships including visitations to client offices which may include interstate travel and presentations
• Answering broker enquiries

Skills

General Liability & Financial Lines

Broker relations

Job description

About DUAL

Working across 21 countries, DUAL has built a reputation as a specialist underwriting group and the market of choice for insurance intermediaries around the world. That’s how we have become one of the world’s largest international underwriting agencies (or MGAs) with US$3.4bn GWP. DUAL is part of Howden, a leading global insurance group with employee ownership at its heart. Founded in 1994, it provides insurance, reinsurance and underwriting services to clients ranging from private individuals to the largest multinational companies. The Group operates in 57 countries, employs over 24,000 people and manages premiums totalling US$50bn on behalf of its clients.

Role overview

We are looking for an Underwriter to join our motivated underwriting team in Melbourne. This role will see the management of a portfolio of clients across various industries whilst working effectively with the team to accomplish agreed underwriting goals.

This role will see responsibility for:

• Preparing and communicating quotations, bindings, policy conditions and mid-term adjustments
• Negotiating rates/terms with brokers
• Following up offer of quotations/renewal
• Updating reporting systems
• Development and maintenance of broker relationships including visitations to client offices which may include interstate travel and presentations
• Answering broker enquiries

About you

Are you ready to take your underwriting career to the next level? If you bring expertise in both General Liability and Financial Lines Underwriting, your drive for outstanding customer service and talent for building strong client relationships will set you apart. At DUAL, you'll have the chance to showcase your excellent interpersonal and communication skills through engaging presentations and by consistently delivering a first-class client experience. With your deep understanding of various industries and businesses, along with a sharp awareness of market risk, you’ll be empowered to provide innovative solutions and exceptional value to our diverse portfolio of clients. Join a team where your passion and knowledge make a real impact!

What do we offer in return?

A career that you define. Of course, we offer a competitive range of rewards and benefits to support you, but we know you expect all that. What you might not expect is a job where everyone has a voice, where volunteering in the community is part of the day job, and where everyone is encouraged to play a part towards our sustainability goals. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community.

Our culture

people first. Our core values dictate how we live and work. We're a group with independence and people at its heart - and a home for talent with a unique culture: the biggest small company in the world. Being a people-first business has always been central to who we are. Our vision was to create an independent organisation with a distinctive culture that would survive and thrive through the people who shape it. Finding the most talented and entrepreneurial individuals to join the group has been, and will continue to be, key to our success.

Diversity and inclusion

At DUAL, our people are our greatest strength. We are committed to building an open and inclusive culture where everyone feels trusted and that they belong. We work to ensure all candidates, employees, clients and business partners are treated with fairness and respect. We want every candidate to be able to bring their best to the recruitment process, so if you require reasonable accommodation at any stage, please let us know and we will work with you to provide appropriate support.

Permanent Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us - the people who work in the business - supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They're invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.