SME Underwriter

Benefact Group; Sydney; Hybrid; AUD 90,000 - 120,000; Full time

Benefits offered by this job

Flexible hybrid working

Generous bonuses

Generous annual leave

Professional development

Recognition awards 2024

Job summary

Ansvar Australia, proudly part of Benefact Group, is seeking an SME Underwriter to join our Melbourne, Sydney or Brisbane office. You will manage personal underwriting for SME renewal and new business with focus on less complex risk.

This role offers a collaborative culture with flexible hybrid working, meaningful community protection work, and opportunities to shape underwriting practices across our SME portfolio.

Qualifications

• Underwriting experience in SME markets is preferred.
• Strong communication with brokers and clients is essential.
• ANZIIF Associate level or pursuing qualifications is expected.
• Ability to manage renewals and new SME policies with focus on risk.

Responsibilities

• Act as the SME underwriting contact, guiding and escalating when needed.
• Build and maintain relationships with clients, brokers and distributors.
• Underwrite SME renewal and new business policies as required.
• Advise users/clients on technical SME insurance matters.
• Respond to queries promptly with excellent customer service.

Skills

Underwriting

SME portfolio

Broker relations

Insurance risk

ANZIIF qualification pursuit

Education

ANZIIF Associate level

Relevant tertiary qualifications

Job description

Working hours: 37.5 hours per week, Monday to Friday

Duration: Permanent

Location: Melbourne Sydney or Brisbane

Job Ref: 205593

About The Role

Ansvar Australia, who are proudly part of the Benefact Group, are looking for an Underwriter - SME to join our Melbourne Sydney or Brisbane office.

As an SME Underwriter you will be responsible for the personal underwriting of small to medium renewal cases, with less complex risk within the SME portfolio of business.

Why join us?

We are embracing significant organisational change and need innovative thinkers and change makers who want to shape the future, not just be part of it.

Your Voice Matters: Work directly with decision-makers who champion fresh ideas and where you can make a genuine impact.

Diverse Opportunities: As a nimble, dynamic organisation, you’ll gain exposure to challenging projects and cross-functional skills.

Meaningful Work: From our Community Education Programme to protecting heritage buildings and partnering with faith-based and community organisations, your work will make a tangible difference.

Be part of a collaborative, inclusive, ambitious culture committed to making a difference and working towards a more sustainable future. Ranked amongst Australia's Top 40 Best Workplaces to Give Back in 2025, we offer fantastic career and development opportunities, with all of our profits going to charity and good causes.

What you'll be doing

• Act as the first point of contact for all SME underwriting related matters and issues, providing considered guidance and advice when appropriate and escalating when appropriate.
• Build and maintain effective relationships with all clients, brokers and distribution customers placing business with Ansvar.
• Personal underwriting of the SME portfolio with particular focus on renewals, and new business policies as required.
• Provide advice to users and/or clients on technical matters within the SME portfolio.
• Ensure that all queries are responded to and resolved in a timely manner providing exceptional customer service at all times.

What you'll need to have

• Strong personal, written and verbal communication skills with the ability to establish rapport and negotiate with key internal and external stakeholders to achieve Company objectives
• Experience in dealing directly with brokers and clients
• Proven underwriting capability within the insurance sector
• An understanding of insurance risk management including reinsurance
• Have completed or be undertaking insurance qualifications to ANZIIF Associate level and/or have relevant tertiary qualifications related to Insurance

What we offer

• A competitive salary - let’s discuss it
• Flexible, Hybrid working in modern CBD offices
• Generous industry performance bonuses
• Generous annual leave plus birthday, well-being, paid parental, volunteering & more
• Tailored professional development programs
• Recognised as the Best Australian Workplace for Fathers (2024)
• Good Company Award Winner (2025)

About Us

At Ansvar Insurance, we are transforming the way we operate. As specialists in the Care, Community, Faith, Education, and Heritage sectors, we are modernising our business while staying true to our purpose - protecting those who serve others.

Benefact Group is a unique international financial services Group made up of over 30 businesses. We believe it’s essential to attract, empower, grow and reward talented people, offering fantastic opportunities for career and personal development. Our giving ethos, 135-year history and the diversity of what we do, has enabled us to build a culture of kindness, great ambition, and of passionate people driven to do better and be better.

At Benefact Group, we are committed to creating an inclusive culture and building an environment where each and every one of us feels valued and respected. We are a community made up of people with a range of different backgrounds, abilities, perspectives, beliefs and interests and we value the strength this brings to us as a Group. We welcome applications from everyone.

If you need any additional support during the recruitment process, then please let us know.