Senior Underwriter

at; City of Melbourne; Hybrid; AUD 80,000 - 110,000; Full time

Job summary

A leading insurance provider in Australia seeks a motivated Senior Underwriter to manage diverse commercial portfolios. Ideal candidates will have over 3 years of underwriting experience and strong relationship management skills. This role offers a hybrid working model and a commitment to professional development. Enjoy benefits like paid parental leave and wellness programs.

Benefits

Big discounts on car insurance

14 weeks Paid Parental Leave

Quarterly Wellbeing Leave days

Access to leadership development programs

Employee Assistance Program

Qualifications

• 3+ years’ underwriting experience across business packages or commercial lines.
• Strong grasp of general insurance principles.
• Capable of working independently and managing priorities.

Responsibilities

• Manage underwriting for commercial portfolios to drive growth and profitability.
• Utilise data insights and tools for risk assessments and coverage decisions.
• Collaborate with internal stakeholders for tailored insurance solutions.

Skills

Underwriting experience

Relationship management

Analytical skills

General insurance principles

Decision-making abilities

Tools

Policy platforms

Rating tools

Data analysis

Job description

Overview

We’re seeking a motivated and technically strong Senior Underwriter to join our team in a permanent role. This position offers the opportunity to work across diverse commercial portfolios—including Dealer House Accounts, Motor Fleet, and specialised programs—where you'll apply your expertise to drive profitable growth and deliver tailored insurance solutions.

You’ll be part of a collaborative team, leveraging data insights and underwriting tools to assess risk, make informed decisions, and contribute to innovation. This role suits someone with solid general insurance experience who thrives in a fast-paced, stakeholder-focused environment.

A hybrid working model is available, and we welcome applicants who bring strong commercial acumen, relationship management skills, and a commitment to underwriting excellence.

What You'll Be Responsible For

• Manage underwriting for commercial portfolios including Dealer House Accounts, Motor Fleet, and specialised programs to drive growth and profitability.
• Utilise data insights, rating tools, and resources to inform risk assessments, coverage decisions, and pricing.
• Underwrite new business, renewals, and endorsements within delegated authority; prepare referrals for risks exceeding authority.
• Collaborate with internal stakeholders to deliver tailored insurance solutions aligned with business objectives.
• Build and maintain strong relationships with agents, brokers, and commercial partners.
• Contribute to underwriting innovation by sharing insights, identifying improvement opportunities, and supporting strategy implementation.
• Deliver consistently professional, efficient, and helpful service to all stakeholders.
• Ensure compliance with underwriting governance, including accurate documentation and adherence to administrative requirements.

What you\'ll bring

• 3+ years’ underwriting experience, ideally across business packages, motor fleet, or other commercial lines.
• Strong grasp of general insurance principles, including underwriting, compliance, product lifecycles, pricing, reinsurance, claims, and risk management.
• Skilled in using policy platforms, rating tools, and data to deliver sound technical underwriting outcomes.
• Proven relationship and negotiation skills, with success in broker or intermediated markets.
• Strong analytical and decision-making abilities, with clear communication of recommendations in both written and verbal formats.
• Capable of working independently within guidelines, using sound judgement to manage priorities, assess risks, and escalate when needed.
• Highly Regarded: Experience underwriting ISR, Property, and Liability risks.

Why You\'ll Love Working at Adica

At Adica, people are our greatest asset, and we\'re committed to creating an environment where you can thrive. Recognised as an Employer of Choice, celebrating our commitment to culture, flexibility, and people-first values. Some of the benefits you\'ll enjoy include:

• Big discounts on car insurance for you and your family.
• 14 weeks Paid Parental Leave for all parents, plus superannuation on both paid and unpaid leave (up to 52 weeks).
• Quarterly Wellbeing Leave days and the ability to swap Public Holidays.
• A supportive Wellbeing Program and year-round employee events.
• Recognition Programs through monthly awards and the annual Excellence Awards.
• Strong culture of internal progression and career development.
• Access to the Go1 learning platform with thousands of courses.
• Leadership development programs in partnership with Hello Monday to support and empower your growth as a leader.
• Hybrid working model - the best of both worlds.
• Employee Assistance Program (EAP) – free, 24/7 support for you and your family.
• Be part of community initiatives, fundraising drives, and volunteer events throughout the year.
• And more because your wellbeing matters to us.

Who We Are

Adica Insurance is an Australian-operated and regulated general insurer, backed by the global strength of the MS&AD Insurance Group, one of the world\'s top 20 insurance and financial services groups.

Adica exists to make insurance more human, more helpful, more transparent, and more empowering for our customers. We support our people with the same care and clarity. Together, we\'re creating a workplace where people thrive, teams collaborate, and customers feel truly supported.

What to Expect from Us

We aim to make the recruitment process as smooth and respectful of your time as possible.

Once you apply, our Talent Team will review your application. If your experience aligns with the role, we\'ll be in touch for an initial phone conversation to get to know you better. From there, the process usually includes two interviews with our team.

Throughout the process, we\'ll keep you informed and provide timely updates because we know how important clarity is when you are job hunting.

Accessibility & Support: If you require any adjustments during the recruitment process, please let your recruiting contact know when they first reach out. We\'re committed to creating an inclusive experience for everyone.

Ready to join a company where people come first and possibilities follow? Apply now, we\'d love to hear from you.

Recruitment is being managed in-house. No agency contact, please.

Job Insights

Salary match • Number of applicants • Skills match

Your application will include the following questions:

1. How many years\' experience do you have as an underwriter?
2. Which of the following statements best describes your right to work in Australia?
3. Do you have experience in a role which requires relationship management experience?
4. What\'s your expected annual base salary?
5. How much notice are you required to give your current employer?
6. How many years\' experience do you have in the insurance industry?