Senior Structured Finance Lead (RMBS/ABS) & AI Analytics

S&P Global Inc.; Melbourne; On-site; AUD 180,000 - 240,000; Full time

Benefits offered by this job

Health & Wellness

Flexible Downtime

Continuous Learning

Invest in Your Future

Family Friendly Perks

Job summary

S&P Global Ratings in Melbourne seeks a senior analyst to evaluate credit risk in RMBS and ABS, leading analytical execution, due diligence, and stakeholder engagement. You will guide junior colleagues, ensure regulatory and methodological rigor, and apply responsible AI within structured finance workflows.

The role emphasizes collaboration across global teams, risk governance, and high-quality client insights, with a focus on Australian residential and asset-backed transactions.

Qualifications

• Strong proficiency in Excel, financial modeling, and cash flow analysis.
• Demonstrated credit and financial analysis skills and ability to translate complexity into narratives.
• Effective written and verbal communication for committee-ready docs and investor engagement.
• Practical AI fluency with generative AI tools embedded in analytics workflows with governance.
• High standards for accuracy, traceability, and governance in data and models.
• Fluent English, both written and spoken.

Responsibilities

• Lead end-to-end analytical execution for RMBS and ABS transactions, reviewing documents for criteria compliance.
• Lead surveillance updates, connect performance data to risk themes, and document model assumptions.
• Conduct due diligence meetings with issuers and manage relationships with issuers and investors.
• Ensure adherence to methodology, data governance, and responsible AI practices in workflows.
• Coach and mentor junior analysts, scaling automation and standardizing tooling.

Skills

Excel & Modeling

Credit Analysis

Communication Skills

Generative AI

Governance

English Fluency

Education

Bachelor's degree

Master's preferred

CFA valued

Job description

S&P Global Ratings in Melbourne seeks a senior analyst to evaluate credit risk in RMBS and ABS, leading analytical execution, due diligence, and stakeholder engagement. You will guide junior colleagues, ensure regulatory and methodological rigor, and apply responsible AI within structured finance workflows.

The role emphasizes collaboration across global teams, risk governance, and high-quality client insights, with a focus on Australian residential and asset-backed transactions.