Senior Associate Director: RMBS/ABS Analytics

S&P Global; Melbourne; On-site; AUD 150,000 - 210,000; Full time

Benefits offered by this job

Health care coverage

Flexible time off

Continuous learning resources

Continuing education program

Retirement planning

Family perks

Job summary

S&P Global Ratings in Melbourne is seeking a senior structured finance analyst to lead credit analysis and cash-flow modeling for RMBS and ABS transactions. The role covers end-to-end execution, from diligence to surveillance, focusing on risk themes and governance.

You will join a global ratings team applying AI-enabled workflows with strong governance to deliver timely, evidence-based insights. Ideal candidates have strong credit/financial analysis, Excel and modeling skills, and excellent

Qualifications

• Strong credit and financial analysis skills with clear narrative ability.
• Proficient in Excel, financial modeling and cash-flow analysis.
• Experience in structured finance (RMBS/ABS) preferred.
• Excellent written and verbal communication for committees and investors.
• Experience embedding AI into analytical workflows with governance.
• English fluency required.

Responsibilities

• Lead end-to-end analytical execution for new issue RMBS and ABS transactions, including detailed review of documents for criteria compliance and identifying structural issues.
• Lead surveillance and analytical updates, connect performance data to risk themes, and document model assumptions.
• Conduct due diligence meetings with issuers and manage relationships with issuers, intermediaries, and investors; synthesize analyses into market-ready narratives.
• Ensure adherence to methodology, confidentiality, and data governance; contribute to automation and governance initiatives.

Skills

Excel

Financial modeling

Cash flow analysis

Credit risk analysis

Communication

AI fluency

Governance

English fluency

Education

Bachelor's degree or equivalent

Master's degree or CFA valued

Job description

S&P Global Ratings in Melbourne is seeking a senior structured finance analyst to lead credit analysis and cash-flow modeling for RMBS and ABS transactions. The role covers end-to-end execution, from diligence to surveillance, focusing on risk themes and governance.

You will join a global ratings team applying AI-enabled workflows with strong governance to deliver timely, evidence-based insights. Ideal candidates have strong credit/financial analysis, Excel and modeling skills, and excellent