Senior Paraplanner

RGH Group; Town of Cambridge; On-site; AUD 96,000 - 115,000; Full time

Job summary

RGH Group in Cambridge is seeking a Senior Paraplanner to deliver detailed technical research, analysis, and documentation across pensions, protection planning, tax considerations, and investments. You will produce personalised suitability reports and mentor junior paraplanners while supporting process improvements with regulatory alignment.

The role emphasizes high-quality client outcomes, strong numerical accuracy, and collaboration to maintain exemplary standards.

Qualifications

• Paraplanning experience delivering high-quality research and reports.
• Strong knowledge of pensions, investments and protection planning.
• Clear communication and ability to tailor advice to clients.
• Attention to detail and numerical accuracy, with regulatory awareness.

Responsibilities

• Research client circumstances and develop suitable financial recommendations.
• Perform calculations and cash-flow modeling as needed.
• Prepare tailored suitability reports and letters reflecting objectives and risk profiles.
• Ensure communications are compliant, accurate and easy to understand.
• Produce technical documentation for client meetings and presentations.
• Identify future planning opportunities and flag them to the Financial Planner.
• Serve as reference for paraplanning queries and escalate when needed.
• Provide guidance and training to new paraplanners.
• Share knowledge and support high standards across the team.

Skills

Paraplanning expertise

Pensions & investments

Client service

Attention to detail

Organisational skills

Collaboration

Education

A-Level/Higher (or equivalent)

Level 4 Diploma in Regulated Financial Planning (or equivalent)

Advanced Diploma/Chartered status (desirable)

Job description

Job Title: Senior Paraplanner Location: Cambridge office (hybrid working available) Salary: £50,000 £60,000

Role Overview

The Senior Paraplanner plays a key role in supporting Financial Planners by delivering detailed technical research, analysis, and documentation across a broad range of financial planning areas. This includes pensions, protection planning, tax considerations, and investment strategies. The role involves handling more complex client scenarios and contributing to high-quality advice that delivers strong, client-centric outcomes.A core part of this position is producing well-structured, personalised suitability reports and ensuring all work aligns with regulatory expectations and internal frameworks. The Senior Paraplanner is expected to maintain a high level of technical expertise, stay informed about market and regulatory developments, and take a proactive approach to continuous improvement.This role also includes supporting junior paraplanners through mentoring, training, and involvement in process enhancements across the department.

Key Responsibilities

• Conduct thorough research based on client circumstances, existing arrangements, and information gathered by Financial Planners to support the development of suitable financial recommendations.
• Perform detailed calculations and create cash-flow models where needed.
• Prepare clear, tailored suitability reports and letters that reflect each clients objectives, risk profile, and any vulnerabilities.
• Ensure all communications are compliant, accurate, and easy to understand.
• Produce technical documentation and research materials for client meetings and presentations.
• Identify future planning opportunities when reviewing client cases and highlight them to the Financial Planner.
• Act as a point of reference for complex paraplanning queries, escalating matters when appropriate.
• Provide structured guidance and training to new paraplanners.
• Share knowledge, encourage collaboration, and support high standards across the team.

Competencies

• Strong background in delivering high-quality paraplanning support.
• Broad experience across pensions, investments, and protection planning, including complex cases.
• A-Level/Higher (or equivalent) education.
• Level 4 Diploma in Regulated Financial Planning (or equivalent).
• Progression toward Advanced Diploma/Chartered status (desirable).

Core Skills

• Excellent communication and client-service skills.
• Strong technical financial planning knowledge.
• High attention to detail and numerical accuracy.
• Effective organisational and prioritisation skills.
• Strong collaboration skills and ability to act as a role model.