Senior Manager, Line 2 Non-Financial Risk (Multiple Opportunities)

Bendigo and Adelaide Bank Limited; Melbourne; Hybrid; AUD 180,000 - 240,000; Full time

Benefits offered by this job

Flexibility-first hybrid work options

Health & wellbeing initiatives

BEN U corporate university

Community engagement

Job summary

Bendigo and Adelaide Bank Limited is expanding its Divisional CRO teams within Group Risk, seeking Senior Manager level risk leaders to provide independent second-line oversight, evidence-based challenge, and strategic advisory across enterprise portfolios.

Our roles are permanent with hybrid/flexible working options across key Australian locations, aligned to a portfolio chosen during the application process.

Qualifications

• Senior-level experience in banking or financial services with NFR expertise.
• Proven track record challenging RPAs and evaluations.
• Ability to present papers to exec risk committees and governance forums.
• Qualifications in risk management or related disciplines are desirable.

Responsibilities

• Deliver independent second-line challenge to First Line leaders with risk identification and remediation.
• Act as a technical risk specialist in Non-Financial Risk (NFR) and drive RPAs and evaluations.
• Synthesise risk data to draft executive risk commentary and board papers.
• Lead Line 2 reviews and thematic deep dives per the annual assurance plan.
• Coach First Line partners to foster a speak-up culture and informed decision-making.

Skills

NFR expertise

Stakeholder engagement

Executive papers

Governance reporting

Risk assessment

Analytical thinking

Communication skills

Education

Business/Commerce/Law/Finance

Job description

Location: Melbourne, Adelaide, Bendigo, Brisbane or Sydney (Hybrid / Flexible working options)

Team: Divisional CRO's Teams | Group Risk

Work Type: Permanent

Closing Date: 12 November

We've never been 'just a bank'. Just like you should never be 'just an employee'. We're united in our belief that in banking, better can be bigger, and together we're making it happen.

It Begins at Bendigo Bank

As we continue to mature our risk ecosystem and deliver on our strategic roadmap, our Divisional Chief Risk Officer (CRO) teams within Group Risk are expanding. We are seeking experienced, high-calibre risk leaders at the Senior Manager level to provide independent second-line oversight, evidence-based challenges, and strategic advisory across our vital enterprise portfolios.

About the Opportunities

We are seeking technically grounded, experienced risk leaders at the Senior Manager level to provide independent second-line oversight, evidence-based challenge, and strategic advisory. Operating with substantial professional discretion and technical credibility, you will act as a trusted partner to Executive and Senior Leadership Teams, ensuring material business changes and strategic ambitions are executed safely, sustainably, and within Board risk appetite.

With several appointments commencing now and into the first quarter of 2027, these roles represent critical opportunities to join a proactive risk culture focused on doing what's right for our customers and communities. Operating under Bendigo Bank's Line 2 Risk Management Framework, you will aligned to a portfolio, which you can specify as your preferred option during the application process.

What You'll Do (Core Accountabilities)

• Independent 2LoA Challenge & Oversight: Deliver constructive, evidence-based second-line challenge to First Line (1LoA) leaders including risk identification, control effectiveness, risk and control quality and incident/breach root-cause remediations.
• Technical NFR Expertise: Act as a technical risk specialist in Non-Financial Risk (NFR), driving robust, end-to-end Risk Profile Assessments (RPAs), evaluating emerging exposures, and ensuring control effectiveness.
• Executive & Governance Reporting: Synthesise complex non-financial risk data to draft high-impact risk commentary and Line 2 assessments for Divisional Risk Committees, Executive submissions, and Board-level papers.
• End-to-End Assurance & Deep Dives: Lead the design and execution of targeted Line 2 reviews and thematic deep dives in accordance with the annual divisional assurance plan, monitoring the sustainable closure of remediation actions.
• Risk Culture & Capability Uplift: Lead through influence as a senior individual contributor, actively coaching First Line partners to foster an authentic 'speak up' culture, proactive risk ownership, and commercial, balanced decision-making.

What You’ll Bring to the Role

We are seeking seasoned second-line risk professionals who combine technical risk mastery with commercial pragmatism and persuasive stakeholder engagement:

• Deep Non-Financial Risk (NFR) Technical Specialty: Substantial senior-level experience in banking or financial services, with advanced expertise in Non-Financial Risk frameworks. Proven track record challenging and/or leading robust end-to-end Risk Profile Assessments (RPAs) and control evaluations.
• Strong Business Acumen & Risk Forum Presence: Proven commercial acumen with a pragmatic, influential mindset to balance regulatory requirements with business priorities. Demonstrated experience preparing high-impact papers and presenting or advising at executive risk committees and governance forums.
• Robust Second-Line Track Record: Demonstrated ability to provide formal, constructive challenge to senior leadership and translate complex regulatory frameworks into practical operational solutions.
• Analytical & Critical Thinking: Strong diagnostic capabilities to dissect operational processes, identify systemic vulnerabilities, and recommend balanced, risk-proportionate outcomes.
• Executive Influencing & Communication: Outstanding written and verbal communication skills, with a track record of authoring concise, C-suite/Board-ready papers and influencing senior stakeholders without direct reporting authority.
• Qualifications: Tertiary qualifications in Business, Commerce, Law, Finance, Risk Management, or a related discipline essential. Relevant industry certifications or postgraduate qualifications highly regarded.

Why Work for Us?

Want to be more than just a number? Join an organisation that truly values you and the unique contribution you make every day. Our team enjoys a comprehensive range of benefits, including:

• Flexibility First: Genuine hybrid and flexible work options across Melbourne, Adelaide, Bendigo, and Sydney, designed around work-life integration.
• Holistic Wellbeing: Subsidised health and wellbeing initiatives discounted private health insurance options, and comprehensive support via our Employee Assistance Program (EAP).
• Continuous Learning: Expand your career and leadership capabilities through our corporate university, BEN U, alongside sponsored external professional development.
• Purpose-Led Banking: Work for an organisation that reinvests into local communities and stands firmly behind doing what's right.

Inclusion & Belonging

We believe a diverse workforce supported by an inclusive culture is central to our success, and we actively encourage applications from people with diverse backgrounds, perspectives, and lived experiences. We are committed to providing reasonable adjustments throughout the recruitment process for candidates with a disability, illness, or injury.