Senior Analyst/Manager, Credit Risk, Corporate and Institutional Banking

Macquarie Bank Limited; Australia; Hybrid; AUD 150,000 - 210,000; Full time

Benefits offered by this job

Wellbeing leave day

Service bonus leave days

Parental leave (up to 20 weeks)

Transition leave on return to work

Volunteer leave with donation matching

Gender affirmation leave

Employee wellbeing program

Learning & development support

Hybrid & flexible working

Job summary

Macquarie Bank Limited in Australia seeks a Senior Analyst/Manager in Credit Risk for Corporate and Institutional Banking, based in Sydney or Melbourne. You will analyse new and existing loans for Corporate and Institutional clients and may progress to a Delegated Lending Authority for SME and other corporate transactions.

Key responsibilities include financial analysis, risk assessment, and collaboration with deal teams to achieve prudent, commercial outcomes in a dynamic environment.

Qualifications

• Prior experience in credit risk management in business lending, with experience lending to corporate or institutional counterparties.
• Ability to interpret financial statements and critically analyse transactions in the context of business strategy, risk appetite, sector research and macroeconomic developments.
• Excellent communication skills, with the ability to navigate challenging conversations to deliver prudent but commercial outcomes.
• Resilience, and strong work ethic in a fast-paced, dynamic environment.

Responsibilities

• You will analyse new and existing loans for Corporate and Institutional Banking clients.
• You will conduct financial analysis, structure, diligence and model review, working with the deal team to deliver prudent, commercial outcomes.
• This role may provide opportunity to obtain a Delegated Lending Authority and exercise decisions on SME, Commercial and other Corporate transactions.

Skills

Credit risk management

Financial statement analysis

Communication skills

Resilience

Job description

Senior Analyst/Manager, Credit Risk, Corporate and Institutional Banking

Join our Credit Risk team based in either Sydney or Melbourne with responsibility for transactions supporting Corporate and Institutional transactions from our Business Banking Division.

We are a global financial services group operating in 30 markets with 57 years of unbroken profitability. At Macquarie, you’re empowered to shape a career that is fulfilling and creates value. You will bring your insights and expertise to the task at hand and feel supported as you make your own kind of impact for a better future.

What role will you play?

You will work as part of a team that analyses new and existing loans for Corporate and Institutional Banking clients.

As a credit risk senior analyst/manager, you will work collaboratively with stakeholders to analyse transactions with a view to approval, including conducting financial analysis, structure, diligence and model review. You will work with the deal team and business stakeholders to deliver prudent but commercial outcomes in an efficient manner.

This role will also provide opportunity to obtain a Delegated Lending Authority and exercise decisions on SME, Commercial and other Corporate transactions (cashflow and property-backed), as well as strategic initiatives to enhance our credit risk frameworks, such as transforming credit frameworks, assessing portfolio quality and emerging risks, and working on regulatory initiatives.

What you offer

• Prior experience in credit risk management in business lending (cash flow and/or property-backed lending), with experience lending to corporate or institutional counterparties
• Ability to interpret financial statements and critically analyse transactions in the context of business strategy, risk appetite, sector research and macroeconomic developments
• Excellent communication skills, with the ability to navigate challenging conversations to deliver prudent but commercial outcomes
• Resilience, and strong work ethic in a fast-paced, dynamic environment

What we offer

• 1 wellbeing leave day per year
• Up to 5 additional service bonus leave days per year
• Up to 20 weeks’ paid parental leave for primary caregivers along with 12 days of transition leave upon return to work, and 6 weeks’ paid leave for non-primary caregivers
• 2 days of paid volunteer leave and donation matching
• Up to 12 months’ gender affirmation leave, including 6 weeks’ paid leave
• Access to Employee Assistance Program and wellbeing benefits including skin and health checks, and flu vaccinations
• Access to a wide range of salary packaging options
• Access to a wide range of learning and development opportunities, including reimbursement for professional membership or subscription
• Hybrid and flexible working arrangements, dependent on role
• Reimbursement for work from home equipment

About the Risk Management Group

Our Risk Management Group works as an independent, and centralised function, responsible for independent and objective review and challenge, oversight, monitoring and reporting in relation to Macquarie’s material risks. We are a global team that aims to manage the risks of today and anticipate the risks of tomorrow. Our divisions include compliance, credit, financial crime risk, market risk, operational risk, aggregate risk and prudential, and central.

Inclusion at Macquarie

We are committed to providing an inclusive environment for all, where different experiences, skills and perspectives are valued and respected. Macquarie provides access to opportunities for all individuals regardless of race, colour, religion, sex, sexual orientation, national origin, age, disability, protected veteran status, genetic information, marital status, gender identity or any other characteristic or circumstance.

We provide reasonable adjustments to individuals who may need support during the recruitment process and employment. If you require an adjustment, please let us know during the application process.