Senior Analyst - Financial Risk

TAL Australia; Sydney; On-site; AUD 120,000 - 170,000; Full time

Job summary

TAL Australia in Sydney is seeking a risk professional to strengthen financial risk management within the Line 2 Risk Office, partnering with stakeholders to embed a proactive risk culture and support prudent decision making.

You'll contribute to the development of TAL's Risk Appetite, ICAAP framework, and stress-testing scenarios, helping to build resilience while supporting customers.

Qualifications

• Relevant tertiary qualification in a business, risk, finance, actuarial or related discipline.
• At least 3+ years' experience within financial services, risk management, insurance, banking or a related industry.
• Understanding of life insurance prudential requirements, capital frameworks or regulatory obligations.
• Strong analytical skills with the ability to navigate complex issues and identify practical solutions.
• Excellent stakeholder engagement and relationship-building capabilities.
• Clear written and verbal communication skills, with a collaborative and continuous improvement mindset.

Responsibilities

• Provide trusted risk and compliance guidance to strengthen the management of financial risks across the business
• Contribute to the ongoing development and enhancement of TAL’s Risk Appetite Statement
• Collaborate with Capital teams to support and evolve TAL’s Internal Capital Adequacy Assessment Process (ICAAP) framework
• Lead the coordination and delivery of stress testing scenarios that strengthen business resilience
• Build strong stakeholder partnerships to embed risk awareness and promote effective risk management practices
• Deliver risk expertise and strategic advice to projects across TAL’s financial risk portfolio

Skills

Risk management

Financial services

Stakeholder engagement

Analytical skills

Regulatory obligations

Communication skills

Education

Relevant tertiary qualification in a business, risk, finance, actuarial or related discipline

Job description

• Take advantage of well-being initiatives designed to support your mental and physical health, ensuring a balanced lifestyle
• Enjoy benefits such as discounted insurance, health and well-being programs, and a range of employee benefits to support your lifestyle
• Sydney office with free on-site gym

Company Description

• Take advantage of well-being initiatives designed to support your mental and physical health, ensuring a balanced lifestyle
• Enjoy benefits such as discounted insurance, health and well-being programs, and a range of employee benefits to support your lifestyle
• Sydney office with free on-site gym

Why Join Us?

Your work at TAL will have a direct impact on the lives of over 5 million Australians, often during their most challenging times. Alongside our partners, you’ll contribute to meaningful work that makes a difference. We’re committed to being proactive and accountable, enhancing how we work and collaborate to get things done. Our values – respect, commitment, and resourcefulness – guide us as we deliver on our purpose, working with governments, industry colleagues, and partners to make a lasting impact. We also do what’s right by giving back. Through volunteering, championing equity, health, and sustainability, we actively support our community.

Job Description

At TAL, you'll play a key role in strengthening the frameworks that help us deliver on our promise to protect Australians with confidence. Working within the Line 2 Risk Office, you'll partner with stakeholders across the business to enhance financial risk management practices, support critical decision making, and help shape a strong and sustainable future for TAL. This is an opportunity to make a meaningful impact by embedding a proactive risk culture that enables our business to grow responsibly while continuing to support customers when they need us most.

In This Role You Will

• Provide trusted risk and compliance guidance to strengthen the management of financial risks across the business
• Contribute to the ongoing development and enhancement of TAL’s Risk Appetite Statement
• Collaborate with Capital teams to support and evolve TAL’s Internal Capital Adequacy Assessment Process (ICAAP) framework
• Lead the coordination and delivery of stress testing scenarios that strengthen business resilience
• Build strong stakeholder partnerships to embed risk awareness and promote effective risk management practices
• Deliver risk expertise and strategic advice to projects across TAL’s financial risk portfolio

Qualifications

• Relevant tertiary qualification in a business, risk, finance, actuarial or related discipline
• At least 3+ years' experience within financial services, risk management, insurance, banking or a related industry
• Understanding of life insurance prudential requirements, capital frameworks or regulatory obligations
• Strong analytical skills with the ability to navigate complex issues and identify practical solutions
• Excellent stakeholder engagement and relationship-building capabilities
• Clear written and verbal communication skills, with a collaborative and continuous improvement mindset

Additional Information

TAL is one of Australia’s leading life insurers, committed to inclusion, and supporting the career growth of our diverse workforce. We’re proud to be:

• An Inclusive Employer – Recognised as Employer of Choice for Gender Equality by the Workplace Gender Equality Agency and Bronze Tier Status within the Australian Workplace Equality Index
• Diversity Champions – Member of Diversity Council Australia, Australian Disability Network, Pride in Diversity and Champions of Change
• Reconciliation Advocates – Read our Innovate Reconciliation Action Plan.
• We welcome applications from people with diverse experiences, perspectives and backgrounds including Aboriginal and Torres Strait Islander people, caregivers, individuals living with disabilities, people from culturally diverse backgrounds and the LGBTIQ+ community.
• Need adjustments during the recruitment process? Let our team know by getting in touch with us here.—we’re here to support you.

You’realwaysaccountable for your actions. You never give up. You strive to find the best outcomes for customers and partners.Andyou valueworking together to find the best solutions for problems.

As part of the recruitment process, there are several checks which may be conducted to demonstrate your eligibility for a role at TAL including Criminal History, Bankruptcy, Entitlement to Work, Regulatory and Reference Checks.