Property Finance Senior Credit Analyst

Westpac Bank; Sydney; Hybrid; AUD 140,000 - 210,000; Full time

Benefits offered by this job

Mortgage rate discounts

Flexible work arrangements

Learning and development opportunities

Community volunteering initiatives

Job summary

Westpac Bank in Sydney is seeking a Senior Credit Analyst to join the Property Finance Portfolio Management team. You will assess risk, structure complex lending solutions and support transactions from 10m to 200m while partnering with Relationship Managers and Credit Managers.

The role is full-time and hybrid, based in Sydney/Warrane, with mentoring responsibilities and opportunities to develop expertise in property finance and commercial banking.

Qualifications

• Experience preparing and managing credit submissions for property finance.
• Relevant tertiary qualification in business, finance or property.
• Advanced skills in property cash-flow modelling and/or development feasibility.
• Strong verbal and written communication with stakeholders.

Responsibilities

• Assess risk and structure property finance transactions for a diverse range of clients.
• Prepare credit submissions and develop development feasibilities and cash-flow models.
• Collaborate with Relationship Managers and Credit Managers on deal structuring.
• Mentor junior team members and support workflow across the Credit Analyst team.

Skills

Financial analysis

Property cash-flow modelling

Credit submissions

Stakeholder management

Mentoring

Attention to detail

Education

Tertiary qualification in business/finance/property

Tools

Excel modelling

Financial analysis tools

Job description

Create your best future and join Westpac as a Property Finance Senior Credit Analyst.

What’s the role?

If Property Finance, credit analysis and complex lending solutions excite you, this could be the opportunity you've been looking for.

As a Senior Credit Analyst within our Property Finance Portfolio Management team, you'll work with large private property companies and unlisted property fund managers, helping to assess, structure and support a diverse range of property finance transactions.

This full-time hybrid position is based in Sydney / Warrane, Gadigal Country. You'll partner with Relationship Managers, Credit Managers and product experts to initiate and structure a range of property finance transactions. You’ll assess risk profiles, undertake financial analysis—including development feasibilities and property cash-flow modelling—and prepare credit submissions to support upcoming transactions ranging from $10m to $200m. You’ll also mentor team members, support on-the-job training and help manage the workflow of Credit Analyst tasks.

With a strong pipeline of opportunities and future career pathways available, this is an exciting time to join a growing team where you'll continue building your expertise in property finance and commercial banking.

What do I need?

• Previous experience in corporate banking, accounting, valuation or property, with a strong track record of preparing and managing credit submissions for property finance transactions
• A relevant tertiary qualification in business, finance or property
• Advanced skills in property cash-flow modelling and/or development feasibility analysis
• Proven stakeholder management capabilities, supported by excellent verbal and written communication skills
• A proactive attitude and genuine commitment to teamwork, with a focus on mentoring others, developing team capability and helping coordinate workflow within a respectful and high-performing environment.
• Confidence, strong attention to detail and the ability to work effectively in a fast-paced environment

We’re obsessed with becoming our customers #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help your grow your career within the bank.
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives.

Create your future today

We’re all about creating a supportive and inclusive community. We welcome everyone no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find more information and contact details on our FAQs and how to contact us page, under the ‘Diversity, sustainability and flexibility’ section.