Product Manager, Home Lending

Parity Consulting; Sydney; On-site; AUD 120,000 - 160,000; Full time

Job summary

Parity Consulting is seeking a hands-on Product Manager to lead mortgage product development from idea to launch. You will collaborate with credit, funding, operations, technology, sales, and marketing to deliver customer-focused home loan products and address regulatory changes.

The role requires several years in mortgages or secured lending, with a solid understanding of the end-to-end home loan process and experience delivering product changes.

Qualifications

• Several years' experience in mortgages or secured lending, ideally in product, credit policy or lending change.
• Solid understanding of how home loans work from application to settlement and servicing.
• Experience delivering product or business change, including business cases and working with technology teams.
• Good commercial sense, risk awareness and a customer-first approach.
• Experience with intermediary distribution or across borrower segments is a plus.

Responsibilities

• Run mortgage product initiatives from start to finish, including scoping, planning, requirements, testing, launch and review.
• Turn business goals, market changes and regulatory updates into clear product requirements covering features, eligibility, pricing and credit settings.
• Bring together teams across credit, funding, operations, technology, sales, marketing, legal and compliance to keep work moving and decisions on track.
• Support pricing and product positioning with data, market research and competitor analysis.
• Help identify and manage product risks, and support reviews and improvements to controls.
• Use data and feedback to find ways to simplify and improve the product range.

Skills

Mortgage product experience

Credit policy

Lending change

Home loan process

Business change delivery

Data-driven decisions

Job description

The Company

Our client is an established Australian lender with a strong home lending business and a focus on customer outcomes and sustainable growth.

The Opportunity

This is a hands-on Product Manager role within a collaborative product team. You'll help develop and improve mortgage products, taking initiatives from idea through to launch and making sure they work for customers, intermediaries and the business.

What You'll Do

• Run mortgage product initiatives from start to finish, including scoping, planning, requirements, testing, launch and review
• Turn business goals, market changes and regulatory updates into clear product requirements covering features, eligibility, pricing and credit settings
• Bring together teams across credit, funding, operations, technology, sales, marketing, legal and compliance to keep work moving and decisions on track
• Support pricing and product positioning with data, market research and competitor analysis
• Help identify and manage product risks, and support reviews and improvements to controls
• Use data and feedback to find ways to simplify and improve the product range

About You

• Several years' experience in mortgages or secured lending, ideally in product, credit policy or lending change
• A solid understanding of how home loans work, from application to settlement and servicing
• Experience delivering product or business change, including business cases and working with technology teams
• Good commercial sense, risk awareness and a customer-first approach
• Experience with intermediary distribution or across a range of borrower segments is a plus

Whether you are a sports fanatic, shark diver or part-time antique collector, we celebrate your uniqueness. Parity Consulting works with clients who embrace diverse and inclusive environments and empower their teams to bring their authentic whole self to work. We encourage people with different beliefs, abilities, backgrounds and life experiences to contact us. At Parity, we believe in people, not just data. Every application is reviewed by a real person, ensuring your experience and individuality are genuinely valued throughout the recruitment process.