Payments Solution Designer & API Architect

XPT Software Australia; Sydney; On-site; AUD 180,000 - 240,000; Full time

Job summary

XPT Software Australia is seeking a Solution Architect/Designer to lead end-to-end design for international payments programs, including cross-border and SWIFT-related integrations. The role emphasizes API-first, event-driven approaches and governance across ISG and project teams.

You will translate business needs into scalable, secure designs, create design artifacts, and collaborate with product owners, analysts, and vendors to ensure compliance with enterprise standards.

Qualifications

• Lead end-to-end solution design for international payments initiatives and transformation programs.
• Translate business requirements into scalable, secure, and resilient designs.
• Create and maintain HLDs/LLDs, interface specs, and data flow models.
• Collaborate with product owners, analysts, architects, and vendor partners.
• Ensure alignment with security, regulatory, and enterprise architecture standards.
• Evaluate options and provide balanced recommendations for complex problems.

Responsibilities

• Lead end-to-end solution design for international payments initiatives and transformations.
• Design API-based and event-driven integrations across banking ecosystems.
• Translate business requirements into scalable, secure designs and data models.
• Create and maintain HLDs, LLDs, interface specs and data flow models.
• Collaborate with Product Owners, BAs, Architects, and vendor teams.
• Drive governance, design reviews, and technical decision making.
• Support delivery teams through development, testing, and implementation.

Skills

Solution Architecture

AIA/ACDs governance

International Payments

Cross-Border Payments

SWIFT Payments

SWIFT MT/MX Messaging

ISO 20022

REST APIs

API Gateway Solutions

Event-Driven Architectures

Data Modelling & Mapping

API Design Standards

Security & Non-Functional Requirements

System & Application Integration

Job description

XPT Software Australia is seeking a Solution Architect/Designer to lead end-to-end design for international payments programs, including cross-border and SWIFT-related integrations. The role emphasizes API-first, event-driven approaches and governance across ISG and project teams.

You will translate business needs into scalable, secure designs, create design artifacts, and collaborate with product owners, analysts, and vendors to ensure compliance with enterprise standards.