Lending Specialist: Credit Architect for Home Loans

Loan Market; Gold Coast City; On-site; AUD 90,000 - 120,000; Full time

Benefits offered by this job

Head of Credit mentoring

Work-life balance

Birthday leave

Wellness bonus

Team events

Team incentives

Vibrant culture

Funding Cert IV

AI tools for deals

Inclusive environment

Job summary

Loan Market Edge on the Gold Coast is seeking a confident Lending Specialist to own the credit process and help clients secure approvals. You’ll run serviceability across multiple lenders, vet files, and write the rationale that gets a loan over the line.

You’ll work with brokers and clients, using the latest tools and AI capabilities, with mentoring from our Head of Credit and a focus on work-life balance and professional growth.

Qualifications

• 3+ years in lending credit.
• Strong knowledge of residential lending products and policy.
• Excellent written and verbal communication with brokers and clients.
• Analytical and detail-oriented with source-checking habits.
• Willingness to learn new systems and AI tools.

Responsibilities

• Run serviceability across multiple lenders and products.
• Research scenarios and present strongest path to broker.
• Vet supporting documents before lodgement.
• Write clear credit rationale for complex applications.
• Respond to lender requests and work with credit officers.
• Support CSMs with credit queries and clear bottlenecks.
• Cover broker appointments during leave and assist training.
• Maintain MyCRM credit notes for visibility.
• Contribute to continuous improvement of credit processes.

Skills

Credit assessment

Lending knowledge

Communication

Analytical thinking

Education

Cert IV in Finance and Mortgage Broking

Tools

MyCRM

AI tools

Job description

Loan Market Edge on the Gold Coast is seeking a confident Lending Specialist to own the credit process and help clients secure approvals. You’ll run serviceability across multiple lenders, vet files, and write the rationale that gets a loan over the line.

You’ll work with brokers and clients, using the latest tools and AI capabilities, with mentoring from our Head of Credit and a focus on work-life balance and professional growth.