Governance, Risk & Compliance Lead, APAC

corpay; Sydney; On-site; AUD 140,000 - 210,000; Full time

Job summary

Corpay is seeking a highly experienced Regulatory Compliance Officer to strengthen our compliance framework across APAC, with emphasis on ASIC and MAS obligations in cross-border payments and FX. The role requires translating complex regulatory requirements into practical controls and governance across AU and SG entities.

The successful candidate will lead regulatory advisory, support licensing and product changes, engage with regulators, and design monitoring programs to ensure ongoing

Qualifications

• 5+ years of regulatory compliance experience within cross-border payments and related financial services.
• In-depth knowledge of MAS and ASIC regulatory requirements.
• Experience translating regulatory obligations into operational controls and processes.
• Strong policy drafting and regulatory writing skills.
• Ability to engage with regulators and respond to regulatory reviews.
• Experience across AU and SG jurisdictions preferred.

Responsibilities

• Regulatory Advisory & Interpretation: act as SME on MAS and ASIC requirements; provide technical regulatory guidance to business, product, operations and risk teams; interpret new/regulatory changes and assess impact; draft gap analyses and implementation plans.
• Regulatory Framework & Governance: maintain and enhance compliance frameworks across AU/SG entities; develop/update policies; ensure regulatory obligation registers are accurate; support board reporting on regulatory risk.
• Product & Change Advisory: review new product proposals (FX, payment solutions); provide compliance input on licensing perimeter; assess conduct, disclosure and client classification implications; support regulatory impact assessments.
• Regulatory Engagement: support interactions with MAS/ASIC; assist in regulatory submissions and breach notifications; monitor enforcement trends and developments.
• Monitoring & Assurance: design or enhance monitoring programs; support second-line reviews and thematic testing; identify weaknesses and propose remediation actions.

Skills

Cross-border payments

FX / derivatives

Fintech experience

Regulatory interpretation

Policy drafting

Stakeholder engagement

Job description

Your role

What you'll be doing

Corpay Cross-Border is seeking a highly experienced Regulatory Compliance Officer to support and strengthen our regulatory framework across APAC.

This role is critical in ensuring compliance with ASIC and MAS regulatory requirements, particularly as they apply to cross-border payments, foreign exchange (spot, forwards, options), client money handling, licensing obligations, and financial services conduct.

The successful candidate will bring deep technical regulatory expertise, strong interpretive capability, and experience translating regulatory obligations into operational controls within a fast-paced financial services environment.

Key Responsibilities

Regulatory Advisory & Interpretation

• Act as subject matter expert on MAS (PS Act, SFA, AML/CFT Notices, TRM Guidelines) and ASIC (AFSL, Corporations Act, RG guidance, DDO, AML/CTF Act) requirements.
• Provide technical regulatory advice to business, product, operations, and risk teams.
• Interpret new and evolving regulatory requirements and assess impact to the business.
• Draft regulatory gap analyses and implementation plans.

Regulatory Framework & Governance

• Maintain and enhance compliance frameworks across AU and SG entities.
• Develop and update policies and procedures aligned with regulatory obligations.
• Ensure regulatory obligations registers remain accurate and current.
• Support Board and senior management reporting on regulatory risk.

Product & Change Advisory

• Review new product proposals (FX spot, forwards, options, payment solutions).
• Provide compliance input on licensing perimeter issues.
• Assess conduct, disclosure, and client classification implications.
• Support regulatory impact assessments for system and process changes.

Regulatory Engagement

• Support interactions with MAS and ASIC, including regulatory queries, thematic reviews, and onsite inspections.
• Assist in preparing regulatory submissions and breach notifications (where applicable).
• Monitor enforcement trends and industry developments.

Monitoring & Assurance

• Design or enhance compliance monitoring programs.
• Support second-line reviews and thematic testing.
• Identify control weaknesses and recommend remediation actions.

Skills, Qualifications & Experience

• 5+ years of regulatory compliance experience within: Cross-border payments
• FX / derivatives
• Fintech or non-bank financial institutions
• Banks with international payments exposure
• Deep working knowledge of: MAS Payment Services Act
• MAS AML/CFT Notices (PSN01/PSN02 or relevant notices)
• Securities and Futures Act (SFA)
• ASIC AFSL regime
• Corporations Act
• AML/CTF Act (Australia)
• Demonstrated experience translating regulatory obligations into operational frameworks.
• Experience engaging with regulators or responding to regulatory reviews.
• Strong policy drafting and regulatory writing skills.
• Ability to operate independently in a senior advisory capacity.

Desirable

• Technical FX Derivatives knowledge/ ability to analyse a portfolio
• Experience across both AU and SG jurisdictions.
• Exposure to NZ FMA regime.
• Legal, risk, or audit background.
• Professional qualifications (e.g., CAMS, law degree, compliance certification).

Key Competencies

• Strong regulatory interpretation and analytical capability.
• Commercially pragmatic with sound risk judgment.
• Excellent written and verbal communication.
• High attention to detail.
• Ability to influence stakeholders across business and technical teams.
• Comfortable working in a growth-oriented, fast-moving environment.

About Corpay

Corpay is a global technology organization that is leading the future of commercial payments with a culture of innovation that drives us to constantly create new and better ways to pay. Our specialized payment solutions help businesses control, simplify, and secure payment for fuel, general payables, toll and lodging expenses. Millions of people in over 80 countries around the world use our solutions for their payments.

At Corpay, we are committed to fostering an inclusive and respectful workplace where employees are valued for their diverse perspectives, experiences, and contributions. We believe that diversity, equity, and inclusion strengthen our teams, drive innovation, and support our continued success globally.

As part of our hiring process, offers of employment may be subject to the successful completion of pre-employment screening conducted by an authorized third-party provider, in accordance with applicable laws and Corpay policies. Screening requirements may include employment references, identity verification, criminal record checks, financial or sanctions screening, and other background checks relevant to the role and permitted by local law.

Notice to Recruitment Agencies and Search Firms: Corpay does not accept unsolicited resumes from agencies or search firms without a valid written agreement in place. Any unsolicited candidate submissions will become the property of Corpay, and no fees will be paid related to such submissions.