Full-Stack Staff Engineer - Consumer Lending Platforms

Bendigobank; Melbourne; Hybrid; AUD 180,000 - 240,000; Full time

Benefits offered by this job

Hybrid work model

Flexible work options

Job summary

Bendigo Bank is seeking a hands-on engineering leader to shape the technical direction of our Consumer Lending Technology domain. You will tackle complex problems across squads, designing for long-term simplicity, reliability, and security.

Reporting to the Engineering Manager, Consumer Lending Technology, you will drive technical standards, mentor engineers, and partner with product teams to deliver scalable lending solutions for retail banking, brokers and partners.

Qualifications

• Hands-on software engineering experience.
• Full-stack expertise: Java and React.
• Deep experience with AWS, Microservices (REST/GraphQL), and CI/CD pipelines.
• Quality and security focus: clean code, automated testing, observability.
• Strategic influence: translate business goals into pragmatic engineering strategies.
• Comfort navigating ambiguity and delivering with stakeholders.

Responsibilities

• Support Principal Engineers with architectural design and strategy for core systems.
• Embed engineering best practices in testing, security, and CI/CD to reduce technical debt.
• Mentor engineers and build technical capability through reviews and knowledge sharing.
• Collaborate with product and engineering leaders on cross-domain initiatives and technical assessments.

Skills

Hands-on engineering

Java

React

AWS

Microservices

CI/CD

Security

Testing

Observability

Stakeholder influence

Ambiguity handling

AI interest

Tools

Playwright

APIs (REST/GraphQL)

Job description

We’ve never been ‘just a bank’. Just like you should never be ‘just an employee’. We’re united in our belief that in banking, better can be bigger, and together we’re making it happen.

It starts here. With Bendigo Bank… and you.

About the opportunity

In this role you will be instrumental in shaping and delivering the technical direction for your area. You will tackle complex, ambiguous problems that span multiple squads, designing for long‑term simplicity, reliability, and security.

This is a key leadership role to drive our technical strategy and ensure critical IP is retained within Bendigo Bank. This responsibility carries through to working with our partner where you will lead critical initiatives from end‑to‑end and multiply the impact of engineers and teams around you. Your work will directly influence our technical standards, quality, mentorship practices, and establish clear technical leadership within the Product & Customer Platforms Domain.

Reporting to the Engineering Manager, Consumer Lending Technology, you will join a team focused on building next generation lending products for retail banking, brokers and partners.

We have a large roadmap ahead, modernising existing systems and adding new capabilities to our highly successful modern Lending Platform stack, including agentic AI powered solutions.

Our engineers take ownership from requirements and concept to production, solving business and process problems too. Technology stack includes:

• React and TypeScript
• Node.js BFF services
• REST and GraphQL APIs
• Java and SpringBoot microservices
• Camunda workflow
• AWS cloud infrastructure

In this role you’ll get to

• Support and complement Principal Engineers with architectural design and technical strategy for our core systems, simplifying complexity and ensuring alignment with enterprise‑wide goals.
• Champion and embed engineering best practices in testing, security, and CI/CD to enhance quality and reduce technical debt across our services.
• Mentor and coach engineers, building technical capability within the team through knowledge sharing, design reviews, and fostering a culture of high‑quality engineering.
• Collaborate with product and engineering leaders on cross‑domain initiatives and represent the engineering perspective in strategic discussions and technical assessments.

What you’ll bring to the role

To be successful in the role you will be a hands‑on engineer who brings a blend of deep engineering expertise, strategic influence and;

• Hands‑on software engineering experience.
• Full‑stack expertise: strong Java and React
• Modern practices: Deep experience with AWS, Microservices (REST/GraphQL), and CI/CD pipelines
• Quality and Security: A champion for clean code, automated testing (Playwright), robust observability, and application security
• Strategic Influence: The ability to translate complex business, risk, and technology goals into pragmatic engineering strategies, while effectively influencing and communicating with stakeholders.
• Pragmatic Problem Solving: A natural ability to navigate ambiguity, make well‑reasoned decisions, and balance technical excellence with business delivery.
• Forward‑Thinking Mindset: A strong passion for driving agentic software development lifecycles (SDLC) and a deep curiosity about how AI can revolutionize engineering, delivery, and customer experiences.

This is a permanent, full‑time opportunity, located at any of our Head Office locations, with a preference for Melbourne or Bendigo.

We offer flexible work options that put our people first, working in a hybrid model with a minimum local Head Office attendance requirement determined by your Leader, to find a rhythm that works best for you and your team. We believe that coming into the office some of the time is the best way to learn, stay connected and collaborate effectively, especially for key activities like team days, 1:1s, and town halls.

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process.

Please note, all internal candidates are required to notify their immediate leader when applying for a new career opportunity and you will be asked to acknowledge they have done so upon submission of your application.

We’re keen to support you with the next step in your career.

Still in two minds?

Research suggests 60% of women and underrepresented groups might stop here, even after getting as far as drafting an application. We believe that diversity makes every team stronger, so even if you don’t tick every box we still want to see your application!