Financial Crime Analyst

Equity Trustees Ltd; Melbourne; Hybrid; AUD 90,000 - 115,000; Full time

Benefits offered by this job

Remuneration package

Wellness program

Discounted health insurance

Employee assistance program

16 weeks parental leave

Hybrid working

Job summary

Equity Trustees Ltd in Melbourne is seeking a Financial Crime Analyst to protect clients and the business by detecting and preventing financial crime across CTS, STS and TWS units.

Based in our Enterprise Risk team, you will monitor transactions, conduct CDD/EDD, assist AUSTRAC reporting, and collaborate with Relationship Managers and Compliance to resolve queries. Flexible/hybrid working and strong risk governance are offered.

Qualifications

• Solid experience in AML or financial crime operations within financial services.
• Knowledge of AUSTRAC requirements and FATF guidelines.
• Experience with transaction monitoring systems and case management tools.

Responsibilities

• Conduct daily transaction monitoring and alert reviews according to procedures.
• Perform CDD/EDD and ongoing risk assessments for onboarding and reviews.
• Assist in preparing and filing Reportable Matters to AUSTRAC.
• Provide SME on financial crime risks to internal stakeholders.
• Monitor AUSTRAC updates to keep processes current.
• Support financial crime training and audit/compliance testing.

Skills

AML/fraud analytics

Transaction monitoring

CDD/EDD

AUSTRAC regulations

Investigative mindset

Cross-functional collaboration

Education

Bachelor's degree in Business or Commerce

AML certification (ACAMS) or Grad Cert in Financial Crime (desirable)

Tools

Case management systems

RegTech software

Job description

As a Financial Crime Analyst at Equity Trustees, you'll play a hands-on role in protecting our clients, our business and the broader community by detecting, investigating and helping prevent financial crime across our operations. This is a role where sharp analytical thinking meets real-world impact, and where your work directly contributes to the integrity of one of Australia's most trusted financial services organisations.

Sitting within our Enterprise Risk team and reporting to the Senior Manager Financial Crime, you will maintain key AML financial crime processes across our CTS, STS and TWS business units — executing financial crime processes, monitoring client activities, and supporting investigations to detect and prevent financial crime.

What you'll do:

• Conduct daily transaction monitoring and alert reviews, investigating and escalating unusual activity in line with internal procedures and regulatory requirements
• Perform customer due diligence (CDD), enhanced due diligence (EDD) and ongoing client risk assessments, including support for onboarding and periodic reviews of high-risk clients
• Assist in the preparation and filing of Reportable Matters to AUSTRAC, maintaining accurate records of all reviews and decisions
• Provide subject matter expertise on financial crime risks to internal stakeholders and collaborate with Relationship Managers and Compliance teams to resolve queries
• Monitor AUSTRAC communications and regulatory updates to ensure financial crime processes remain current and effective
• Support the delivery of financial crime training for internal and external stakeholders and contribute to audit and compliance testing activities

What you'll need to succeed:

• Solid experience in AML or financial crime operations within financial services or wealth management
• Strong working knowledge of AML/CTF regulations, including AUSTRAC requirements and FATF guidelines
• Experience with transaction monitoring systems and case management tools, with high attention to detail
• Strong analytical and investigative skills, with the confidence to engage across teams and with external stakeholders
• A proactive, collaborative mindset with a genuine commitment to continuous improvement and best practice governance
• Tertiary qualification in Business or Commerce; AML certification such as ACAMS or a Graduate Certificate in Financial Crime is highly desirable

What we offer:

• A warm, open, and supportive culture
• An attractive remuneration package, including reward and recognition programs
• An employee wellness program, including discounted health insurance and an employee assistance program
• A workplace volunteering and giving program to enable you to help others in the community
• Discounted tax and estate planning services
• 16 weeks paid parental leave for the primary carer
• Great central CBD location, modern office fit-out and end-of-trip facilities
• Flexible/Hybrid working environment

About Us - Trusted Since 1888

Equity Trustees was established in 1888 and is now one of Australia's largest specialist trustee companies. We help our clients grow, manage and protect their wealth now and for future generations. As a trustee company, we are responsible for always acting in our client's best interests, ensuring they feel safe, valued, and cared for.

We are committed to providing a workplace that is flexible, rewarding, and supportive of individual development. Just as you will help us grow our business, we will help you grow in your career.

Equity Trustees is over 135 years strong - and growing.