Desktop Home Assessor

Budget Direct; Adelaide; On-site; AUD 70,000 - 100,000; Full time

Benefits offered by this job

Bonuses

Volunteer days

Paid leave options

Learning & development opportunities

Employee discounts

Job summary

Budget Direct is building its presence in Adelaide and is seeking enthusiastic Desktop Home Assessors to join as founding members of an on-site team. You will manage the end-to-end claims process for insured properties, determine damage scope and costs, and work with restorers and suppliers to ensure high-quality repairs at fair prices.

You’ll review claims, assess risks, and negotiate outcomes with repairers and customers while maintaining exceptional customer service and regulatory compliance.

Qualifications

• Experience in managing quality building work and enhancing customer satisfaction.
• Background in reviewing and determining accurate scopes of work.
• Demonstrated communication, negotiation & conflict resolution handling ability, along with exceptional time management & organisational skills.
• Proven experience in building effective business relationships with all stakeholders.
• Insurance experience is preferred.

Responsibilities

• Assess the damage: review reports and photos to validate claimed damage and repair costs, determine causation, apply PDS, and provide justified recommendations.
• Scope the damage: produce detailed damage scope and cost documentation and review against supplier quotes; engage specialists as required.
• Negotiate outcomes: negotiate with repairers and customers on sustainable repair costs and variations; approve work commencement and accommodation decisions.
• Project manage repairs to ensure adherence to cost, time and quality; conduct virtual inspections and liaise with suppliers.
• Review and approve repair invoices for payment at milestones or completion.

Skills

Communication

Negotiation

Time management

Organisational skills

Relationship building

Job description

Budget Direct is landing in Adelaide.

This isn't just a new job. It's an opportunity to shape the future of Budget Direct in Adelaide from the very start.

We're assembling our Desktop Home Assessing team and looking for enthusiastic, empathetic Desktop Home Assessors to become founding members of something genuinely exciting.

If you're ready to make your mark and contribute to a high-performing culture from day one, we want to hear from you.

These roles are based on-site.

The role

Our Desktop Home Assessors are responsible for the end-to-end management of allocated claims. Focusing on establishing the cause, scope, and cost of insured claims and associated restoration, repair, or rebuilding of damaged property whilst developing and maintaining excellent customer service.

You will work closely with Auto & General’s panel of restorers & suppliers to ensure they complete repairs to our customers’ homes to a high standard and for a fair and reasonable price.

What you’ll be doing

Assess the damage

• Virtually review reports and photos to validate claimed event-related damage and repair costs, determine damage causation, apply the Product Disclosure Statement (PDS) for appropriate levels of cover, and provide justified decision recommendations aligned with regulatory frameworks.
• Identify and manage claim risks and prepare suitable contingencies, ensuring site safety and correctly authorising emergency (make safe) work.
• Handle complaints & identify vulnerable/high care customers; effectively understanding and managing any potential impacts of decisions and providing timely escalation where required.

Scope the damage

• Produce detailed damage scope and cost documentation and review it against supplier quotes.
• Leverage an advanced level of technical knowledge and consistently demonstrate an understanding of Escape of Liquid and Fire insured events, engaging specialists and industry experts as required.
• Align the repair methodology with PDS coverage and limitations, such as matching material parameters.

Negotiate outcomes.

• Negotiate with repairers and customers to determine sustainable and competitive repair costs, including managing scope and cost variations and challenging line items and repair methodology.
• Make approval decisions regarding work commencement, contents, temporary accommodation, and cash settlements.
• Project manage repairs to ensure adherence to agreed cost, time, and quality standards, conducting virtual inspections and liaising with suppliers.
• Identify and detail repair defects, manage rectifications, and elevate to relevant teams when appropriate, as well as identify and report service breaches.
• Review and approve repair invoices for payment at negotiated milestones or on completion of repairs.

Qualifications & Experience

• Experience in managing quality building work and enhancing customer satisfaction.
• Background in reviewing and determining accurate scopes of work.
• Demonstrated communication, negotiation & conflict resolution handling ability, along with exceptional time management & organisational skills.
• Proven experience in building effective business relationships with all stakeholders.
• Insurance experience is preferred.

The benefits of working at A&G

• Be rewarded - we recognise high performance and reward our people for their hard work through bonuses and other perks.
• Options for leave - life happens, so we’ve got volunteer days, an additional paid ‘ME’ day, paid parental leave and the opportunity to purchase additional leave to cover all of the big stuff.
• Grow with us - we’ve got learning and professional development opportunities to suit everyone.
• Give back - our A&G Difference program gives you the power to change our community for the better through volunteering, fundraising and donation opportunities for causes that you’re passionate about.
• Take care of yourself - your wellbeing is important to us and our healthy mind and body hub, mental-health support and fitness discounts will help you be your best self.
• Celebrate the wins - we love sharing our successes and celebrating together - join us and you’ve got a ticket to our many on-site events throughout the year, family fun days and annual celebrations.
• Save money - as well as discounts on insurance products, we’ve teamed up with some incredible retailers, hospitality providers and others to bring you discounts on your purchases, no matter where you are in Australia.
• Be rewarded- we recognise high performance and reward our people for their hard work through bonuses and other perks.

About us

Auto & General (A&G) is the fastest-growing major Motor and Home insurer in Australia, providing insurance products and solutions to safeguard a brighter future for our customers and community.

Our range of general insurance products including Car, Motorcycle, Home, Contents Pet and Travel products are delivered through our multi-award-winning brand Budget Direct and partnerships with leading brands - ING, Qantas and Coles Insurance.

We’re excited about the future and we’re always on the lookout for talented, passionate individuals who can help us achieve our goal of being Australia’s best insurer!

Auto & General values individual differences and believes in fostering an inclusive culture that creates a great place to work for all.